The top-rated mobile home insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Madigan Insurance Group. This directory lists 11 mobile home insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 5 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 6 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 7 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 8 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 9 | J L Jones Insurance & Retirement | 11503 Main St | (847) 669-1600 |
| 10 | August Vincent Insurance Agency | 11013 Woodstock St #692 | (847) 217-2184 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, Illinois, area focusing on mobile home insurance coverage. As a local agency, it assists homeowners with securing protection tailored specifically for manufactured and mobile dwellings in the region. Policies typically account for the unique structural risks and replacement considerations of these homes in this community. The agent provides guidance on standard policy options and additional endorsements like personal property coverage. Services include handling claims support and reviewing liability limits for mobile home owners in Huntley.
Sam Marshall - State Farm Insurance Agent in Huntley, IL provides mobile home insurance coverage along with a range of related personal insurance services. Their service approach focuses on helping customers select appropriate policies and reviewing existing plans to match changing coverage needs. Maintenance support includes guidance on protecting mobile homes against common regional weather risks. This agency services mobile homes located in parks or on private land, as well as single-family homes, apartments, retail locations, and restaurants.
LaCaria & Associates, INC. American Family Insurance serves homeowners and property managers in the Huntley, IL, area who require specialized mobile home insurance coverage. The company offers policies designed to protect manufactured and mobile homes from common regional risks such as severe storms and liability concerns. These tailored insurance solutions help ensure adequate coverage for both the structure and personal belongings. The agency also extends its mobile home insurance services to clients in neighboring Algonquin and the greater McHenry County region.
For property owners, the choice often comes between a single annual premium for full replacement cost or an installment plan with standard depreciated coverage. Madigan Insurance Group in Huntley, IL works through this distinction with homeowners and landlords needing mobile home protection. They help secure policies covering wind, hail, and liability claims common to this area. Service runs on both a one-time quote and on a schedule set for each policy renewal cycle.
Phil Almeraz - COUNTRY Financial Representative provides specialty coverage tailored specifically for mobile and manufactured homes, offering personal property protection and liability insurance for residents in the Huntley, IL area. The agency works with clients to assess structural risks unique to prefabricated housing and connects them with appropriate policies from a major national insurer. As autumn arrives and temperatures drop, it helps homeowners review their policies for additional protection against frozen pipes and winter storm damage that can threaten mobile home foundations and skirting.
Farmers Insurance - Lynne Iverson serves Huntley, Illinois, and the surrounding communities in McHenry and Kane Counties, providing mobile home insurance policies for manufactured and modular homes. This agency handles coverage for structure damage, personal belongings, and liability protection tailored to mobile home ownership. It also addresses additional risks like interior pipe breaks and transportation coverage during a move. For a typical job, it reviews each homeowner's property details and local weather hazards to recommend a policy that balances protection with appropriate deductibles.
VitalCover Insurance LLC provides mobile home insurance services in Huntley, Illinois, addressing standard coverage needs such as property and liability protection. It also offers specialty add-ons to cover attached structures, personal belongings, and additional living expenses during repairs. Policies are tailored for residents in manufactured and modular homes across the local area. The agency can serve commercial sectors including offices, warehouses, and food service operations.
With winter storms sweeping through Huntley, IL, protecting mobile homes from ice and wind damage becomes essential for local owners. CondoRisk Insurance Specialist helps homeowners review their coverage to ensure their property and belongings have adequate protection against common weather-related perils in the region. The company focuses specifically on mobile and manufactured home policies, offering guidance tailored to these structures and their unique insurance requirements. Every new client begins with a thorough inspection of the present policy to evaluate any gaps in coverage.
J L Jones Insurance & Retirement provides residential mobile home insurance coverage to clients in Huntley, IL, and also handles commercial property policies for local businesses. Their services focus on protecting manufactured and mobile homes against common regional risks. After an initial policy is placed, the agency follows up with clients between regular visits to review coverage needs and adjust policies as circumstances change.
August Vincent Insurance Agency in Huntley, IL is known for helping mobile homeowners protect their manufactured and modular dwellings from local risks such as wind, hail, and freezing pipes. The agency guides clients through standard policies that cover the home structure, personal belongings, and liability. It also addresses coverage gaps unique to mobile homes, like tie-down damage during relocation. For added protection, the agency offers an optional endorsement for replacement cost on personal property rather than actual cash value.
What Does a a Mobile Home Insurance Agent in Huntley Cost?
Typical mobile home insurance costs in Illinois range from 500 to 1,200 dollars per year for a standard policy. Factors that affect the premium include the age and condition of the home your location in Huntley your credit score and the coverage limits you choose. Older homes or those in flood prone areas may cost more. This is general information not insurance advice.
About mobile home insurance agents in Huntley
Mobile home insurance agents in Huntley Illinois help owners of manufactured and mobile homes find appropriate coverage. Illinois law requires mobile home owners to carry liability insurance and often lenders require comprehensive and collision coverage. Local agents can explain how Illinois statutes affect your policy and help you meet state requirements.
Frequently Asked Questions
What does mobile home insurance cover in Huntley Illinois?
Mobile home insurance in Illinois typically covers the structure personal property liability and additional living expenses. Policies may also include coverage for detached structures like sheds or garages. Illinois law does not mandate specific coverage amounts but lenders often require minimum limits.
Is mobile home insurance required by law in Illinois?
Illinois does not require mobile home insurance by state law. However your lender or park management may require you to carry liability and property coverage. If you own the land and home insurance is still a good idea to protect your investment.
How can a mobile home insurance agent in Huntley help me?
A local agent can compare policies from multiple insurers to find coverage that fits your budget and needs. They understand Illinois specific risks like severe weather and can advise on endorsements for flood or wind damage. Agents also help with claims and policy changes.
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