The top-rated mobile home insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 13 mobile home insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Gary Lemenager - State Farm Insurance Agent | 1250 W Lake St | (630) 628-0700 |
| 3 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 4 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 5 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 6 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 7 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 8 | Oxford Auto Insurance | 560 W Lake St | (630) 320-3310 |
| 9 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 10 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
For mobile home owners in Addison, a key distinction exists between insuring the structure with a one-time policy and adding recurring liability or contents coverage for personal property. Luis Garcia - State Farm Insurance Agent provides these distinct service options tailored to manufactured and mobile homes in this area. Coverage options can address physical damage, personal liability, and additional living expenses if a home becomes uninhabitable. Services for mobile home policies are available on an as-needed basis, such as when purchasing or upgrading a unit.
Gary Lemenager - State Farm Insurance Agent serves the Addison, Illinois area as a provider of mobile home insurance. This office helps local mobile home owners secure coverage that protects their dwelling against common risks like wind and fire. Policies available here also address personal property and liability concerns that arise from ownership. The agency works with residents to find a plan that meets their individual needs. Services handled in this location include specialized policies for mobile homes and coverage that protects connected structures like carports or decks.
Freeway Insurance in Addison, Illinois specializes in securing policies for manufactured and mobile homes, protecting the unique structures and risks these properties face. It also offers broad coverage options for homeowners needing insurance tailored to their situation. The company assists with finding appropriate protection for the area’s unpredictable weather. It specifically helps mobile homeowners prepare for the high winds and heavy snowfall common during an Illinois winter, ensuring their dwelling and belongings are safeguarded before the season arrives.
My Insurance Werks, Inc. provides insurance services for mobile homes, including both standard and specialized coverage options tailored to manufactured housing. It offers policy consultations and assistance with claims processing to help protect clients’ investments. The company’s service area covers Addison, Illinois, and the surrounding region. This local agency services single-family mobile homes, manufactured home communities, and residential rental properties.
As winter storms and wind damage become common concerns in Addison, mobile home owners seek coverage that protects their investment from seasonal risks. Magnum Insurance Agency in Addison, Illinois, quotes policies for manufactured and mobile homes based on current replacement values and local building costs. Their team reviews policy limits to align with Illinois insurance requirements and personal property coverage needs. After discussing available protections, the agency arranges an on-site inspection to evaluate the home's condition and finalize the coverage details.
Homeowners and mobile home owners in Addison, Illinois, turn to Towns Johnson Ins: Allstate Insurance for comprehensive coverage tailored to manufactured and modular homes. The agency assists clients in protecting their dwelling, personal property, and liability needs, addressing common risks like storm damage and theft. Covering the broader DuPage County area, it also serves neighboring communities such as Lombard and Glen Ellyn.
Serving Addison, Illinois, and its surrounding communities, Hispano Insurance Agency, Inc. provides mobile home insurance coverage. The agency handles policies that protect manufactured and mobile homes from common regional risks like storm damage and liability concerns. By evaluating each client’s specific property and coverage needs, the agency works to match homeowners with suitable insurance plans. It approaches each job by first reviewing the home’s details and location to recommend appropriate policy options and limits.
Oxford Auto Insurance, based in Addison, IL, handles both annual mobile home policy renewals and isolated coverage modifications, ensuring protection for manufactured homes. Their agents can adjust policies to include liability protection or damage coverage for specific weather-related risks common to the area. Services are primarily provided on a scheduled, ongoing basis through policy terms, though one-time consultations for current holders are available upon request.
Leticia Herrera Agency, Inc American Family Insurance specializes in providing mobile home insurance coverage, protecting the structure and personal belongings from common risks. In the Addison, IL area, the agency helps clients secure policies that address the unique aspects of manufactured and mobile home ownership. Each policy can be tailored to cover liability and potential damage from local weather events. During the windy season, it assists homeowners in reviewing their windstorm and hail coverage to ensure adequate protection before severe storms arrive.
What Does a a Mobile Home Insurance Agent in Addison Cost?
Typical mobile home insurance costs in Illinois range from 300 to 800 dollars per year for a basic policy. Factors such as home age location and coverage limits affect the premium. Older homes or those in flood zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Addison
Mobile home insurance agents in Addison Illinois help owners protect their manufactured homes with tailored policies. Illinois requires mobile homes to meet specific anchoring and wind resistance standards that may affect coverage. A local agent can explain how state laws impact your policy and find the right protection for your home.
Frequently Asked Questions
What does mobile home insurance cover in Addison Illinois?
Standard policies cover the home structure personal property and liability. Illinois law requires insurers to offer wind and hail coverage for mobile homes. You can also add flood or earthquake protection as separate endorsements.
Is mobile home insurance required by law in Illinois?
Illinois does not require mobile home insurance by state law. However if you have a loan on the home your lender will require coverage. Local ordinances in Addison may also require proof of insurance for park placement.
How can a mobile home insurance agent help me in Addison?
An agent can compare policies from multiple insurers to find coverage that meets Illinois building code requirements. They also help you understand deductibles and discounts for safety features like tie-downs and smoke detectors.
Mobile Home Insurance Agents in Other Illinois Cities
Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign · Chicago