The top-rated mobile home insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Greg Metelak - State Farm Insurance Agent, Farmers Insurance - Chantal Ortiz Meza. This directory lists 18 mobile home insurance agents serving Elgin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Sutton - State Farm Insurance Agent | 1380 Dundee Ave Suite D | (847) 888-8858 |
| 2 | Illinois Vehicle Auto Insurance (Xpert) | 1073 N Liberty St | (847) 468-0300 |
| 3 | Greg Metelak - State Farm Insurance Agent | 53 Douglas Ave | (847) 888-9875 |
| 4 | Farmers Insurance - Chantal Ortiz Meza | 79 S Grove Ave | (224) 242-8132 |
| 5 | David Im - State Farm Insurance Agent | 1245 Larkin Ave | (847) 742-2292 |
| 6 | Freeway Insurance | 5 Clock Tower Plaza | (224) 856-4649 |
| 7 | Nancy Navarro - State Farm Insurance Agent | 1881 Larkin Ave B | (847) 888-9040 |
| 8 | Mizrain Yeverino - State Farm Insurance Agent | 1140 N McLean Blvd Unit E | (224) 523-7019 |
| 9 | Pro Insurance Group | 2521 Technology Dr #201 | (833) 776-4671 |
| 10 | Leo R. Cox Agency | 1231 Larkin Ave | (847) 742-9713 |
Illinois Vehicle Auto Insurance (Xpert) serves Elgin and Kane County, offering mobile home insurance solutions tailored to manufactured and modular dwellings. The agency helps homeowners find coverage for structures, personal property, and liability risks common to this region. Mobile homes require distinct protection due to transport liability and windstorm exposures. Illinois Vehicle Auto Insurance (Xpert) handles policies that cover both single-wide and double-wide homes as well as detached storage structures.
Greg Metelak - State Farm Insurance Agent in Elgin, IL serves homeowners, property managers, and seasonal residents seeking mobile home insurance. It provides policies for manufactured homes, including liability and dwelling protection, tailored to local requirements. Coverage helps secure personal property and structures common in the surrounding area. The agency also assists customers in neighboring communities such as Carpentersville and the greater Fox Valley region.
Farmers Insurance - Chantal Ortiz Meza serves the Elgin, Illinois area and surrounding communities with mobile home insurance solutions. The agency handles policies for manufactured homes, modular dwellings, and mobile homes, addressing the specific needs of these structures. For each client, it explains available coverage options for the home and its contents. To handle a typical job, the agency reviews the individual property details with the owner to identify appropriate protection against local weather patterns and common liability risks.
For mobile home owners in the Elgin area, this agent helps clients choose between one-time policy purchases for immediate coverage or scheduled renewals that maintain continuous protection against weather damage and liability. The insurance plans offered address the specific structural risks and personal property concerns typical of manufactured and modular homes across the region. Customer appointments for policy reviews are handled on an as-needed basis, with consultations arranged whenever a resident requires updated coverage or risk assessment.
Freeway Insurance in Elgin, Illinois, is known for providing mobile home insurance policies tailored to manufactured and modular housing. The agency covers a range of needed protections for this housing type, including coverage for the dwelling structure and personal belongings. Standard options typically extend to liability protection in case of accidents on the property. For additional security, the agency can add on specialized coverage for detached structures like sheds or carports located on the lot.
Nancy Navarro, a State Farm Insurance agent in Elgin, IL, specializes in securing mobile home insurance policies for local homeowners. She helps clients protect their manufactured and modular dwellings with tailored coverage options. Her general service work includes structuring policies for liability and personal property. For seasonal or situational concerns, she assists homeowners in preparing for Illinois winter storms and the potential damage from frozen pipes and heavy snow loads.
When winter storms and seasonal moisture threaten homes across Elgin, IL, standard insurance policies often leave mobile homeowners exposed. Mizrain Yeverino - State Farm Insurance Agent addresses these gaps by tailoring coverage for manufactured and mobile homes, addressing unique risks like wind damage and foundation shifts. The agent offers personal consultations to assess the homeowner’s specific property needs. All policies begin with a detailed inspection of the mobile home to verify eligibility, coverage limits, and structural conditions.
Pro Insurance Group in Elgin, IL, helps clients find coverage for their manufactured and mobile homes. The company also offers options to add protection for personal belongings and liability risks. This work involves assessing local weather and property conditions to tailor policies. Pro Insurance Group can serve commercial sectors such as offices, warehouses, and food service establishments needing specialized insurance solutions.
Leo R. Cox Agency handles residential mobile home insurance needs for clients in Elgin and the surrounding Illinois area. Commercial coverage is also offered for those who require it for business purposes. The company works to find suitable policies to meet individual situations and budget considerations. After the initial policy is in place, agents remain available to adjust coverage or answer questions until the next scheduled policy review or renewal period.
What Does a a Mobile Home Insurance Agent in Elgin Cost?
Typical mobile home insurance costs in Illinois range from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and value of the home location in Elgin and the deductible chosen. Policies with flood or windstorm endorsements may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Elgin
Mobile home insurance agents in Elgin Illinois help owners of manufactured and mobile homes find appropriate coverage. Illinois state law requires mobile home owners to carry liability insurance if the home is financed or located in a park. Local agents understand the specific risks in Kane County including severe weather and flooding near the Fox River.
Frequently Asked Questions
What does mobile home insurance cover in Elgin Illinois?
A standard mobile home policy in Illinois typically covers the dwelling structure personal property and liability. It may also include additional living expenses if your home becomes uninhabitable due to a covered loss.
Is mobile home insurance required by law in Illinois?
Illinois does not require mobile home insurance by state law. However most lenders and mobile home parks require proof of liability and property coverage. It is wise to carry insurance even if not mandated.
How do I choose a mobile home insurance agent in Elgin?
Look for an agent licensed in Illinois who specializes in manufactured home policies. Ask about coverage for wind hail and flood risks common in the Elgin area. Compare quotes from multiple agents to find suitable terms.
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