The top-rated medicare insurance agent in Oak Harbor, Washington is Karmin Landry - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Natalia Talo - State Farm Insurance Agent, Tradewinds Insurance, Safe Harbor Agency. This directory lists 15 medicare insurance agents serving Oak Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karmin Landry - State Farm Insurance Agent | 31775 State Rte 20 STE B3 | (360) 675-4345 |
| 2 | Natalia Talo - State Farm Insurance Agent | 749 SE Fidalgo Ave #101 | (360) 675-7300 |
| 3 | Tradewinds Insurance | 31975 State Rte 20 #1 | (360) 679-4949 |
| 4 | Safe Harbor Agency | 31570 State Rte 20 STE 202 | — |
| 5 | Oak Harbor Community Services Office | 275 SE Pioneer Way #201 | (360) 240-4700 |
| 6 | Leavitt Group Northwest | 32785 State Rte 20 Suite 5 | (360) 675-5916 |
| 7 | Chris Watson: Allstate Insurance | 466 NE Midway Blvd | (360) 675-5978 |
| 8 | Farmers Insurance - Richard Voit | 390 NE Midway Blvd STE A102 | (360) 675-1598 |
| 9 | WA Insurance LLC | 520 E Whidbey Ave | (360) 401-8962 |
| 10 | Farmers Insurance - Arcy Dinnell | 31780 State Rte 20 Ste 1b | (360) 675-7568 |
Karmin Landry - State Farm Insurance Agent serves Oak Harbor in Island County, Washington, specializing in Medicare insurance coverage for eligible residents. The agency helps clients navigate plan options, including Medicare Supplement and Medicare Advantage plans. It also assists with the annual enrollment periods, ensuring individuals understand their prescription drug coverage and other benefits. Among the specific services handled are Medigap policies and Medicare Part D prescription drug plans.
Natalia Talo - State Farm Insurance Agent in Oak Harbor, WA, provides Medicare insurance guidance, helping clients navigate plan options and enrollment periods. The agency offers ongoing policy reviews and support for plan adjustments as healthcare needs evolve. Coverage assistance applies to individual and family plans, addressing supplemental and prescription drug needs. Services are available for those living in single-family homes, apartments, and retirement communities, as well as for local businesses such as retail stores and restaurants.
Tradewinds Insurance serves homeowners, renters, and retirees in Oak Harbor, Washington who are navigating Medicare coverage options. The agency assists clients with understanding plan details, comparing Medicare Advantage policies, and selecting suitable prescription drug or supplement plans. Licensed agents provide personalized guidance for initial enrollment and annual changes. Customers rely on this local office for straightforward advice on their healthcare choices. The company also serves the neighboring community of Coupeville on Whidbey Island.
Operating in Oak Harbor and the surrounding Whidbey Island communities, Oak Harbor Community Services Office handles Medicare insurance plans for local residents. It assists individuals with understanding original Medicare, Medicare Advantage, and prescription drug coverage options. The agency helps clients navigate enrollment periods and plan comparisons tailored to their health needs. To manage a typical case, the office first reviews a client’s current healthcare usage and budget, then presents a short list of suitable plans before guiding them through the enrollment process.
Residents and families in Oak Harbor, Washington, who are navigating Medicare options turn to Leavitt Group Northwest for guidance on their health coverage needs. This Medicare Insurance Agent helps individuals compare plan choices, understand enrollment periods, and select suitable supplemental or advantage policies. The agency’s work focuses on simplifying the complexities of Medicare for local seniors and those approaching retirement. Its services also extend to clients across neighboring communities such as Anacortes, providing accessible insurance support throughout the surrounding North Whidbey Island area.
Chris Watson: Allstate Insurance provides Medicare insurance guidance to beneficiaries in Oak Harbor, Washington. The agency helps clients understand plan options, including coverage gaps and prescription drug needs. It assists with enrollment periods and transition from employer plans to Medicare. With seasonal changes, many local seniors seek help navigating the fall Annual Election Period for switching or enrolling in medical and drug coverage.
With the annual Medicare open enrollment period prompting many Oak Harbor residents to review their coverage, Farmers Insurance - Richard Voit provides in-person guidance for those navigating plan options. As a local medicare insurance agent, this office helps clients understand the differences between original Medicare and Medicare Advantage plans available in Island County. The initial step in the process typically involves a complimentary assessment of the individual\'s current coverage and upcoming medical needs to identify suitable choices.
WA Insurance LLC serves residents of Oak Harbor with personalized assistance in understanding Medicare plan options, including supplemental coverage and Part D drug plans. The company also supports local business owners in the area, offering guidance on group Medicare and retiree health benefits for their employees. Coverage solutions are tailored to fit individual circumstances and schedules, helping clients navigate annual enrollment changes smoothly. The agency welcomes follow-up and repeat service between regular doctor visits to ensure plans remain suitable.
Farmers Insurance - Arcy Dinnell helps individuals navigate the complexities of Medicare insurance in Oak Harbor, Washington. The agency specializes in assisting clients with plan selection, including Medicare Advantage and Medigap supplement policies. It also addresses employer-sponsored retirement transitions to ensure coverage continuity without gaps. Commercial sectors served include medical and dental offices, industrial warehouses, and food service operations, offering tailored health and property protection for their unique business needs.
What Does a a Medicare Insurance Agent in Oak Harbor Cost?
Medicare insurance agent services in Washington are usually free to you because the agent earns a commission from the insurance company. Plan costs vary: Medicare Part B has a standard monthly premium of around $174.70 in 2024, while Part D and Medicare Advantage plans have premiums ranging from $0 to over $100 per month depending on the plan and your income. This is general information, not insurance advice.
About medicare insurance agents in Oak Harbor
Medicare insurance agents in Oak Harbor, Washington help residents navigate Medicare Part A, Part B, Part D, and Medicare Advantage plans. Washington state requires agents to be licensed and to follow specific rules about plan marketing and enrollment periods. Local agents understand the unique healthcare needs of Island County and can explain how Washington's Medigap protections apply to you.
Frequently Asked Questions
What does a Medicare insurance agent in Oak Harbor do?
A Medicare insurance agent helps you compare plans, enroll in coverage, and manage changes like the Annual Enrollment Period. They are licensed in Washington and can explain options for Original Medicare, Medicare Advantage, and Part D drug plans.
When can I enroll in Medicare in Oak Harbor?
Initial Enrollment starts three months before you turn 65 and lasts seven months. Washington also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for certain life events like moving or losing other coverage.
Are Medicare agents in Washington free to use?
Most Medicare insurance agents are paid by insurance companies, not by you. Their services are typically offered at no direct cost to you. Always confirm that the agent is an independent broker who can show plans from multiple carriers.
Medicare Insurance Agents in Other Washington Cities
Aberdeen · Anacortes · Arlington · Auburn · Bainbridge Island · Battle Ground · Bellevue · Bellingham · Bonney Lake · Bothell · Bremerton · Burien · Burlington · Camas · Centralia