The top-rated medicare insurance agent in Anacortes, Washington is FloodSmart Insurance Inc, rated 5.0 stars across 90 reviews. Other highly rated options include Heather Ladd - State Farm Insurance Agent, North Cascade Insurance, Farmers Insurance - Curtis Payne. This directory lists 16 medicare insurance agents serving Anacortes.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FloodSmart Insurance Inc | National HeadQuarters, 1101 8th St A | (866) 277-0055 |
| 2 | Heather Ladd - State Farm Insurance Agent | 2705 Commercial Ave | (360) 293-4561 |
| 3 | North Cascade Insurance | 1116 12th St | (360) 293-5158 |
| 4 | Farmers Insurance - Curtis Payne | 3110 Commercial Ave STE 104 | (360) 293-9579 |
| 5 | Island Health | 1211 24th St | (360) 299-1300 |
| 6 | Safe Insurance Services WA | 3401 WA-20 Spur | (509) 408-0290 |
| 7 | RIS Insurance Services | 901 24th St | (360) 293-2135 |
| 8 | The Elton Group - COUNTRY Financial | 606 Commercial Ave STE E | (360) 755-1395 |
| 9 | Life Time Insurance Agency, WI | 2216 25th St | (360) 207-1082 |
| 10 | ALT Insurance Group, LLC | 819 Commercial Ave STE D | (360) 899-4653 |
FloodSmart Insurance Inc offers a full spectrum of Medicare insurance agent services to clients in Anacortes, WA. The agency assists individuals with initial plan enrollment and annual policy reviews. Ongoing support includes helping clients understand their coverage options and navigating any changes in their healthcare needs throughout the year. The business serves a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.
Heather Ladd - State Farm Insurance Agent serves homeowners, renters, and small business owners in Anacortes, Washington, primarily focusing on their needs for Medicare insurance coverage. The agency helps individuals navigate plan options during enrollment periods and clarifies supplemental policy differences. Residents seeking personal guidance through the complexities of Medicare benefits can schedule a consultation at the local office. Service also extends to clients in the neighboring community of Burlington and the broader Skagit Valley area.
North Cascade Insurance specializes in helping clients navigate Medicare Advantage plans and Part D prescription drug coverage for residents of Anacortes, Washington. The agency also provides guidance on Medigap supplement policies and original Medicare enrollment to ensure comprehensive health coverage. For seniors approaching their initial enrollment period or facing the annual open enrollment window, the firm assists with reviewing plan changes and cost adjustments that occur each fall.
Farmers Insurance - Curtis Payne serves Anacortes, Washington, and the surrounding communities of Skagit County. This agency handles Medicare insurance plans, including supplemental coverage and prescription drug options for eligible seniors. It also assists clients with understanding enrollment periods and plan changes. The agency evaluates each individual’s healthcare needs and budget to recommend suitable options. A straightforward, consultative approach is used to guide clients through the selection and enrollment process.
Island Health serves the Anacortes, WA area as a medicare insurance agent. The company helps local residents navigate the complexities of medicare coverage. They assist clients in understanding their plan options during enrollment periods. The agency provides guidance on selecting between Medicare Advantage and Medicare Supplement plans. They also help beneficiaries with Part D prescription drug plan comparisons. Annual enrollment reviews and initial enrollment assistance are specific services the company handles in this region.
Safe Insurance Services WA in Anacortes provides Medicare insurance guidance, specializing in helping clients understand available plan options. They work with individuals to navigate Medicare enrollment and annual changes, offering support for selecting appropriate coverage. Common services include explaining the differences between Original Medicare and Medicare Advantage plans. The company helps seniors and those new to Medicare find coverage during Open Enrollment periods. They also address the specific concern of avoiding late enrollment penalties when individuals delay their initial Medicare sign-up.
RIS Insurance Services in Anacortes assists clients in choosing between a one-time plan selection during an annual enrollment period or a recurring annual review of their coverage. The agency provides guidance on Medicare Supplement and Advantage plans. Discussions typically explore how each option coordinates with existing healthcare needs. For ongoing peace of mind, clients can schedule a yearly check-in, or they may simply call for help with a single, specific issue. Service operates on a one-time, scheduled, or truly as-needed basis.
As older adults in Anacortes begin reviewing their coverage during the annual Open Enrollment Period, The Elton Group - COUNTRY Financial provides guidance on Medicare plans tailored to individual health needs and budgets. The agency helps clients compare Part D prescription drug options and Medicare Advantage or supplement plans with straightforward explanations of benefits and costs. An initial in-person or phone assessment reviews current coverage, upcoming medical expenses, and preferred providers before recommending a plan that fits the client's situation.
Life Time Insurance Agency, WI, located in Anacortes, WA, assists local residents with navigating their Medicare coverage options and enrollment processes. The agency specializes in providing supplemental Medicare insurance plans to help manage out-of-pocket healthcare costs. Agents work closely with clients to review eligibility and compare available plans from various carriers. They can serve the insurance needs of different commercial sectors, including offices, warehouses, and food service establishments.
ALT Insurance Group, LLC provides Medicare insurance guidance to residents in Anacortes, Washington. It also assists clients with related supplemental coverage options. The agency works with individuals navigating the local healthcare marketplace. They service surrounding areas in Skagit County. A representative can review plan choices during initial enrollment periods or annual open enrollment. Clients often return for help with policy adjustments or to review coverage changes between regular visits.
What Does a a Medicare Insurance Agent in Anacortes Cost?
Medicare Part A is usually free if you have paid Medicare taxes for 10 years. Part B has a standard monthly premium of $174.70 in 2024 for most people. Medicare Advantage plans may have $0 premiums but include copays and deductibles. Part D plans vary by drug tier. This is general information, not insurance advice.
About medicare insurance agents in Anacortes
Medicare insurance agents in Anacortes, Washington help residents understand their plan choices during the Annual Enrollment Period and Special Enrollment Periods. Washington state requires agents to be licensed and to follow specific rules about plan comparisons and disclosures. Anacortes agents can explain how Medicare works with local providers like Island Hospital and PeaceHealth.
Frequently Asked Questions
When can I enroll in Medicare in Anacortes?
The Initial Enrollment Period starts three months before you turn 65 and lasts seven months. The Annual Enrollment Period runs from October 15 to December 7 each year. Washington also has a Special Enrollment Period for certain life events like moving or losing other coverage.
What Medicare plans are available in Skagit County?
Residents can choose Original Medicare, Medicare Advantage plans, and Medicare Part D prescription drug plans. Skagit County offers several Medicare Advantage HMO and PPO options. A local agent can compare plans from multiple carriers for you.
Do Medicare agents in Washington charge fees?
Most Medicare agents are paid by insurance companies through commissions, so they do not charge you directly. Washington law requires agents to disclose any compensation they receive. Always ask about fees before signing up.
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