ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Medicare Insurance Agents Near You in Watertown, SD

Browse medicare insurance agents serving Watertown, South Dakota. Updated 2026-07-14.

The top-rated medicare insurance agent in Watertown, South Dakota is Phillip Matthews - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Meyer Insurance, KRANZ INSURANCE - Watertown Insurance LLC, Wishard Insurance. This directory lists 20 medicare insurance agents serving Watertown.

Showing 20 medicare insurance agents in Watertown, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Phillip Matthews - State Farm Insurance Agent208 E Kemp Ave #2(605) 882-1252
2Meyer Insurance1933 Willow Creek Dr(605) 753-5698
3KRANZ INSURANCE - Watertown Insurance LLC521 10th St NW(605) 886-4200
4Wishard Insurance922 W Kemp Ave(605) 882-5773
5Lynn Jurrens American Family Insurance306 9th Ave SE(605) 886-8240
6Schulz Insurance24 N Broadway(605) 886-1525
7Glacial Lakes Insurance Inc.1505 10th Ave SE #2(605) 956-3445
8Puthoff Insurance Agency-Watertown1608 9th Ave SW(605) 886-9319
9Leavitt Heartland Insurance812 10th St SW(605) 882-1688
10Heaton Insurance Agency804 2nd St SE(605) 878-2111
PM
208 E Kemp Ave #2
Phillip Matthews - State Farm Insurance Agent
Medicare Insurance Agent · Watertown, SD

Phillip Matthews - State Farm Insurance Agent in Watertown, SD, provides a range of Medicare insurance services, including plan selection guidance and enrollment support. The office helps clients understand their coverage options and offers ongoing assistance with policy maintenance and annual plan reviews. As a local Medicare insurance agent, the agency focuses on helping individuals navigate the complexities of healthcare coverage during retirement. It serves single-family homes, apartments, retail, and restaurants by ensuring their owners and employees have access to appropriate Medicare plans.

MI
1933 Willow Creek Dr
Meyer Insurance
Medicare Insurance Agent · Watertown, SD

Meyer Insurance serves the Watertown, South Dakota area as a Medicare insurance agent. It guides clients through Medicare plan options, including enrollment periods and plan comparisons to find appropriate part D and Medicare Advantage coverage. The company assists with understanding how Original Medicare and supplemental plans work for local beneficiaries seeking healthcare options. Meyer Insurance handles specific services such as evaluating Medicare Supplement insurance policies and coordinating plan choices during annual open enrollment periods.

KI
521 10th St NW
KRANZ INSURANCE - Watertown Insurance LLC
Medicare Insurance Agent · Watertown, SD

Kranz Insurance - Watertown Insurance LLC assists homeowners and individuals in Watertown, South Dakota with their Medicare insurance needs. The agency helps clients compare plan options and navigate enrollment periods to find appropriate coverage. Services include explanations of Medicare Parts A and B, as well as supplemental and Medicare Advantage plans. The company’s agents work to clarify often complex benefits for seniors and those approaching retirement. They also serve Medicare beneficiaries in the surrounding Codington County area.

WI
922 W Kemp Ave
Wishard Insurance
Medicare Insurance Agent · Watertown, SD

Serving Watertown, South Dakota, and the surrounding communities, Wishard Insurance assists clients with Medicare plan selection. The company handles the details of Medicare Supplement policies, Medicare Advantage plans, and Part D prescription drug coverage. It helps individuals navigate the annual enrollment period and special enrollment situations. To handle a typical job, the agent begins by reviewing a client's current coverage and medical needs, then presents plan options from available carriers before assisting with the final enrollment process.

LJ
306 9th Ave SE
Lynn Jurrens American Family Insurance
Medicare Insurance Agent · Watertown, SD

Lynn Jurrens American Family Insurance in Watertown, SD, helps clients understand the difference between annual, one-time Medicare enrollment periods and ongoing plan adjustments that may arise from changing health needs. As a local medicare insurance agent, the company guides individuals through the available Medicare Advantage and supplement coverage options for their area. Service for initial plan selection and annual reviews can be scheduled as needed through the year.

SI
24 N Broadway
Schulz Insurance
Medicare Insurance Agent · Watertown, SD

Schulz Insurance in Watertown, SD specializes in guiding individuals through the selection of Medicare Advantage and Supplement plans. It works closely with clients to evaluate their healthcare needs and compare available coverage options. As a local Medicare insurance agent, it assists beneficiaries with understanding plan costs, networks, and prescription drug coverage. This tailored support proves especially valuable during the Annual Enrollment Period, when people need to review their current plan and consider any necessary changes.

GL
1505 10th Ave SE #2
Glacial Lakes Insurance Inc.
Medicare Insurance Agent · Watertown, SD

As the Medicare Annual Enrollment Period approaches each fall, Glacial Lakes Insurance Inc. in Watertown, SD helps local seniors review their plan options and navigate any changes in prescription drug or medical coverage. The company focuses on explaining how Medicare Parts A and B interact with supplemental or Advantage plans available in Codington County. Their process begins with a no‑obligation consultation to assess a client’s current health needs, preferred doctors, and typical pharmacy usage before making any recommendations.

PI
1608 9th Ave SW
Puthoff Insurance Agency-Watertown
Medicare Insurance Agent · Watertown, SD

Puthoff Insurance Agency-Watertown helps individuals navigate their healthcare coverage needs, specializing in Medicare insurance plans and supplemental options for added protection. Serving the Watertown, SD area, the agency assists clients in understanding plan differences during enrollment periods. Their services support those looking for private plan guidance alongside original Medicare benefits. The agency can assist commercial sectors including offices, warehouses, and food service operations with their insurance requirements.

LH
812 10th St SW
Leavitt Heartland Insurance
Medicare Insurance Agent · Watertown, SD

Leavitt Heartland Insurance in Watertown, SD, assists residents with Medicare insurance needs for individuals and families. Commercial coverage options are also available for local businesses and their employees. The company serves clients throughout the Watertown area and surrounding communities in northeastern South Dakota. Agents help navigate plan choices, enrollment periods, and coverage changes during initial eligibility and annual open enrollment. They follow up after each enrollment to ensure the plan still fits, and offer repeat service between regular visits to adjust coverage when health needs or plan terms change.

HI
804 2nd St SE
Heaton Insurance Agency
Medicare Insurance Agent · Watertown, SD

Heaton Insurance Agency in Watertown, SD functions as a local medicare insurance agent helping clients navigate annual enrollment periods. The agency reviews Medicare Part D prescription drug plans to confirm local pharmacy networks match customers’ needs. They also explain the coverage differences between original Medicare and Medicare Advantage options available in Codington County. A specialty service this agency can offer is enrolling clients in Medicare Supplement plans to cover out-of-pocket costs like deductibles and copayments.

AW
12 5th St NE
Acrisure Watertown, SD (Fischer Rounds & Associates)
Medicare Insurance Agent · Watertown, SD
(605) 886-4361
acrisure.com
WI
1600 4th St NE
World Insurance Associates LLC
Medicare Insurance Agent · Watertown, SD
(605) 886-9719
locations.worldinsurance.com/american-trust-insurance-a-division-of-world-bbe3c05412f7
OI
804 2nd St SE
Overby Insurance
Medicare Insurance Agent · Watertown, SD
(605) 520-4575
BI
1414 9th Ave SE A
Brueggeman Insurance
Medicare Insurance Agent · Watertown, SD
(605) 886-9043
brueggemaninsurance.com
MD
113 5th St SE
Michael D Evans Jr - Aflac Insurance Agent
Medicare Insurance Agent · Watertown, SD
(605) 753-5777
aflac.com
FU
814 10th St SW
Farmers Union Insurance - Nichols Insurance Agency
Medicare Insurance Agent · Watertown, SD
(605) 886-9683
DI
1310 9th Ave SE
Dacotah Insurance
Medicare Insurance Agent · Watertown, SD
(605) 882-2144
dacotahbank.com/insurance
KA
401 7th Ave SE
Kinsman Agency Inc
Medicare Insurance Agent · Watertown, SD
(605) 886-4911
kinsmaninsurance.com
MW
214 9th Ave SE
Mark Weber Agency
Medicare Insurance Agent · Watertown, SD
(320) 226-1146
FM
1401 4th St NE
First MainStreet Insurance at Reliabank
Medicare Insurance Agent · Watertown, SD
(605) 886-5101
firstmainstreetatreliabank.com

What Does a a Medicare Insurance Agent in Watertown Cost?

Medicare insurance agents in South Dakota do not charge you directly for their services. Their compensation comes from the insurance carriers when you enroll in a plan. Typical Medigap premiums in South Dakota range from 100 to 300 dollars per month depending on your age and plan type. Medicare Advantage plans may have low or zero monthly premiums but include cost sharing. This is general information and not insurance advice.

About medicare insurance agents in Watertown

Medicare insurance agents in Watertown, South Dakota help residents compare Medicare Advantage, Medigap, and Part D plans. South Dakota law requires agents to be licensed through the state Division of Insurance. Local agents understand the specific needs of Codington County residents and can explain how Medicare coordinates with other coverage.

Frequently Asked Questions

What does a Medicare insurance agent in Watertown do?

A Medicare insurance agent helps you review plan options, compare costs, and enroll in Medicare Part A, Part B, Part D, or Medicare Advantage. They also assist with Medigap policies and explain how South Dakota rules affect your choices.

When can I enroll in Medicare in Watertown South Dakota?

The Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. South Dakota also has a General Enrollment Period from January 1 to March 31 each year. Special Enrollment Periods may apply for certain life events.

Are Medicare agents in Watertown free to use?

Yes, Medicare insurance agents are typically paid by insurance companies, not by you. Their services are free to you. Always confirm that the agent is licensed in South Dakota before working with them.

Medicare Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.