The top-rated medicare insurance agent in Westerly, Rhode Island is Lathrop Insurance, rated 5.0 stars across 95 reviews. Other highly rated options include Fallon Insurance Agency, Mansfield Insurance Agency, Louis Panciera Insurance. This directory lists 12 medicare insurance agents serving Westerly.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lathrop Insurance | 33 Crestview Dr | (401) 596-2525 |
| 2 | Fallon Insurance Agency | 43 Broad St # 3 | (401) 868-8265 |
| 3 | Mansfield Insurance Agency | 115 High St #1821 | (401) 596-2096 |
| 4 | Louis Panciera Insurance | 48 Main St | (401) 596-4977 |
| 5 | Neri Agency, Inc.: Allstate Insurance | 105 Franklin St Unit 29 | (401) 596-7770 |
| 6 | Thorp & Trainer | 107 Airport Rd | (401) 596-0146 |
| 7 | Schonning Insurance | 90 Airport Rd | (401) 348-2000 |
| 8 | Bouvier Insurance, A HUB International Company: Westerly | 2 Wilder Ave | (401) 326-6000 |
| 9 | Philip Overton - Prudential Financial | 53 High St Suite 31 | (401) 596-8297 |
| 10 | Strategic Financial Services | Remax Building, 56 Wells St | (401) 596-6600 |
Lathrop Insurance serves customers in the Westerly, Rhode Island area as a Medicare insurance agent. The company primarily assists individuals with navigating their Medicare coverage options, including plan selection and enrollment. In this role, agents help clarify the differences between Original Medicare, Medicare Advantage, and Part D prescription drug plans. Lathrop Insurance handles annual enrollment period applications and offers personalized plan comparisons designed to meet each client’s healthcare needs in the region.
Fallon Insurance Agency provides Medicare insurance guidance for individuals in Westerly, Rhode Island, helping clients understand plan options and enroll in coverage. The agency offers initial consultations to explain benefits and ongoing support throughout the year for plan adjustments or questions. Services include assisting with Medicare Advantage, Medigap, and Part D prescription drug plans. The company serves a diverse range of clients, from those in single-family homes to apartments, retail locations, and local restaurants.
Mansfield Insurance Agency serves retirees and older adults in Westerly, Rhode Island, who need guidance navigating Medicare plans. It provides consultations to compare Medicare Advantage and Supplement options for individual health needs. As a local insurance agent, the company assists clients with annual enrollment periods and plan changes. Mansfield Insurance Agency also extends its Medicare insurance services to nearby communities such as Mystic and Stonington, Connecticut.
Serving Westerly, Rhode Island, and the surrounding communities of southern New England, Louis Panciera Insurance handles Medicare insurance agent services for local residents. It assists individuals in understanding their Medicare options, including Medicare Advantage, Supplement plans, and Part D prescription drug coverage. The company guides clients through the annual enrollment period and helps compare different plan choices to match healthcare needs and budgets. It typically works with each client to review their current coverage and discuss potential changes for the upcoming plan year.
Neri Agency, Inc.: Allstate Insurance offers Medicare insurance guidance in Westerly, distinguishing between one-time enrollment consultations and recurring annual review services for plan adjustments. Their coverage assistance includes helping clients understand Parts A, B, D, and Medicare Advantage options to match individual healthcare needs and budgets. They navigate plan changes during open enrollment and special enrollment periods with personalized attention. Service appointments run on a scheduled basis for initial meetings and annual check-ins, with additional support available as needed for urgent questions or life changes.
Thorp & Trainer in Westerly, RI focuses on helping clients navigate Medicare Supplement plans and Part D prescription drug coverage. As a local Medicare insurance agent, it assists individuals with comparing plan options and completing annual enrollments. It works with beneficiaries to understand coverage changes and coordinate benefits with existing healthcare providers. The agency is particularly helpful during the Fall Medicare Open Enrollment period, when residents may need to adjust their plans for the coming year.
As Medicare open enrollment approaches each fall, Westerly residents often face complex choices among Part D drug plans and Medicare Advantage options. Schonning Insurance, based right in Westerly, helps local seniors navigate these decisions by offering clear, face-to-face guidance on available coverage. The agency focuses on matching individual health needs and budgets with suitable plans, drawing on current market offerings and plan regulations. A typical first step involves a no-obligation review of the client’s existing coverage and upcoming out-of-pocket costs to pinpoint the most appropriate plan options.
Bouvier Insurance, A HUB International Company: Westerly works with individuals to navigate their Medicare insurance options, offering guidance on coverage plans and enrollment periods. As a Medicare insurance agent, the firm specializes in matching clients with suitable supplemental and Advantage plans available in the local region. Its professionals assist with plan comparisons and annual changes to ensure ongoing coverage alignment. The agency serves various commercial sectors in Westerly, Rhode Island, including local offices, warehouses, and food service businesses.
Philip Overton of Prudential Financial helps residents of Westerly, Rhode Island with their personal Medicare insurance needs, offering guidance on plans that align with individual healthcare requirements. Commercial coverage is also available for local businesses seeking employee benefits or group health solutions. Service extends throughout the Westerly area and surrounding communities. After an initial consultation and enrollment, clients can schedule follow-up meetings during regular visits to review changes in coverage or address any upcoming needs.
Strategic Financial Services in Westerly, Rhode Island is known for providing medicare insurance guidance to local clients. It assists individuals in navigating plan options, including Medicare Advantage and supplement plans, helping them understand enrollment periods and coverage basics. The company focuses on tailoring insurance choices to match each person’s healthcare needs and budget. For clients who require additional prescription drug coverage, Strategic Financial Services adds on the coordination of a standalone Part D plan selection.
What Does a a Medicare Insurance Agent in Westerly Cost?
Medicare insurance agents in Rhode Island do not charge you a fee for their services. They are paid by insurance carriers through commissions that are built into plan premiums. Typical monthly premiums for Medicare Advantage plans in Westerly range from zero to 150 dollars. Medigap plans usually cost between 100 and 300 dollars per month depending on age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Westerly
Medicare insurance agents in Westerly Rhode Island help residents compare Medicare Advantage, Medigap, and Part D plans. Rhode Island law requires all agents to be licensed by the state and follow strict marketing guidelines. Local agents understand the specific network options available in Washington County and nearby hospitals like Westerly Hospital.
Frequently Asked Questions
What does a Medicare insurance agent in Westerly do?
A Medicare insurance agent in Westerly helps you compare plans from different carriers. They explain coverage options, costs, and enrollment rules. Agents do not charge you directly because they earn commissions from insurance companies.
When can I enroll in Medicare in Rhode Island?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. Rhode Island also has a General Enrollment Period from January 1 to March 31 each year. Missing deadlines may result in late penalties.
Do I need a Medigap plan in Rhode Island?
Medigap plans cover costs not paid by Original Medicare like copays and deductibles. In Rhode Island you have a six-month Medigap Open Enrollment Period starting when you turn 65. During this time you cannot be denied coverage based on health conditions.
Medicare Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Lincoln · Middletown · North Providence · Pawtucket · Providence · Warwick · Woonsocket