The top-rated medicare insurance agent in Johnston, Rhode Island is Jose Espejo: Allstate Insurance, rated 5.0 stars across 254 reviews. Other highly rated options include Expert Insurance, Narragansett Bay Insurance Company, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance. This directory lists 11 medicare insurance agents serving Johnston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jose Espejo: Allstate Insurance | 1318 Plainfield St | (401) 831-2099 |
| 2 | Expert Insurance | 1705 Hartford Ave | (401) 709-7720 |
| 3 | Narragansett Bay Insurance Company | 1301 Atwood Ave #102W | (401) 725-5600 |
| 4 | Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance | 1465 Atwood Ave | (401) 273-8700 |
| 5 | Tax Insurance Solutions | 1215 Plainfield St | (401) 944-1512 |
| 6 | Smyth Business Solutions | 1665 Hartford Ave | (401) 227-9256 |
| 7 | Kelvin Taveras: Allstate Insurance | 1318 Plainfield St | (401) 824-7813 |
| 8 | Cesar Loaiza: Allstate Insurance | 653 Killingly St | (401) 942-0500 |
| 9 | Capital Insurance Group | 454 George Waterman Rd | (401) 349-5757 |
| 10 | Allstate Insurance: Sugeidy Mendez | 58 Greenville Ave | (401) 324-0653 |
Jose Espejo: Allstate Insurance serves the Johnston, Rhode Island area as a Medicare insurance agent. The company assists clients in navigating their healthcare coverage options during the annual enrollment period. It specializes in reviewing individual health needs to find suitable plans. The agent provides guidance on Medicare Supplement plans and Medicare Advantage options for qualifying beneficiaries in the local community.
Expert Insurance serves Johnston residents and neighboring homeowners navigating their Medicare options. This agency helps clients understand Medicare Advantage, Part D prescription drug plans, and Medigap supplement policies during open enrollment and special enrollment periods. The agent assists with comparing plan costs, provider networks, and coverage benefits to find suitable healthcare solutions. Each appointment includes a personalized review of individual health needs. Expert Insurance covers Medicare consultation appointments in Smithfield and the greater Providence metro area as well.
Narragansett Bay Insurance Company provides a full range of Medicare insurance options, including Medicare Advantage plans and Medicare Supplement policies, to help clients navigate their healthcare coverage needs. It assists individuals with plan comparisons, enrollment guidance, and annual review services to ensure coverage aligns with changing health requirements. The agency serves clients in and around Johnston, Rhode Island, including those living in single-family homes, apartments, retail locations, and restaurants.
Serving Johnston and the surrounding Rhode Island communities, Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance handles Medicare insurance options for local beneficiaries. The company focuses on guiding clients through the complexities of plan selection and enrollment. To manage a typical case, the agent begins with a thorough review of the individual's current coverage and healthcare needs before clearly explaining available Part D, supplement, or advantage plans. This method ensures informed decision-making tailored to each client's specific medical and financial situation.
Tax Insurance Solutions in Johnston, RI helps clients differentiate between one-time enrollment guidance and ongoing policy management for medicare coverage. Their services address the various components of plans, including hospital and prescription drug insurance, to align with individual healthcare needs. This local agency supports residents in understanding their options throughout the annual enrollment period. Service offerings are available on a scheduled and as-needed basis to accommodate changing health requirements.
Smyth Business Solutions of Johnston, RI provides focused guidance on Medicare Supplement plans, Medicare Advantage options, and Part D prescription drug coverage. The firm assists local residents in comparing and selecting an appropriate plan based on their individual healthcare needs and financial circumstances. Its agents help customers navigate the annual enrollment period each fall and also address special enrollment opportunities that arise after job loss, relocation, or other qualifying life events.
Kelvin Taveras: Allstate Insurance in Johnston, RI, assists clients with understanding and selecting appropriate health coverage options. The agency specializes in Medicare insurance, offering guidance on plan enrollment, coverage details, and annual changes to federal programs. A knowledgeable representative helps individuals navigate their healthcare needs in a constantly evolving system. This Medicare insurance agent can serve small offices seeking group policies, local warehouses requiring employee benefits, and food service establishments looking for reliable coverage solutions for their staff.
As fall enrollment approaches for Medicare plans, residents near Johnston often feel overwhelmed by the annual changes and deadlines. Cesar Loaiza: Allstate Insurance helps by offering clear, local guidance through the options available for supplemental or Advantage coverage. The agent takes time to explain coverage parts, including what different plans do and do not cover, allowing clients to make confident decisions. The process begins with a simple, no-obligation review of the individual’s current health needs and current plan details during an initial consultation appointment.
Capital Insurance Group serves Johnston residents seeking Medicare insurance guidance, assisting individuals with plan review and enrollment for prescription drug and medical coverage. The agency also helps local business owners evaluate group retiree options for current and former employees. Serving Johnston and surrounding communities in Rhode Island, the office provides personalized consultations to explain plan benefits, costs, and network requirements each enrollment period. Clients frequently return for annual plan comparisons and adjustments between regular visits, ensuring continued alignment with changing health needs and coverage changes.
Allstate Insurance: Sugeidy Mendez in Johnston, RI, is known for providing personalized medicare insurance guidance to local beneficiaries. It helps clients understand plan options, including Part D prescription coverage and Medicare Advantage plans. The agent assists with annual enrollment periods and ensures policy details are clear for each individual. An added specialty service is coordinating supplement plans to cover remaining out-of-pocket costs.
What Does a a Medicare Insurance Agent in Johnston Cost?
Medicare insurance agent services in Rhode Island are typically free to consumers because agents earn commissions from insurance companies. For Medicare Advantage plans, monthly premiums can range from $0 to over $100 depending on the plan and county. Medigap premiums in Rhode Island vary by age and plan type, often between $100 and $300 per month. This is general information and not insurance advice.
About medicare insurance agents in Johnston
Medicare insurance agents in Johnston, Rhode Island help residents compare Medicare Advantage, Medigap, and Part D plans. Rhode Island law requires agents to be licensed by the state and follow specific marketing guidelines. Local agents understand the network options available through Rhode Island health systems like Lifespan and Care New England.
Frequently Asked Questions
When can I enroll in Medicare in Johnston Rhode Island?
The Initial Enrollment Period lasts seven months, starting three months before your 65th birthday month. Rhode Island also has a General Enrollment Period from January 1 to March 31 each year. Special Enrollment Periods are available for qualifying life events.
Do Medicare insurance agents in Rhode Island charge fees?
Most Medicare agents in Rhode Island are paid by insurance carriers through commissions, so they do not charge you directly. Some agents may offer fee-based consulting for complex cases, but this is less common. Always ask about any fees before starting.
What types of Medicare plans are available in Johnston Rhode Island?
Residents can choose Original Medicare Part A and Part B, Medicare Advantage plans, Medicare Supplement plans, and Part D prescription drug plans. Rhode Island offers several Medicare Advantage HMO and PPO options with local provider networks.
Medicare Insurance Agents in Other Rhode Island Cities
Cranston · Lincoln · Middletown · North Providence · Pawtucket · Providence · Warwick · Westerly · Woonsocket