The top-rated medicare insurance agent in West Seneca, New York is Joe Czaja - State Farm Insurance Agent, rated 4.9 stars across 589 reviews. Other highly rated options include Mike Messuro - State Farm Insurance Agent, Mary Alice Ubal - State Farm Insurance Agent, InsureOne Insurance. This directory lists 18 medicare insurance agents serving West Seneca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Czaja - State Farm Insurance Agent | 3557 Seneca St | (716) 674-3654 |
| 2 | Mike Messuro - State Farm Insurance Agent | 1320 Orchard Park Rd | (716) 675-7660 |
| 3 | Mary Alice Ubal - State Farm Insurance Agent | 1900 Ridge Rd Ste 109 | (716) 822-5555 |
| 4 | InsureOne Insurance | 1900 Ridge Rd Ste 111 | (716) 406-4048 |
| 5 | Aebly and Associates Insurance Services, Inc. | 1471 Union Rd | (716) 675-2100 |
| 6 | Lawley Medicare Solutions | 1074 Union Rd | (716) 306-5543 |
| 7 | Angela Wozniak Agency, Inc. | 1902 Ridge Rd #116 | (716) 903-8448 |
| 8 | Blatchley Insurance | 4185 Seneca St # 5 | (716) 675-5015 |
| 9 | Clear Choice Health Insurance | 1902 Ridge Rd #121 | (716) 603-6851 |
| 10 | Auricchio Insurance Agency | 3800 Seneca St | (716) 675-3800 |
Joe Czaja - State Farm Insurance Agent serves the West Seneca, New York, area as a local Medicare insurance agent. This agency helps clients navigate the complexities of Medicare, including plan comparisons and enrollment periods. They work with individuals to explain how Medicare aligns with existing health coverage needs. The office addresses specific situations such as Medicare Supplement plans and Medicare Advantage options, offering guidance on local plan availability.
Mike Messuro - State Farm Insurance Agent in West Seneca, NY, offers a range of Medicare insurance services, including plan comparisons and enrollment guidance. The agency helps clients review their coverage options and adjust plans as their healthcare needs evolve. Regular consultations are available to maintain up-to-date policies throughout the year. This local agency provides its services to individuals residing in single-family homes, apartments, rental properties, and local dining establishments.
Mary Alice Ubal - State Farm Insurance Agent helps homeowners, families, and individuals in West Seneca, NY, navigate Medicare options to find coverage that fits their healthcare needs and budget. As a local Medicare insurance agent, the agency provides guidance on plan comparisons, enrollment periods, and supplemental policies. Services are designed to simplify the decision-making process for clients approaching or enjoying Medicare eligibility. Located in West Seneca, the office also serves residents in nearby communities such as Orchard Park and the broader Buffalo metropolitan area.
InsureOne Insurance serves the West Seneca area of Erie County, New York, as a local Medicare Insurance Agent. The company provides essential guidance on Medicare enrollment periods and helps clients compare available plan options. Its services are designed to assist individuals in navigating the complexities of Original Medicare and supplemental coverage. In this region, InsureOne specifically handles the enrollment process for Medicare Advantage plans and helps clients select standalone Part D prescription drug plans.
Aebly and Associates Insurance Services, Inc. serves West Seneca, NY, and the surrounding communities of the Buffalo region. It handles Medicare insurance plans, including supplement policies and prescription drug coverage, to assist seniors with their healthcare needs. The agent works with clients to compare available plan options and simplify enrollment in a straightforward manner. A typical job is approached by first reviewing an individual's current coverage and then presenting suitable alternatives to match their budget and medical requirements.
Lawley Medicare Solutions in West Seneca, NY assists clients in distinguishing between enrolling in a one-time Medicare plan and selecting coverage that requires ongoing annual adjustments. As a Medicare insurance agent, they help evaluate Part D, Medigap, and Medicare Advantage options to match individual needs. Their service appointments are available on a one-time, scheduled, or as-needed basis, allowing clients to seek guidance when election periods or personal circumstances change.
When the annual Medicare enrollment period arrives in West Seneca, many older adults review their plan options and coverage changes. Angela Wozniak Agency, Inc. provides guidance as a local Medicare insurance agent, helping residents compare Part D drug plans, Medicare Advantage options, and Medigap supplement policies to find suitable choices. The agency serves the West Seneca community by answering questions about eligibility deadlines and potential late enrollment penalties. A prospective client typically schedules an initial consultation to review their current health needs and receive a straightforward plan comparison.
Blatchley Insurance assists clients with selecting Medicare Advantage plans, supplement policies, and Part D prescription drug coverage. As a Medicare insurance agent in West Seneca, NY, the company provides personalized guidance through the complexities of enrollment and plan comparisons. It helps individuals understand their options during the Annual Election Period or when qualifying for a Special Enrollment Period due to life changes. The agent also addresses concerns about navigating late enrollment penalties and coordinating benefits with existing health coverage.
Clear Choice Health Insurance helps individuals navigate their Medicare coverage options in West Seneca, NY, specializing in plans that supplement Original Medicare. The agency focuses on guiding clients through the complexities of Part D drug coverage and Medicare Advantage selections. Their services extend to assisting small business owners and their employees, including those managing health benefits for offices requiring individual plans. The agency also supports warehouses and food service operations seeking to understand Medicare options for their eligible workforce.
Auricchio Insurance Agency provides residential medicare insurance agent services to clients in West Seneca, NY. The agency also offers commercial coverage options for local business needs within the greater West Seneca area. Their work includes helping individuals understand available medicare plans and navigate enrollment periods. Follow-up support is provided between regular visits to address any questions or changes in coverage that may arise.
What Does a a Medicare Insurance Agent in West Seneca Cost?
Medicare insurance agents in West Seneca typically do not charge a fee for their services. They are paid by insurance companies through commissions. Plan costs vary: Medicare Part B premium is around $174.70 per month in 2024, and Medigap plans range from $100 to $300 per month depending on coverage and age. This is general information, not insurance advice.
About medicare insurance agents in West Seneca
Medicare insurance agents in West Seneca, New York help residents compare Part D, Medigap, and Medicare Advantage plans. New York state law guarantees a 12-month trial period for Medigap plans, allowing you to switch without medical underwriting. Agents can guide you through this process and ensure compliance with state-specific rules.
Frequently Asked Questions
What is the role of a Medicare insurance agent in West Seneca?
A Medicare insurance agent in West Seneca helps you review and enroll in Medicare plans. They explain coverage options, costs, and network restrictions. Agents must be licensed in New York and follow state disclosure rules.
When can I enroll in Medicare in New York?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. New York also has a Special Enrollment Period for those who lose employer coverage. Missing deadlines may result in late penalties.
Are there New York-specific rules for Medigap plans?
Yes, New York has a guaranteed issue rule for Medigap plans. You can switch Medigap policies within the first 12 months without health questions. After that, you may need medical underwriting unless you qualify for a special enrollment period.
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