The top-rated medicare insurance agent in Victor, New York is Lino Reale - State Farm Insurance Agent, rated 4.9 stars across 489 reviews. Other highly rated options include Powell Insurance, Liz Harley Agency Inc: Allstate Insurance, Alexandra Vallario: Allstate Insurance. This directory lists 13 medicare insurance agents serving Victor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lino Reale - State Farm Insurance Agent | 98 W Main St | (585) 924-4090 |
| 2 | Powell Insurance | 220 Phoenix Mills Plaza, 6385 NY-96 | (585) 742-3333 |
| 3 | Liz Harley Agency Inc: Allstate Insurance | 105 W Main St | (585) 924-1700 |
| 4 | Alexandra Vallario: Allstate Insurance | 338 Eastview Mall | (585) 225-9550 |
| 5 | InsurHelp | 220 Phoenix Mls Plz | (315) 221-9316 |
| 6 | Anderson-VanHorne Insurance & Financial Services | 118 W Main St | (585) 924-3069 |
| 7 | Farmers Insurance - David Wager | 191 W Main St | (585) 924-8077 |
| 8 | Aflac | 221 High St | (585) 440-3944 |
| 9 | Finger Lakes Partners Insurance Services | 33 W Main St | (585) 398-7673 |
| 10 | New York Life Insurance | 209 High Point Drive Ste 310 | (585) 248-6700 |
Lino Reale - State Farm Insurance Agent serves the Victor, New York, area, offering medicare insurance agent services. This local agency assists individuals in navigating Medicare plans, including Original Medicare and Medicare Advantage. They provide guidance on enrollment periods and plan comparisons to help clients find coverage that suits their healthcare needs. The agency also supports clients with Medicare Supplement Insurance and Part D prescription drug plan selections.
Powell Insurance provides a comprehensive range of Medicare insurance agency services for residents in and around Victor, NY. It assists clients with plan selection, enrollment, and annual policy reviews to ensure coverage remains aligned with changing healthcare needs. The company offers ongoing support for plan adjustments and claims questions, helping seniors navigate the complexities of Medicare parts and supplemental options. Its clientele includes individuals living in single-family homes, apartments, and independent living communities, as well as local retail and restaurant owners.
Homeowners and business owners in the Victor area seeking Medicare coverage turn to Liz Harley Agency Inc: Allstate Insurance for clear explanations of plan options. As a dedicated Medicare insurance agent, this agency helps clients navigate enrollment periods, compare Part D drug plans, and select Medicare Advantage policies that align with their healthcare needs and budgets. The service area extends to surrounding communities throughout Ontario County, including the nearby village of Manchester.
Serving Victor, New York, and the surrounding communities in Ontario County, Alexandra Vallario: Allstate Insurance handles Medicare insurance agent services, including plan comparisons and enrollment assistance for eligible residents. The agency focuses on guiding clients through their options during the Annual Enrollment Period and special enrollment windows. To handle a typical job, it reviews each individual’s current coverage, explains plan benefits clearly, and helps them complete necessary paperwork to ensure a smooth transition or initial enrollment.
InsurHelp in Victor, NY, specializes in guiding seniors through Medicare Advantage and Part D plan selections, ensuring coverage aligns with individual health needs. It also helps clients navigate original Medicare supplements and gap policies for broader protection. As a local agency, it provides simplified explanations of plan changes and enrollment procedures for the area. During the annual Open Enrollment Period, it assists with comparing updated plan options and costs to adjust coverage for the upcoming year.
As the Annual Enrollment Period brings changes to Medicare plans, residents of Victor and the surrounding area often seek guidance through the complexities of coverage options. Anderson-VanHorne Insurance & Financial Services offers individual consultations to help seniors compare Part D drug plans and Medicare Advantage policies. Their local agents explain cost-sharing details and network limitations plainly. A new client’s process begins with a no-obligation review of their current coverage and prescription list.
Serving Victor, NY, Farmers Insurance - David Wager helps individuals distinguish between one-time enrollment options and recurring annual plan reviews when selecting Medicare insurance coverage. This agency guides clients through Original Medicare, Medicare Advantage, and prescription drug plan choices, focusing on finding plans that match local healthcare needs and budgets. Their service for choosing, updating, or managing a Medicare policy runs on a scheduled or as-needed basis, accommodating both new beneficiaries and those with existing coverage seeking adjustments during open enrollment periods.
Aflac provides insurance services to individuals in Victor, NY, with a focus on supplemental medical coverage that helps pay for costs not covered by major health plans. Its work as a Medicare insurance agent includes guiding seniors through plan options during enrollment periods. The company can serve a variety of commercial sectors, including local offices in the area, warehouses, and food service operations.
Serving residents in Victor, NY, and the surrounding Finger Lakes region, Finger Lakes Partners Insurance Services helps individuals navigate their Medicare insurance needs. Commercial coverage options are also available for local businesses. The agency provides knowledge of the area to tailor its guidance to each client. Assistance includes reviewing current plans and comparing available benefits. Frequent follow-up remains available between annual enrollment periods to adjust coverage as needed.
New York Life Insurance specializes in guiding clients through Medicare Supplement and Medicare Advantage plan selections. As a Medicare Insurance Agent in Victor, New York, it provides personalized consultations to help individuals understand coverage options, eligibility requirements, and plan costs. The agency assists with annual enrollment periods, ensuring clients review changes to their current policies and drug formularies. It also helps those newly eligible for Medicare navigate the transition from employer coverage, particularly during the Initial Enrollment Period, to avoid late enrollment penalties and coverage gaps.
What Does a a Medicare Insurance Agent in Victor Cost?
Medicare insurance agents in New York usually do not charge a direct fee to consumers. Their compensation comes from the insurance companies whose plans they sell. Commission rates vary by plan type and carrier, but typical amounts range from zero to several hundred dollars per enrollment. Some agents may offer paid consulting services for complex cases. This is general information and not insurance advice.
About medicare insurance agents in Victor
Medicare insurance agents in Victor, New York help residents compare Medicare Advantage, Medigap, and Part D plans. New York law requires agents to be licensed by the state and follow specific marketing guidelines. Agents can assist with Annual Enrollment Period (AEP) from October 15 to December 7 and Special Enrollment Periods (SEP) for qualifying events.
Frequently Asked Questions
What does a Medicare insurance agent in Victor do?
A Medicare insurance agent in Victor helps you review plan options, explain coverage details, and enroll in Medicare Advantage or Medigap plans. They are licensed by New York State and must follow state regulations on marketing and sales.
When can I enroll in Medicare in New York?
The Initial Enrollment Period starts three months before your 65th birthday and ends three months after. The Annual Enrollment Period runs from October 15 to December 7 each year. New York also has a Medigap Open Enrollment period that lasts six months from your Part B effective date.
Do I have to pay for a Medicare insurance agent in Victor?
Most Medicare insurance agents are paid by insurance carriers through commissions, so you typically do not pay a fee for their services. However, some agents may charge a consultation fee, which must be disclosed upfront under New York law. Always confirm costs before meeting.
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