The top-rated medicare insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 16 medicare insurance agents serving Smithtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jennifer O'Brien - State Farm Insurance Agent | 550 Smithtown Bypass 2nd Fl Suite 114 | (631) 724-0002 |
| 2 | Joe Aguirre - State Farm Insurance Agent | 61 W Main St | (631) 265-3880 |
| 3 | AAA Smithtown | 729 Smithtown Bypass | (631) 393-7613 |
| 4 | Lynne Barnhardt - State Farm Insurance Agent | 58 N Country Rd | (631) 265-5030 |
| 5 | Philip Forte: Allstate Insurance | 310 Maple Ave | (631) 346-6400 |
| 6 | Platinum Insurance Group | 111 E Main St | (516) 621-2436 |
| 7 | Jeff Troiano: Allstate Insurance | 25 Manor Rd | (631) 724-2100 |
| 8 | Zachary Millian: Allstate Insurance | 360 E Jericho Tpke | (631) 656-7856 |
| 9 | Cafaro Insurance Agency Inc. | 738 Smithtown Bypass #110 | (631) 321-6165 |
| 10 | Takach & Associates, Inc | 112 Terry Rd | (631) 366-2774 |
Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area as a local medicare insurance agent. The business helps individuals review their Medicare coverage choices during enrollment periods and plan transitions. It provides guidance on comparing Medicare Advantage plans and Medicare Supplement insurance policies to fit personal healthcare needs. Handling Medicare Part D prescription drug plans is a central part of the service offerings for local residents.
Joe Aguirre - State Farm Insurance Agent serves homeowners, small business owners, and senior residents in Smithtown, NY, helping them navigate Medicare plan options and supplemental coverage needs. The agency provides guidance on plan comparisons, enrollment periods, and local healthcare network choices that align with individual health requirements and budgets. Annual reviews ensure clients adjust their plans as their medical needs or circumstances change over time. This office also extends its services to surrounding communities in Suffolk County, including the neighboring village of Hauppauge.
AAA Smithtown provides comprehensive Medicare insurance guidance to residents of Smithtown, New York, including plan comparisons and annual enrollment support. It offers ongoing assistance with policy renewals, benefits reviews, and personalized coverage adjustments throughout the year. Its service extends to navigating the intricacies of Medicare Parts A, B, and supplemental options tailored to individual healthcare needs. This agency services single-family homes, apartments, retail businesses, and restaurants within the local community.
Serving Smithtown and the surrounding Suffolk County communities, Lynne Barnhardt - State Farm Insurance Agent specializes in Medicare insurance options. This agency helps clients compare Medicare Supplement plans, Medicare Advantage plans, and Part D prescription drug coverage to find suitable protection. The office handles the annual enrollment period and can assist with plan changes when a client’s needs evolve. A typical appointment begins with a review of the client’s current medical needs and budget, followed by a step-by-step explanation of available local plan differences.
Philip Forte: Allstate Insurance in Smithtown, NY differentiates between one-time enrollment assistance, which helps beneficiaries select a suitable plan and submit paperwork, and ongoing support that adjusts coverage as needs change. Annual Medicare updates, open enrollment reviews, and claims guidance are typical services offered. Agents clarify differences between Medicare Advantage and Supplement plans, along with Part D drug coverage. Service runs on both a scheduled annual basis during enrollment periods and an as-needed basis for immediate questions or plan adjustments throughout the year.
Platinum Insurance Group in Smithtown, NY specializes in helping clients navigate Medicare Supplement and Advantage plans. Its general services include reviewing prescription drug coverage, explaining enrollment periods, and comparing plan options for individual needs. General guidance on Medicare Part A and Part B components is also provided to local beneficiaries. The agency focuses on clarifying costs and coverage details for seniors in the Smithtown area. It assists clients by ensuring they understand their options during the annual Medicare Open Enrollment Period each fall.
As open enrollment approaches each year, residents of Smithtown and surrounding areas face complex decisions about their Medicare coverage. Jeff Troiano: Allstate Insurance addresses these needs with a focus on explaining the nuances of different plans available locally, including Medicare Advantage and Supplement options. The agent works to ensure that each policy aligns with a client’s healthcare usage and budget. An initial consultation begins with a thorough review of the individual's current prescriptions and preferred providers.
Zachary Millian: Allstate Insurance helps individuals in Smithtown, NY, navigate their Medicare coverage choices and avoid costly enrollment mistakes. The agency focuses on Medicare Supplement, Advantage, and Part D prescription drug plans, matching each client with appropriate policies based on their unique healthcare needs. Beyond Medicare, the office provides additional personal insurance solutions to protect local residents. It serves commercial sectors including professional offices, warehouses, and food service businesses, offering liability and property coverage tailored to those operations.
Cafaro Insurance Agency Inc., located in Smithtown, NY, is a local provider focused on helping individuals navigate Medicare insurance options. The agency assists clients in comparing plans such as Medicare Advantage and Medigap to find coverage that fits their needs. It also offers guidance on prescription drug plans and understands the specific healthcare landscape in the Smithtown area. For those seeking additional coverage, the agency can include a review of dental and vision plan add-ons.
Takach & Associates, Inc. serves residential clients in Smithtown, New York, with Medicare insurance guidance. The agency also assists commercial clients in the surrounding area with their coverage needs. Their professional services focus on helping individuals navigate plan options during enrollment periods. After an initial consultation, the agent follows up to address any changing health or budget requirements, providing ongoing support and repeat service between regular plan review visits.
What Does a a Medicare Insurance Agent in Smithtown Cost?
Medicare insurance agents in New York typically do not charge you directly for their services. They receive commissions from insurance companies, so their help is usually free to you. Some independent agents may charge a flat fee for complex cases, often between 100 and 300 dollars. This is general information and not insurance advice.
About medicare insurance agents in Smithtown
Medicare insurance agents in Smithtown New York help residents compare plans and enroll during the correct periods. New York law allows a special annual election period from January 1 to March 31 for Medicare Advantage plan changes. Agents also guide clients through the Initial Enrollment Period and the annual Open Enrollment Period from October 15 to December 7.
Frequently Asked Questions
When can I enroll in Medicare in Smithtown New York?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. New York also has a special enrollment period for those who lose employer coverage. You can change plans during the annual Open Enrollment Period from October 15 to December 7.
What documents do I need to bring to a Medicare insurance agent in Smithtown?
Bring your Medicare card, a list of current prescriptions, and your preferred doctors and hospitals. The agent will also need your Social Security number and date of birth. Having your current health insurance card helps too.
Are Medicare insurance agents in New York licensed?
Yes, all Medicare insurance agents in New York must hold a valid insurance license from the New York State Department of Financial Services. They must also complete annual Medicare training. You can verify an agents license on the DFS website.
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