The top-rated medicare insurance agent in Riverhead, New York is Daniel Valet - State Farm Insurance Agent, rated 5.0 stars across 684 reviews. Other highly rated options include Elizabeth Hanlon: Allstate Insurance, Ed Graves - State Farm Insurance Agent, The RUOK Insurance Agency, Inc.. This directory lists 14 medicare insurance agents serving Riverhead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Valet - State Farm Insurance Agent | 177 Old Country Rd Ste 2 | (631) 378-5370 |
| 2 | Elizabeth Hanlon: Allstate Insurance | 1236 Roanoke Ave | (631) 727-1700 |
| 3 | Ed Graves - State Farm Insurance Agent | 1149 Old Country Rd B5 | (631) 727-1122 |
| 4 | The RUOK Insurance Agency, Inc. | 1549 Main Rd | (631) 876-1231 |
| 5 | Budget Brokerage Insurance | 1186A E Main St | (631) 369-1000 |
| 6 | Lighthouse Insurance - Riverhead | 221 W Main St | (631) 369-9600 |
| 7 | Giacalone Insurance | Insurance Agency Riverhead | 59 E Main St | (631) 208-9090 |
| 8 | The Washwick Agency, Inc. | 860 E Main St | (631) 369-0888 |
| 9 | Acrisure Riverhead, NY (Atlantic Agency) | 619 Roanoke Ave | (631) 244-7784 ext. 3 |
| 10 | Family Insurance Co | 940 Roanoke Ave | (631) 729-9714 |
Daniel Valet - State Farm Insurance Agent serves the Riverhead, New York metro area as a local Medicare insurance agency. The company assists clients with understanding their healthcare coverage options during open enrollment periods. They help individuals compare Medicare Advantage plans and Part D prescription drug policies available in Suffolk County. The office also reviews Medigap supplemental coverage choices for those turning sixty-five. Specific services include navigating Medicare plan changes and completing annual enrollment paperwork for local residents.
Elizabeth Hanlon: Allstate Insurance offers guidance on Medicare insurance options for clients in Riverhead, New York. This agency helps individuals understand plan choices and navigate enrollment periods. Ongoing support is available to review coverage needs and explain policy changes. The office assists seniors with comparing parts and supplemental plans to find suitable healthcare solutions. Its services are tailored to those requiring reliable insurance for medical expenses. The agency supports single-family homes, apartments, retail businesses, and restaurants.
Ed Graves - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Riverhead, New York area with Medicare insurance guidance. The agency helps clients understand their plan options and navigate enrollment periods. This local office focuses on providing clear, straightforward advice for those eligible for Medicare coverage. Services include annual plan reviews and assistance with Part D prescription drug plans. The agency also covers the neighboring communities of Calverton, Manorville, and other parts of eastern Suffolk County.
Choosing between one-time Medicare plan comparisons and ongoing support can affect how coverage is managed, with annual enrollment decisions often requiring reassessment of changing plan options. The RUOK Insurance Agency, Inc. in Riverhead, NY, helps local residents review their current Medicare plans and navigate the complexities of available supplemental and prescription drug coverage options. Depending on client preference, service is available on an as-needed or scheduled basis.
Budget Brokerage Insurance serves Riverhead, New York, and the surrounding North Fork communities with Medicare insurance guidance. The agency handles the full range of Medicare options, including Supplement plans, Advantage plans, and Part D prescription drug coverage. Its approach involves first learning each client’s unique healthcare needs and financial situation, then comparing available local plans side by side. It walks clients through enrollment paperwork and follows up after each annual enrollment period to review any changes in coverage or costs.
Lighthouse Insurance in Riverhead specializes in helping individuals compare and select Medicare Supplement, Advantage, and Part D prescription drug plans. It provides personalized guidance to navigate the complex enrollment process and annual plan changes. The agency serves seniors throughout the surrounding region, addressing their need for clear, straightforward explanation of plan options. Its work is especially valuable during the Annual Enrollment Period, when clients must make timely decisions about their plan structures for the upcoming calendar year, or after a recent move or a chronic condition diagnosis.
During Medicare’s annual open enrollment period, many Suffolk County seniors seek to assess whether their current coverage still fits their health and budget. Giacalone Insurance | Insurance Agency Riverhead responds by offering personalized guidance on Medicare Advantage, supplement, and Part D plans. Their agents work directly with individuals to compare available options in the Riverhead area, ensuring every choice is clearly explained. An initial no-obligation consultation is always scheduled first, allowing the agent to review each client’s specific medical needs and prescription drug list before recommending any plan.
The Washwick Agency, Inc. serves clients in and around Riverhead, providing Medicare insurance agent services. The agency helps individuals understand their Medicare options during enrollment periods and annual plan changes. It focuses on assisting clients with selecting supplemental coverage and prescription drug plans to meet their healthcare needs. The Washwick Agency, Inc. typically works with local senior communities and residents managing their retirement benefits. Its services can be useful for medical office personnel and warehouse workers planning their coverage, as well as individuals employed in food service.
Acrisure Riverhead, NY (Atlantic Agency) provides medicare insurance agent services for residents of the local area. While primarily serving individuals with personal coverage needs, the agency also addresses commercial insurance requirements when requested by clients. The team works with customers throughout Riverhead and the surrounding region. After an initial enrollment or plan review, they ensure clients understand their options and offer follow-up support between annual Medicare open enrollment periods.
Family Insurance Co in Riverhead, NY is a local provider focused on Medicare insurance agent services. The company assists clients with navigating Medicare enrollment, plan comparisons, and coverage options for both Parts A and B. Its service range includes helping individuals choose appropriate Medicare Supplement and Advantage plans to meet their healthcare needs. Working across Suffolk County, the agency addresses changing medical requirements and annual enrollment periods. A specialty service it can add on is dental and vision plan coordination.
What Does a a Medicare Insurance Agent in Riverhead Cost?
In New York, Medicare insurance agents do not charge you directly for their services. Their compensation comes from insurance carriers, so your costs are limited to plan premiums. Medicare Advantage plans in Riverhead can have premiums from zero to over 100 dollars per month. Medigap plans vary widely, with typical monthly premiums ranging from 100 to 300 dollars depending on age and plan type. This is general information and not insurance advice.
About medicare insurance agents in Riverhead
Medicare insurance agents in Riverhead, New York help residents navigate plan choices and enrollment rules. New York state law requires agents to be licensed and to follow specific guidelines for Medicare Advantage and Part D plans. Local agents can explain how New York's guaranteed issue protections affect your coverage options.
Frequently Asked Questions
What is the best time to enroll in Medicare with an agent in Riverhead?
The Initial Enrollment Period is a seven-month window around your 65th birthday. New York also has a Special Enrollment Period for those who delay Part B due to employer coverage. An agent can help you avoid late enrollment penalties.
Can a Medicare agent help with New York-specific plans?
Yes. New York has unique rules like the Medicare Savings Program and the EPIC prescription drug assistance. A local agent can explain how these programs interact with Medicare Advantage or Medigap plans available in Suffolk County.
Do I have to pay a fee to use a Medicare insurance agent in New York?
No. Medicare agents are typically paid by insurance companies through commissions. You do not pay extra for their services. However, always confirm the agent is licensed and does not charge you directly.
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