The top-rated medicare insurance agent in Oswego, New York is Ray Haynes Jr - State Farm Insurance Agent, rated 4.9 stars across 114 reviews. Other highly rated options include Canale Insurance & Accounting, OVIA Insurance Agencies, Christopher Nelson - State Farm Insurance Agent. This directory lists 15 medicare insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ray Haynes Jr - State Farm Insurance Agent | 142 W Utica St | (315) 343-3276 |
| 2 | Canale Insurance & Accounting | 234 East Albany Street 201 S Second Street, Fulton, NY 13069, 234 E Albany St | (315) 343-4456 |
| 3 | OVIA Insurance Agencies | 166 W 1st St | (315) 343-6310 |
| 4 | Christopher Nelson - State Farm Insurance Agent | 209 W 7th St | (315) 342-3639 |
| 5 | Phillip Tyler: Allstate Insurance | 27 Gregory St | (315) 343-1262 |
| 6 | Oswego County Office For Aging | 70 Bunner St | (315) 349-3484 |
| 7 | FitzGibbons Agency | 44 E Bridge St #1 | (315) 342-5000 |
| 8 | Horan Companies - The Insurance Place | 11 4th Ave suite h | (315) 343-6343 |
| 9 | Oswego Valley Insurance Agency | 166 W 1st St | (315) 343-6310 |
| 10 | The Gioia Insurance Agency | 112 E Bridge St | (315) 293-3333 |
Ray Haynes Jr - State Farm Insurance Agent serves the Oswego, New York metro area and surrounding communities. The agency specializes in helping residents navigate Medicare insurance options. It works closely with clients to explain plan details and coverage during the annual enrollment period. Individual consultations allow customers to compare Medicare Advantage and Medicare Supplement plans. The agency also assists with Part D prescription drug plan selection for local beneficiaries.
OVIA Insurance Agencies serves older adults and those approaching Medicare eligibility in Oswego, New York. It helps clients navigate Medicare plan options, including Advantage and Supplement coverage. The agency explains enrollment periods and coverage details to support informed decisions. It works with local beneficiaries to find plans suited to their healthcare needs and budgets. OVIA Insurance Agencies also extends its Medicare insurance agent services to the neighboring community of Fulton.
Christopher Nelson, a Medicare insurance agent serving Oswego, NY, helps clients understand the difference between one-time enrollment guidance and ongoing policy management. He can explain the various coverage options available under Medicare plans, including both original and supplemental choices that affect local beneficiaries. His service runs on either a one-time consultation basis or as-needed for plan reviews and annual changes, depending on the client’s preference.
Serving Oswego and its surrounding communities, Phillip Tyler: Allstate Insurance offers Medicare guidance to local residents navigating their coverage options. The company helps individuals understand the complexities of Medicare plans, including enrollment periods and plan comparisons. Representing a national insurer, they focus on explaining how different policies align with personal healthcare needs and budgets. To handle each client’s situation, they typically begin with a thorough review of the client’s current health requirements and existing coverage before presenting suitable plan choices.
Oswego County Office For Aging offers personalized assistance with Medicare plan comparisons, enrollment, and annual reviews for local seniors. It also provides guidance on understanding coverage options, prescription drug plans, and supplemental policies. This agency helps residents navigate the open enrollment period each fall, ensuring they select suitable benefits for the coming year. Additionally, it addresses urgent needs during special enrollment windows triggered by life changes like relocating or losing employer coverage.
As the annual Medicare enrollment period approaches, many seniors in Oswego seek clear guidance through plan options. FitzGibbons Agency serves this local need by offering straightforward consultations as a Medicare insurance agent in Oswego, New York. The agency helps clients understand coverage choices, including prescription drug plans and supplemental policies. They focus on explaining how Medicare interacts with existing healthcare needs. To begin, an initial telephone or in-person assessment is scheduled to review an individual’s current coverage and timing requirements for plan changes.
Serving Oswego and the surrounding communities of central New York, Horan Companies - The Insurance Place assists clients with Medicare insurance plans and enrollment options. It helps individuals navigate Original Medicare, Medicare Advantage, and prescription drug coverage needs. The company works to explain plan differences and costs clearly. To handle a typical job, the agency begins with a personal consultation to review a client’s current coverage and specific healthcare requirements before presenting suitable plan choices.
Oswego Valley Insurance Agency guides residents of Oswego, New York, through their Medicare coverage options, including plan selection and enrollment. It also assists local businesses with group Medicare plans for their employees. Serving clients throughout the Oswego area and surrounding communities, the agency focuses on matching individuals with plans that fit their healthcare needs and budgets. After each annual enrollment period, the agency follows up with clients to review any possible changes, ensuring their coverage remains suitable between regular visits.
The Gioia Insurance Agency in Oswego, NY, helps clients understand and select Medicare insurance plans that fit their individual health care needs. It assists with navigating plan options, including prescription drug coverage and Medicare Advantage additions. The agency serves local residents, retirees, and small business owners seeking supplemental health policies. Its client base includes local professional offices, warehouses, and food service operations.
What Does a a Medicare Insurance Agent in Oswego Cost?
Medicare insurance agent services in New York are usually free to you because agents earn commissions from insurance carriers. Medigap plan premiums in Oswego can range from about 100 to 300 dollars per month depending on your age and plan type. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information, not insurance advice.
About medicare insurance agents in Oswego
Medicare insurance agents in Oswego, New York help residents compare Medicare Advantage, Medigap, and Part D plans. New York state law guarantees a Medigap open enrollment period for six months after you turn 65 and enroll in Part B. Local agents can explain how New York rules affect your coverage options and costs.
Frequently Asked Questions
When can I enroll in Medicare in Oswego New York?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. New York also offers a Medicare Advantage Open Enrollment Period from January 1 to March 31 each year.
Do Medicare agents in Oswego charge a fee for their services?
Licensed Medicare insurance agents in New York are typically paid by insurance companies, not by you. You generally do not pay a separate fee for their help with plan selection and enrollment.
What types of Medicare plans are available in Oswego County?
Oswego residents can choose Original Medicare, Medicare Advantage plans, Medigap supplement plans, and stand-alone Part D prescription drug plans. Plan availability varies by zip code and carrier.
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