The top-rated medicare insurance agent in Nesconset, New York is Kaitlin Scott - State Farm Insurance Agent, rated 5.0 stars across 388 reviews. Other highly rated options include Dennis Scannell - State Farm Insurance Agent, KMB Coverage Inc., Nesconset Brokerage Inc. This directory lists 10 medicare insurance agents serving Nesconset.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kaitlin Scott - State Farm Insurance Agent | 110 Lake Ave S Ste 46 | (631) 656-9100 |
| 2 | Dennis Scannell - State Farm Insurance Agent | 127 Smithtown Blvd #8 | (631) 780-6622 |
| 3 | KMB Coverage Inc. | 261 Smithtown Blvd Suite 5 | (631) 585-2800 |
| 4 | Nesconset Brokerage Inc | 309 Smithtown Blvd | (631) 737-9393 |
| 5 | Paul Savino - State Farm Insurance Agent | 279 Smithtown Blvd #6 | (631) 981-6969 |
| 6 | Precision Protector Insurance Co | 66 Southern Blvd | (315) 257-7940 |
| 7 | Central Island Insurance Agency | 2060, 287 Smithtown Blvd A | (631) 981-8844 |
| 8 | PETER SPADAFINO: Allstate Insurance | 267 Smithtown Blvd Ste 1 | (631) 981-7000 |
| 9 | Lifestyle Shield Insurance | 19 Yarmouth Ln | (877) 977-9970 |
| 10 | Dudek Insurance Agency | 25 Rolling Hills Dr | (631) 339-8468 |
What Does a a Medicare Insurance Agent in Nesconset Cost?
Medicare insurance agents in New York typically do not charge a fee for their services. They are paid by insurance companies through commissions. Medigap plan premiums in New York can range from $100 to $400 per month depending on age and plan type. Medicare Advantage plans often have $0 monthly premiums but may have copays. This is general information and not insurance advice.
About medicare insurance agents in Nesconset
Medicare insurance agents in Nesconset, New York help residents compare Medicare Advantage, Medigap, and Part D plans. New York state law allows guaranteed issue for Medigap plans during certain open enrollment periods. Agents can explain how New York-specific rules like the annual open enrollment period from October 15 to December 7 apply to your situation.
Frequently Asked Questions
When can I enroll in Medicare in Nesconset?
The Initial Enrollment Period starts three months before your 65th birthday and ends three months after. New York also has a General Enrollment Period from January 1 to March 31 each year for those who missed initial sign up.
What is the difference between Medicare Advantage and Medigap in New York?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay for copays and deductibles. In New York, Medigap plans have guaranteed issue rights during the first six months of Part B enrollment.
Do I need a local agent for Medicare in Nesconset?
A local agent who knows New York insurance laws can help you compare plans from carriers like Empire BlueCross or CDPHP. They can also explain how New York community rating rules affect Medigap premiums.
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