The top-rated medicare insurance agent in Fulton, New York is Janet Lake - State Farm Insurance Agent, rated 4.9 stars across 88 reviews. Other highly rated options include Horan Companies - The Insurance Place, OVIA Insurance Agencies, Paul Crisafulli - State Farm Insurance Agent. This directory lists 13 medicare insurance agents serving Fulton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janet Lake - State Farm Insurance Agent | 501 1/2 S 2nd St | (315) 887-4037 |
| 2 | Horan Companies - The Insurance Place | 67 S 2nd St | (315) 592-2961 |
| 3 | OVIA Insurance Agencies | 60 S 1st St | (315) 598-4278 |
| 4 | Paul Crisafulli - State Farm Insurance Agent | 210 Oneida St | (315) 593-2434 |
| 5 | Eastern Shore Insurance Agency | 101 Cayuga St | (315) 598-6000 |
| 6 | Robert J MacDougall Agency Inc | 18 Nestle Ave | (315) 598-2745 |
| 7 | Smart Insurance agency Fulton | 696 Silk Rd | (315) 592-7850 |
| 8 | Canale Insurance & Accounting | 201 S 2nd St | (315) 598-2255 |
| 9 | Travelers | 370 Pendergast Rd | (315) 598-5331 |
| 10 | Mirabito Financial Group | 909 W 1st St S B | (315) 592-3145 |
Janet Lake - State Farm Insurance Agent serves Fulton, New York, and the surrounding Oswego County area, specializing in Medicare insurance agent services for local residents. The agency helps clients navigate their healthcare coverage options during enrollment periods, providing guidance on plan selection. Support is available for those new to Medicare or looking to adjust their existing coverage from year to year. The company handles Medicare Supplement plans and Medicare Advantage plan inquiries for the Fulton community.
Horan Companies - The Insurance Place offers a range of Medicare insurance services for individuals in the Fulton, New York area. It assists clients with initial enrollment, plan comparisons, and annual coverage reviews. The agency also provides ongoing support for policy adjustments throughout the year. Services are available for those seeking Medicare Advantage, Supplement, and Part D prescription drug plans. The company serves local residents in single-family homes, apartments, and retirement communities.
OVIA Insurance Agencies serves older adults and those approaching Medicare eligibility in Oswego, New York. It helps clients navigate Medicare plan options, including Advantage and Supplement coverage. The agency explains enrollment periods and coverage details to support informed decisions. It works with local beneficiaries to find plans suited to their healthcare needs and budgets. OVIA Insurance Agencies also extends its Medicare insurance agent services to the neighboring community of Fulton.
Paul Crisafulli - State Farm Insurance Agent provides local Medicare insurance guidance and plan enrollment services in the Fulton, NY area. It helps seniors navigate Medicare Advantage, Supplement, and Part D drug plans, offering annual policy reviews and straightforward support for coverage changes. Claim assistance is available to help clients understand their benefits when seeking care. The company services single-family homes, apartments, retail, and restaurants.
Eastern Shore Insurance Agency serves seniors in Fulton and the surrounding area, guiding them through Medicare insurance options. The company helps clients understand plan choices, enroll in coverage, and navigate annual changes. Its services focus on finding suitable policies for individual healthcare needs and budgets. The agency supports Medicare beneficiaries in Oswego County as well, including neighboring communities such as Baldwinsville or the greater Syracuse metro region.
Robert J MacDougall Agency Inc serves Fulton, New York, and the surrounding Oswego County communities, handling Medicare insurance plan selection for local beneficiaries. It guides clients through the annual enrollment period and helps compare Medicare Advantage, Supplement, and Part D prescription drug options. The agency generally works by first assessing an individual’s current coverage needs and then presenting available local plans from multiple carriers to match budget and medical requirements.
Smart Insurance Agency Fulton distinguishes between one-time consultations for immediate plan verification and ongoing annual reviews to adjust coverage as needs change. In Fulton, NY, agents provide guidance on Medicare Advantage, Supplement, and Part D prescription drug plans. They compare available plans against client prescriptions and healthcare preferences, explaining enrollment periods and cost implications clearly. Their service to the Fulton area operates on a one-time, scheduled, or as-needed basis, allowing clients to choose a single meeting or recurring support through each annual enrollment cycle.
Residents exploring their Medicare options in Fulton, New York, can work with Canale Insurance & Accounting for guidance on plan selection and enrollment. The agency helps individuals navigate Medicare Supplement, Advantage, and Part D drug plans to find coverage that aligns with their healthcare needs and budget. Appointments are available to discuss annual enrollment periods and plan changes in a clear, straightforward manner. The company also provides its Medicare insurance services to clients in the nearby Oswego area.
Travelers offers personalized assistance navigating Medicare Advantage, Supplement, and Part D plans, serving residents of Fulton, NY with clear guidance through the enrollment process. It helps clients compare coverage options and understand plan details to make informed decisions suited to their healthcare needs and budgets. As the Annual Enrollment Period approaches each fall, the agency provides timely support to review existing policies and coordinate any necessary adjustments.
What Does a a Medicare Insurance Agent in Fulton Cost?
Medicare insurance agents in New York generally do not charge you a fee; they receive commissions from the insurance carriers. Plan costs vary by type: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans in New York can range from $100 to $400 per month depending on your age and health status. Part D prescription drug plans have premiums from about $10 to $100 per month. This is general information, not insurance advice.
About medicare insurance agents in Fulton
A Medicare insurance agent in Fulton, New York can help you compare Medicare Advantage, Medigap, and Part D plans. New York state law allows a guaranteed issue period for Medigap plans outside the standard enrollment window under certain conditions. Local agents understand the specific network options available in Oswego County.
Frequently Asked Questions
What does a Medicare insurance agent in Fulton do?
A Medicare insurance agent helps you review and enroll in Medicare plans. They explain coverage differences between Original Medicare, Medicare Advantage, and Medigap. Agents in New York must be licensed by the state Department of Financial Services.
When can I enroll in a Medicare plan in New York?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. New York also has an annual Open Enrollment Period from October 15 to December 7. Some people qualify for a Special Enrollment Period due to life events.
Do Medicare agents in Fulton charge a fee?
Most Medicare insurance agents are paid by the insurance companies, not by you. They typically do not charge a direct fee for their services. Always ask about compensation before working with an agent.
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