The top-rated medicare insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 108 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Clear Path Insurance Services, Tavares Insurance Agency. This directory lists 17 medicare insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 2 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 3 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 4 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 5 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 6 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 7 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 8 | Karing Is Mutual LLC | 1575 Vauxhall Rd | (908) 468-7522 |
| 9 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
| 10 | American Union insurance agency | 2519 Audrey Terrace | (732) 426-1435 |
David Roy - State Farm Insurance Agent serves the Union County area from its office in Union, NJ, providing guidance on Medicare insurance options. The agency assists local residents in understanding the key differences between Medicare Supplement plans and Part D prescription drug coverage. It also helps clients navigate annual enrollment periods to make informed selections. The agency works to explain how Original Medicare coordinates with a Medicare Advantage plan. Insurance for hospital stays and medical services under Part A and Part B is a common service handled here.
State Farm Insurance Agent Max Smirnov in Union, NJ, provides a range of Medicare insurance services, including guidance on plan selection and enrollment assistance for local beneficiaries. The agency offers ongoing support to help clients understand their coverage options and navigate annual plan changes. It serves individual homeowners, residents of apartments, and local retail and restaurant employees seeking appropriate Medicare solutions.
Clear Path Insurance Services in Union, NJ, assists seniors and Medicare-eligible individuals with their healthcare coverage options. The agency explains plan details for Medicare Advantage, Supplement, and Part D drug plans. Navigating annual enrollment periods and comparing local provider networks are key services offered. Each client’s health needs and budget guide a personalized plan review. The company also serves residents in the surrounding communities of Elizabeth and the greater Newark metro area.
Tavares Insurance Agency serves Union, New Jersey, and the surrounding communities. It handles Medicare insurance needs, including policy options and enrollment guidance for local residents. The agency focuses on presenting clear plan comparisons to help individuals understand coverage choices. It reviews current healthcare requirements to tailor recommendations for each client. A typical job is handled by explaining plan details in straightforward terms and answering specific questions to ensure informed decisions are made.
Allianza Insurance specializes in helping clients navigate Medicare Advantage and Supplement plans in Union, NJ. The agency provides personalized consultations to explain coverage options and enrollment rules, working directly with individuals to find suitable plans for their budgets. As a local Medicare insurance agent, it assists with plan comparisons during annual open enrollment periods. In addition, the office helps older adults manage the transition from employer coverage or when facing penalties from late enrollment.
Insurance Associates Plus in Union, NJ helps clients understand the difference between one-time enrollment assistance and recurring plan support, ensuring coverage aligns with evolving medical needs. They guide individuals through Medicare options, including hospital and prescription drug plans, to find suitable local solutions. This agency offers services on a scheduled basis, with appointments available for annual reviews and during open enrollment periods to keep coverage current.
During Medicare’s annual open enrollment period, Union residents often seek guidance on plan changes and Part D adjustments. Annagard Insurance Agency in Union, NJ, helps local seniors make sense of these choices. Their agents explain the deductibles, copays, and coverage networks that matter most for individual health needs. They review each client’s current medications and preferred doctors to identify suitable plan options. The agency schedules an initial in-person consultation or phone assessment to begin the comparison process.
Karing Is Mutual LLC assists individuals with understanding and enrolling in Medicare plans from the Union, New Jersey area. As an insurance agent, the company focuses on Medicare supplement and Advantage options to help clients manage healthcare costs. The firm supports both individual beneficiaries and group needs. Its services can be arranged for administrative offices, warehouse facilities, and food service operations needing employee benefits navigation.
Ringler Insurance Agency helps residents of Union, New Jersey, with their Medicare insurance needs, including selecting suitable plans like Medicare Advantage or supplement coverage. For local business owners, the agency also assists with commercial Medicare options available in Union and the surrounding areas. Their service area includes Union County and nearby communities. After an initial plan selection, Ringler Insurance Agency remains available to review changes during the Annual Enrollment Period and helps coordinate follow‑up service between regular visits.
American Union Insurance Agency, based in Union, NJ, is known for helping local seniors navigate their Medicare options with clarity. The agency guides clients through both Medicare Advantage and Medicare Supplement plans, ensuring coverage aligns with individual healthcare needs and budgets. It assists with annual enrollment periods, plan comparisons, and prescription drug coverage coordination. Additional specialty services include personalized consultations for those turning sixty-five soon, providing step-by-step enrollment support tailored to their specific timeline and health circumstances.
What Does a a Medicare Insurance Agent in Union Cost?
Medicare insurance agent services in New Jersey are typically free to consumers because agents earn commissions from insurance carriers. Plan premiums vary widely: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans can cost $100 to $300 per month depending on your age and health. Part D prescription drug plans average around $30 to $70 per month in New Jersey. This is general information, not insurance advice.
About medicare insurance agents in Union
A Medicare insurance agent in Union, New Jersey can help you compare Medicare Advantage, Medigap, and Part D plans. New Jersey state law requires agents to be licensed and follow specific marketing guidelines. Working with a local agent ensures you understand how plans work with nearby hospitals and doctors in Union County.
Frequently Asked Questions
What does a Medicare insurance agent in Union do?
A Medicare insurance agent helps you review and enroll in Medicare plans. They explain the differences between Original Medicare, Medicare Advantage, and Medigap. Agents in Union must follow New Jersey Department of Banking and Insurance rules.
When can I enroll in Medicare in New Jersey?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. New Jersey also has an Annual Enrollment Period from October 15 to December 7. Special Enrollment Periods are available for certain life events.
Are Medicare insurance agents in Union free to use?
Most agents are paid by insurance companies, so their services are usually free to you. They must disclose any compensation. New Jersey law prohibits agents from charging fees for Medicare consultations.
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