The top-rated medicare insurance agent in Bridgewater, New Jersey is Ed James Insurance Brokerage, rated 5.0 stars across 54 reviews. Other highly rated options include MetLife, Bankers Life, Douglas Cartwright, Bankers Life Agent. This directory lists 17 medicare insurance agents serving Bridgewater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ed James Insurance Brokerage | 100 Somerset Corporate Blvd 2nd Floor | (908) 524-0200 |
| 2 | MetLife | 501 US-22 | (908) 253-1000 |
| 3 | Bankers Life | 440 US-22 Ste 160 | (732) 652-1166 |
| 4 | Douglas Cartwright, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 5 | Baumann Insurance Group, LLC: Allstate Insurance | 100 Smrst, Somerset Corporate Blvd Ste 2159 | (908) 429-8700 |
| 6 | Anastasia Lastovskaya, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 7 | PF Compass | 440 US-22 Suite 190 | (844) 732-6672 |
| 8 | Health Care Inc Services | 401 Sunny Slope Rd | (551) 262-8854 |
| 9 | George Esker, Bankers Life Agent | 440 US-22 Ste 160 | (732) 652-1166 |
| 10 | Fast Insurance Agency | 1256 US-202 | (908) 367-3003 |
Ed James Insurance Brokerage serves the Somerset County region from its Bridgewater, New Jersey location, providing assistance with Medicare plans and enrollment. The agency helps individuals understand their coverage options during initial enrollment periods and annual open enrollment. It also assists clients in comparing Medicare Advantage plans and standalone Part D prescription drug plans available in the local area. Additionally, the agency offers guidance on Medicare Supplement insurance, commonly known as Medigap, to help cover out-of-pocket costs not paid by Original Medicare.
MetLife, serving the Bridgewater, New Jersey area, provides a full range of Medicare insurance agent services, including guiding clients through initial enrollment and annual plan reviews. They offer ongoing support to help beneficiaries understand their coverage options and adjust plans as healthcare needs evolve. This service ensures clients can navigate the complexities of Medicare Part A, Part B, and supplemental policies effectively. Their services extend to single-family homes, apartments, retail establishments, and restaurants throughout the local region.
For those navigating Medicare enrollment, Bankers Life in Bridgewater, NJ, offers both one-time consultations and ongoing support. Their services focus on explaining the differences between Original Medicare and Medicare Advantage plans, as well as helping clients review prescription drug coverage and supplement options. Annual enrollment guidance is provided to ensure clients understand any changes in their existing plans. Coverage assistance is tailored to individual health needs. Support runs on a scheduled basis, with appointments available for both initial plan selection and each subsequent annual enrollment period.
Douglas Cartwright, Bankers Life Agent serves Bridgewater, New Jersey, and the surrounding Somerset County communities. This agency handles Medicare insurance plans, including supplement policies and prescription drug coverage, for residents approaching or currently enrolled in Medicare. The agent helps clients navigate their options to find a suitable plan for their individual healthcare needs and budget. Typical work involves first conducting a thorough review of a client’s current coverage and medication list to identify gaps or cost-saving opportunities before presenting compatible plan choices.
Anastasia Lastovskaya, Bankers Life Agent in Bridgewater, NJ, specializes in helping clients navigate Medicare Supplement and Medicare Advantage plan options. It works closely with individuals to assess their healthcare coverage needs during the annual enrollment period. The service provides guidance on selecting plans that align with typical medical costs and prescription drug requirements common in the region. For locals facing recent retirements or upcoming birthdays that initiate their Initial Enrollment Period, it helps clarify the crucial deadlines and coverage decisions needed to avoid late enrollment penalties.
Residents of Bridgewater and surrounding Somerset County often find the fall Annual Enrollment Period challenging as they evaluate changes to their prescription drug coverage, copays, and out-of-pocket maximums for the coming year. PF Compass helps clarify these complex choices by explaining the differences between Advantage plans and standalone Part D policies, ensuring beneficiaries understand which option aligns with their specific health needs and local provider networks. The process typically begins with a free, no-obligation review of the client’s existing coverage and projected medical expenses.
Health Care Inc Services assists individuals in Bridgewater, New Jersey, with navigating their Medicare coverage options. The company evaluates available plans to help clients choose suitable supplemental and prescription drug add-ons that fit their healthcare needs. It focuses on explaining the differences between Original Medicare, Medicare Advantage, and Medigap policies to ensure informed decisions. The agency works with those setting up coverage for home-based businesses as well as for employees and owners of local commercial enterprises, including small offices, warehouses, and food service operations.
As a residential Medicare insurance agent, George Esker at Bankers Life assists individuals in Bridgewater, New Jersey with their coverage needs. Commercial plans for small groups are also reviewed, with service extending throughout the local area. The agency helps clients navigate plan options and enrollment periods each year. For those already enrolled, follow-up is provided between regular visits to address any new questions or changes in personal circumstances.
Fast Insurance Agency in Bridgewater, New Jersey, is known for connecting local seniors with Medicare insurance plans that align with their healthcare needs. The agency offers guidance on Medicare Advantage, Medigap, and Part D prescription drug coverage. They help clients review options annually during the open enrollment period. As a supplemental service, the agency can assist with comparing standalone dental and vision insurance policies to round out a client's coverage.
What Does a a Medicare Insurance Agent in Bridgewater Cost?
Medicare insurance agents in New Jersey do not charge clients directly for their services. Plan costs vary: Part B has a standard monthly premium of $174.70 in 2024, while Medigap plans in Bridgewater range from about $100 to $300 per month depending on age and plan type. Medicare Advantage plans may have $0 premiums but include copays and deductibles. This is general information, not insurance advice.
About medicare insurance agents in Bridgewater
Medicare insurance agents in Bridgewater, New Jersey help residents navigate Medicare Part A, Part B, Part C, and Part D plans. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. They can assist with initial enrollment, annual open enrollment, and Medicare Advantage or Medigap options specific to Somerset County.
Frequently Asked Questions
When can I enroll in Medicare in Bridgewater New Jersey?
The Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. New Jersey also has a state-specific Medigap open enrollment period that lasts six months from when you first enroll in Part B.
What is a Medicare insurance agent in Bridgewater allowed to do?
A licensed agent can explain plan options, compare costs, and help you enroll. They cannot charge a fee for their services in New Jersey. Their compensation comes from insurance carriers.
Do I need a Medicare agent if I already have coverage through my employer in New Jersey?
You may delay Part B without penalty if you have group health coverage through an employer. An agent can verify your special enrollment period rules under New Jersey law and help you avoid late penalties.
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