The top-rated medicare insurance agent in Rutherford, New Jersey is Progressive Insurance - Claims Office, rated 3.8 stars across 209 reviews. Other highly rated options include Dan Meredith Agency, LLC: Allstate Insurance, Raphael & Associates, Core Benefit Concepts, LLC - Frank Ferrandino. This directory lists 12 medicare insurance agents serving Rutherford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Progressive Insurance - Claims Office | 201 NJ-17 Suite 802 | (800) 274-4499 |
| 2 | Dan Meredith Agency, LLC: Allstate Insurance | 50 Union Ave | (201) 355-8090 |
| 3 | Raphael & Associates | 301 NJ-17 | (800) 466-9165 |
| 4 | Core Benefit Concepts, LLC - Frank Ferrandino | 8 Station Square Unit 4 | (973) 206-9190 |
| 5 | Maiello & Manzi Insurance Agency | 28 Elizabeth St | (201) 991-0028 |
| 6 | Dave Meredith Insurance Agency | 90 Park Ave | — |
| 7 | Rutherford Insurance Agency | 83 Meadow Rd | (551) 365-1843 |
| 8 | North East Insurance Agency | 301 NJ-17 #800 | (973) 866-5821 |
| 9 | All Star Insurance LLC | 301 NJ-17 | (201) 438-3570 |
| 10 | TMG Insurance Services | 8 Highland Cross #209 | (201) 450-9603 |
Progressive Insurance - Claims Office serves Bergen County and the Rutherford, New Jersey area as a Medicare insurance agent. The company assists clients with understanding their Medicare coverage options and navigating the enrollment process. It provides guidance on both Original Medicare and Medicare Advantage plans. The firm helps individuals review their current health care needs and compare available plan benefits. Its specific services include assisting with Medicare Part D prescription drug plan enrollments and coordinating the transition from employer group coverage to Medicare.
Dan Meredith Agency, LLC: Allstate Insurance offers a range of Medicare insurance agent services in Rutherford, NJ. This includes guiding clients through plan selection, enrollment, and annual reviews to maintain appropriate coverage. Ongoing support is available for questions about benefits, claims, and network changes throughout the year. The agency assists with individual plans for a variety of residential and commercial properties, including single-family homes, apartments, retail locations, and restaurants.
Raphael & Associates serves seniors and Medicare-eligible residents in Rutherford, New Jersey, by providing guidance on Medicare supplement plans and prescription drug coverage. The agency helps clients compare plan options during open enrollment periods, ensuring they understand benefits and out-of-pocket costs. As a local independent insurance agent, the company focuses on personalized consultations to match each individual’s healthcare needs and budget. It also assists with plan changes due to life transitions. The agency’s coverage area includes nearby communities such as Lyndhurst, New Jersey, extending into Bergen County.
Based in Rutherford, Core Benefit Concepts, LLC - Frank Ferrandino distinguishes between one-time plan comparisons and ongoing client support. As a Medicare insurance agent serving the local area, the business helps individuals navigate enrollment periods and understand plan coverage options. From original Medicare parts to supplemental policies, the focus is on matching clients with appropriate health coverage. Any scheduled annual reviews or ad hoc policy questions are handled on either a one-time or as-needed basis.
Maiello & Manzi Insurance Agency serves Rutherford, New Jersey, and the surrounding Bergen County communities. It handles Medicare supplement plans, Medicare Advantage options, and Part D prescription drug coverage for eligible clients. The agency also assists with the annual enrollment period and helps individuals navigate plan changes. For a typical client, it begins by reviewing current coverage and health needs before comparing available plans side by side to find a suitable option.
As annual Medicare enrollment approaches each fall, residents of Rutherford, NJ often find themselves navigating a complex set of plan choices and deadlines. Rutherford Insurance Agency serves its local community as a dedicated Medicare insurance agent, offering straightforward guidance through the many available options for medical and prescription drug coverage. The agency takes time to understand each client's current healthcare needs and budget. A typical initial engagement begins with a complimentary review of eligibility dates and a thorough inspection of one's existing or potential coverage requirements.
North East Insurance Agency helps individuals in Rutherford, New Jersey, understand and select Medicare coverage. This local agency specializes in assisting clients with plan options, including Medicare Advantage and Part D prescription drug plans. Their work focuses on navigating the annual enrollment period and tailoring policies to individual healthcare needs. The agency can assist those operating businesses in the area, including offices, warehouses, and food service establishments.
All Star Insurance LLC serves residents in Rutherford with Medicare insurance guidance, helping them navigate plan options and enrollment periods. The company also assists local small businesses by offering commercial coverage solutions for group health needs across the broader Bergen County area. Representatives provide clear explanations of Medicare parts and supplemental policies during personalized consultations. Clients can return for plan reviews during annual enrollment, ensuring their coverage adapts to changing health needs between regular visits.
TMG Insurance Services, based in Rutherford, NJ, is known for guiding clients through the complexities of Medicare plan selection and enrollment. The company offers a range of services including comparing Medicare Advantage, Medigap, and Part D prescription drug plans to match individual healthcare needs and budgets. It serves local seniors seeking clear explanations of coverage options during open enrollment periods. TMG Insurance Services can additionally provide assistance with Medicare Savings Programs and low-income subsidy applications.
What Does a a Medicare Insurance Agent in Rutherford Cost?
Medicare insurance agents in New Jersey typically do not charge clients directly for plan enrollment assistance. Their compensation comes from insurance carriers and varies by plan type. For Medigap plans, monthly premiums in New Jersey range from about $100 to $300 depending on your age and health status. Medicare Advantage plans often have low or zero monthly premiums but include cost-sharing. This is general information and not insurance advice.
About medicare insurance agents in Rutherford
Medicare insurance agents in Rutherford New Jersey help residents navigate plan options including Medicare Advantage and Part D drug plans. New Jersey state law requires all agents to be licensed by the Department of Banking and Insurance. Local agents understand the specific network availability for hospitals and doctors in Bergen County.
Frequently Asked Questions
What is the Medicare enrollment period in New Jersey?
The Initial Enrollment Period lasts seven months starting three months before your 65th birthday. New Jersey also has an Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods are available for qualifying life events.
Do Medicare agents in Rutherford charge a fee?
Most Medicare insurance agents in New Jersey are paid by insurance carriers and do not charge you directly. Some agents may charge a consultation fee for complex case reviews. Always ask about fees before starting a consultation.
Can a Medicare agent help with Medigap plans in New Jersey?
Yes agents can explain Medigap plans which are standardized as A through N in New Jersey. New Jersey has a guaranteed issue right during your Medigap Open Enrollment Period. This period lasts six months starting when you are 65 and enrolled in Part B.
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