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Find Medicare Insurance Agents Near You in Waite Park, MN

Browse medicare insurance agents serving Waite Park, Minnesota. Updated 2026-07-14.

The top-rated medicare insurance agent in Waite Park, Minnesota is Central Insurance Group, rated 5.0 stars across 156 reviews. Other highly rated options include Breitenfeldt Group, Ehlinger & Associates, Inc. - American Family Insurance, Patriot Insurance Brokers. This directory lists 10 medicare insurance agents serving Waite Park.

Showing 10 medicare insurance agents in Waite Park, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Central Insurance Group72 10th Ave S Suite 201(320) 774-2005
2Breitenfeldt Group2103 Frontage Rd N #17(877) 732-9800
3Ehlinger & Associates, Inc. - American Family Insurance1123 2nd St S(320) 251-9141
4Patriot Insurance Brokers49 2nd Ave N Suite 101(320) 252-8222
5Thomas Jelinski - COUNTRY Financial Representative734 1st St S(320) 252-4991
6Christensen Group Insurance130 Division St(320) 251-3154
7First Western Insurance1625 Division St(320) 251-9040
8Omann Insurance129 Waite Ave N(320) 252-6175
9Medica818 2nd St S #160(320) 656-3940
10Insight Insurance Services110 2nd St S #220(615) 636-1105
CI
72 10th Ave S Suite 201
Central Insurance Group
Medicare Insurance Agent · Waite Park, MN

Central Insurance Group serves the greater St. Cloud metro area and surrounding Stearns County from its base in Waite Park, MN, as a dedicated Medicare insurance agency. It assists clients in navigating Original Medicare enrollment and supplemental plan options. The team provides personalized guidance on comparing Part D prescription drug coverage. Its daily work involves explaining plan benefits and coordinating annual enrollment periods. Central Insurance Group specifically handles Medicare Advantage plan selection and Medigap policy applications for local residents.

BG
2103 Frontage Rd N #17
Breitenfeldt Group
Medicare Insurance Agent · Waite Park, MN

Breitenfeldt Group serves residents of Waite Park and the surrounding area with Medicare Insurance Agent services, helping clients navigate plan options during enrollment periods. Commercial coverage is also available for local businesses seeking employee benefit solutions. The agency’s service area extends throughout central Minnesota, offering guidance on Medicare supplements and Advantage plans. Clients are encouraged to schedule follow-up appointments between regular enrollment cycles to review coverage changes or adjust their plans.

EA
1123 2nd St S
Ehlinger & Associates, Inc. - American Family Insurance
Medicare Insurance Agent · Waite Park, MN

Ehlinger & Associates, Inc. - American Family Insurance in Waite Park, MN provides a range of Medicare insurance agent services, including plan comparisons and enrollment assistance. The agency helps clients navigate annual open enrollment periods and address plan adjustments for changing healthcare needs. Ongoing support is offered for policy questions and claims guidance throughout the year. The company services individual clients, including those in single-family homes, as well as apartment residents, retail staff, and restaurant employees.

PI
49 2nd Ave N Suite 101
Patriot Insurance Brokers
Medicare Insurance Agent · Waite Park, MN

Patriot Insurance Brokers, located in Waite Park, Minnesota, is known for guiding seniors through Medicare plan options, serving Central Minnesota residents with personalized consultations. The agency assists clients in comparing prescription drug coverage and supplemental plans during enrollment periods. It helps individuals navigate plan changes and evaluate costs versus out-of-pocket benefits. For those seeking focused assistance, the brokerage offers annual plan review appointments to ensure coverage still meets each client’s evolving healthcare needs.

TJ
734 1st St S
Thomas Jelinski - COUNTRY Financial Representative
Medicare Insurance Agent · Waite Park, MN

Homeowners and retirees in the Waite Park area turn to Thomas Jelinski - COUNTRY Financial Representative for guidance on Medicare insurance options. This agency helps clients navigate plan selections, including Medicare Supplement and Advantage policies, to find coverage that fits their health needs and budget. The representative explains complex enrollment periods and plan details with clarity. Their service area also extends to surrounding communities such as St. Cloud and Sartell, providing convenient access to local Medicare insurance assistance for those planning for retirement healthcare.

CG
130 Division St
Christensen Group Insurance
Medicare Insurance Agent · Waite Park, MN

Christensen Group Insurance serves Waite Park and the surrounding central Minnesota communities. As a Medicare insurance agent, it handles enrollments in plans such as Part D, Medicare Advantage, and Medigap supplements. The company works with both new beneficiaries approaching eligibility and existing clients facing plan changes during each annual enrollment period. It focuses on reviewing each individual's healthcare needs and prescription drug coverage options. To handle a typical job, it compares available plans from multiple carriers side by side to help clients select the most appropriate coverage for their budget.

FW
1625 Division St
First Western Insurance
Medicare Insurance Agent · Waite Park, MN

For those exploring Medicare, the distinction between initial enrollment guidance and ongoing plan adjustments can be complex, which is why First Western Insurance helps clients understand both one-time enrollment options and recurring coverage reviews. As a Medicare insurance agent in Waite Park, MN, they assist with understanding plan benefits, prescription drug coverage, and cost structures. Their service operates on either a one-time, scheduled, or as-needed basis, depending on the client’s preference for future support.

OI
129 Waite Ave N
Omann Insurance
Medicare Insurance Agent · Waite Park, MN

Omann Insurance serves the Waite Park, Minnesota area as a local Medicare Insurance Agent. The company assists clients with navigating their available Medicare coverage options, helping to match individual healthcare needs with suitable plans. Its services include guiding individuals through the enrollment process, explaining the differences between Original Medicare and Medicare Advantage, and reviewing Part D prescription drug coverage. Omann Insurance specifically handles Medicare Supplement Insurance plans and Medicare Advantage plan selections for residents in this region.

ME
818 2nd St S #160
Medica
Medicare Insurance Agent · Waite Park, MN

Medica specializes in Medicare Advantage, Supplement, and Part D prescription drug plan guidance for Waite Park, Minnesota residents. The agency helps individuals compare coverage options and navigate annual enrollment periods to match their healthcare needs and budgets. Consultants provide ongoing support for claims questions and plan changes throughout the year. It specifically assists clients during the Medicare Annual Enrollment Period each fall, when beneficiaries can switch or adjust their existing policies.

II
110 2nd St S #220
Insight Insurance Services
Medicare Insurance Agent · Waite Park, MN

As the Annual Enrollment Period begins, many seniors in central Minnesota seek clear guidance on their Medicare options. Insight Insurance Services, located in Waite Park, helps local residents navigate plan comparisons for both medical and prescription drug coverage. Agents provide straightforward explanations of Original Medicare, Medicare Advantage, and Medigap policies tailored to individual needs. They also assist with understanding how local provider networks and formularies apply. A complimentary initial assessment reviews the client’s current coverage and upcoming deadlines to identify potential gaps or savings before any enrollment decision is made.

What Does a a Medicare Insurance Agent in Waite Park Cost?

Medicare insurance agent services in Minnesota are typically free to you because agents are paid commissions by insurance companies. Plan costs vary widely: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans can cost between $100 and $300 per month depending on age, location, and plan type. Part D prescription drug plans average around $30 to $60 per month. This is general information, not insurance advice.

About medicare insurance agents in Waite Park

Medicare insurance agents in Waite Park, Minnesota help residents compare Medicare Advantage, Medigap, and Part D plans. Minnesota has specific rules for Medigap enrollment, including a guaranteed issue period that starts when you first enroll in Medicare Part B. Local agents can explain how state laws affect your coverage options and costs.

Frequently Asked Questions

What does a Medicare insurance agent in Waite Park do?

A Medicare insurance agent helps you review plan options, compare costs, and enroll in Medicare Advantage, Medigap, or Part D plans. They are licensed in Minnesota and can explain how local providers and networks work.

When can I enroll in a Medicare plan in Minnesota?

You can enroll during your Initial Enrollment Period around your 65th birthday, the Annual Enrollment Period from October 15 to December 7, or during a Special Enrollment Period if you qualify. Minnesota also has a Medigap open enrollment period that lasts six months from when you turn 65 and enroll in Part B.

Are there Minnesota-specific rules for Medigap plans?

Yes, Minnesota requires Medigap insurers to offer a standardized basic benefit plan. You have a guaranteed issue right during your Medigap open enrollment period, meaning insurers cannot deny coverage or charge more based on health conditions.

Medicare Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.