The top-rated medicare insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 242 reviews. Other highly rated options include Dave Melle - State Farm Insurance Agent, Farmers Insurance - Kara Petter, Retta Insurance Agency LLC. This directory lists 16 medicare insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 3 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 4 | Retta Insurance Agency LLC | 14870 Granada Ave #155 | (763) 465-1101 |
| 5 | Kiley and Associates LLC American Family Insurance | 7373 147th St W #186 | (952) 432-3700 |
| 6 | Elfstrum Consulting Inc | 14799 Energy Way | (952) 432-8873 |
| 7 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 8 | Debra Suman American Family Insurance | 14698 Galaxie Ave | (952) 953-0900 |
| 9 | Farmers Insurance - Fink Agency | 14771 Energy Way | (651) 288-5633 |
| 10 | Farmers Insurance - James Harris | 7300 147th St W | (706) 829-9750 |
Butler & Associates Insurance Agency serves the Apple Valley, Minnesota area as a Medicare insurance agent. The company assists clients with navigating the complex landscape of health coverage options for those eligible for Medicare. Their work involves explaining the differences between Original Medicare and Medicare Advantage plans, as well as outlining prescription drug coverage choices. The agency helps individuals review their healthcare needs and budget to find suitable plans. Specific services include enrolling clients in Medicare Supplement plans and managing annual enrollment period changes for Part D prescription drug coverage.
Dave Melle - State Farm Insurance Agent in Apple Valley, MN, offers a range of Medicare insurance advisory services to help clients navigate plan enrollment and coverage options. The agency provides ongoing support for plan reviews and annual updates, ensuring beneficiaries can adjust their policies as their healthcare needs change. Service includes personalized consultations to compare Medicare Advantage, supplement, and Part D drug plans. The agency serves individual homeowners, seniors in apartment communities, local retailers, and independently owned restaurants in the greater Apple Valley area.
Farmers Insurance - Kara Petter serves homeowners and individuals in Apple Valley, Minnesota, seeking guidance through Medicare plan options. The agency assists clients with understanding Parts A and B, as well as supplement and Advantage plan choices. Benefit review and enrollment support are provided to help ensure appropriate coverage for health needs. Services also extend to policy evaluations and annual plan comparisons to adjust for changing medical costs. The agency covers neighboring communities throughout the southern Twin Cities metro, including Lakeville and Burnsville.
Retta Insurance Agency LLC serves Apple Valley and the surrounding communities in the south metro area, handling Medicare insurance options for local residents. The company helps clients navigate the annual enrollment period and compare Medicare Advantage, Supplement, and Part D plans. Each client receives a personalized review of their current coverage and healthcare needs. The agency takes a thorough, consultative approach to present suitable plan choices for each individual situation.
In Apple Valley, MN, Kiley and Associates LLC American Family Insurance assists clients by first explaining the difference between one-time decisions for initial enrollment and recurring options for annual plan changes. The agency helps evaluate Medicare coverage to match individual health needs and budgets. Using available community resources, guidance is provided about plan benefits and potential out-of-pocket costs. Service runs on an as-needed or scheduled basis to accommodate routine reviews or questions.
Specializing in Medicare Advantage and Supplement plans, Elfstrum Consulting Inc helps individuals navigate their coverage options with clarity. Serving the Apple Valley, Minnesota area, this agency reviews each client’s healthcare needs and medication requirements to identify suitable policies from available carriers. The work includes explaining enrollment periods, comparing drug formularies, and advising on out-of-pocket costs. As the Annual Election Period approaches in the fall, the company assists clients in adjusting policies to accommodate changing medical needs or prescription drug coverage, ensuring benefits remain properly aligned through the coming year.
As the Annual Enrollment Period brings many Apple Valley residents to review their coverage options, Mayer Insurance Agency in Apple Valley, MN assists clients with selecting Medicare plans. The team explains the differences between Part D drug plans, Medicare Advantage, and Medigap policies. Understanding these choices helps seniors find coverage suited to their specific healthcare needs and budget. Initial appointments begin with a personal assessment of the client’s current medications and preferred doctors.
Debra Suman American Family Insurance assists local residents with their healthcare coverage needs, focusing on Medicare insurance options. The agency helps individuals navigate plan selections during enrollment periods and explains supplemental coverage choices. It serves clients throughout Apple Valley and the surrounding Minnesota area. Services are available to those working in commercial sectors, including offices, warehouses, and food service establishments.
Farmers Insurance - Fink Agency serves residential clients in Apple Valley, Minnesota, and also offers commercial coverage for local businesses in the surrounding area. As a medicare insurance agent, the agency helps individuals navigate plan options, enrollments, and changes during annual open periods. They provide clear guidance on supplement and advantage plans to match each client’s healthcare needs. After every enrollment or policy update, the team schedules follow-up contact to review coverage and ensure continued satisfaction between regular visits.
Farmers Insurance - James Harris is known for helping individuals in Apple Valley, Minnesota, navigate their Medicare insurance options. The agency focuses on explaining the differences between Medicare Advantage, Supplement plans, and Part D prescription drug coverage to fit varied healthcare needs. Clients receive straightforward guidance on enrollment periods and plan comparisons. For those with chronic conditions, the agency can arrange a personalized review of Special Needs Plan options to ensure appropriate coverage.
What Does a a Medicare Insurance Agent in Apple Valley Cost?
Medicare insurance agent services in Minnesota are generally free to you because agents receive commissions from insurance companies. Plan costs vary by carrier and county. In Apple Valley, Medicare Advantage plans may have $0 monthly premiums, while Medigap plans typically cost between $100 and $300 per month depending on your age and health status. Part D drug plan premiums range from about $10 to $80 per month. This is general information, not insurance advice.
About medicare insurance agents in Apple Valley
Medicare insurance agents in Apple Valley, Minnesota help residents compare plans and enroll in Medicare Part A, Part B, Part D, and Medicare Advantage. Minnesota has a special state program called the Minnesota Senior Health Options program that coordinates Medicare and Medical Assistance for eligible individuals. Agents can guide you through the annual enrollment period and special enrollment periods based on your situation.
Frequently Asked Questions
What does a Medicare insurance agent in Apple Valley do?
A Medicare insurance agent helps you understand your Medicare options, compare plans from different carriers, and enroll in a plan that fits your needs. They can explain the differences between Original Medicare, Medicare Advantage, and Part D drug plans. Agents in Minnesota must be licensed by the state and follow federal marketing guidelines.
When can I enroll in Medicare in Apple Valley Minnesota?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after your birthday month. The Annual Enrollment Period runs from October 15 to December 7 each year. Minnesota also has a Medicare Savings Program that may allow special enrollment outside these windows.
Are Medicare insurance agent services free in Apple Valley?
Yes, Medicare insurance agents are typically paid by the insurance carriers, not by you. You do not pay a fee for their help with plan selection and enrollment. However, you will pay premiums and other costs directly to the insurance company for the plan you choose.
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