The top-rated medicare insurance agent in St Paul, Minnesota is MN Benefits, rated 4.9 stars across 180 reviews. Other highly rated options include Juan Cervantes - State Farm Insurance Agent, HomeServices Insurance, Inc., Theisen Escobar Agency. This directory lists 32 medicare insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MN Benefits | 75 W 5th St #310 | (763) 360-4879 |
| 2 | Juan Cervantes - State Farm Insurance Agent | 391 Ruth St N | (651) 793-0777 |
| 3 | HomeServices Insurance, Inc. | 119 14th St NW Suite 150 | (800) 277-0013 |
| 4 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 5 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 6 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 7 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 8 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 9 | Health Access MN | By remote appointment only, no walk-ins, 2314 University Ave W #12 | (651) 645-0215 |
| 10 | Mike Hoffman - State Farm Insurance Agent | 2475 Maplewood Dr STE 114 | (651) 770-8732 |
MN Benefits serves the St Paul, Minnesota metro area and surrounding Ramsey County as a Medicare Insurance Agent. The company helps clients navigate Medicare options by explaining coverage plans and enrollment periods. It assists with comparing Medicare Advantage and Medicare Supplement plans to match individual healthcare needs and budgets. Common services in this area include guiding residents through the annual open enrollment period and reviewing Part D prescription drug plan options.
Homeowners and small business owners in St Paul, Minnesota, can work with Juan Cervantes - State Farm Insurance Agent for Medicare insurance guidance. The agency helps clients understand their coverage options and plan selections. Each appointment focuses on matching individual health needs with suitable Medicare products. This office serves the broader East Metro area, including Ramsey County communities like Maplewood and Little Canada.
HomeServices Insurance, Inc. in St. Paul, Minnesota, helps individuals navigate Medicare plan options, including initial enrollment and annual changes, and offers ongoing support for policy maintenance throughout the year. The agency assists with comparing Advantage, Supplement, and Part D prescription drug plans to meet client’s coverage and budgetary needs. It services individuals in single-family homes, apartments, retail environments, and restaurants.
Theisen Escobar Agency serves St. Paul, Minnesota, and the surrounding Twin Cities communities, guiding clients through Medicare plan options. The agency handles initial enrollment, annual plan changes, and Medicare Supplement selections to simplify healthcare coverage. For each client, the team focuses on comparing available plans against individual health needs and budget requirements to identify suitable choices. A typical case is managed through a personalized consultation, followed by a clear explanation of plan benefits, costs, and network details to ensure the client understands their decision fully.
Navigating Medicare involves choosing between one-time enrollment decisions and ongoing plan adjustments that require recurring service options. Garry Insurancenter in St Paul, Minnesota assists with both initial coverage selections and annual review of existing plans. This local agency clarifies how Original Medicare, Medicare Advantage, and Part D prescription drug plans compare for individual needs. The enrollment process is offered as a one-time service, while plan evaluations are available on a scheduled basis each year during open enrollment, with additional support for life changes provided as needed.
Krog Insurance specializes in helping clients navigate Medicare Advantage and prescription drug plans. As a St. Paul Medicare Insurance agent it provides personalized assistance comparing available coverage options under Medicare Part A and Part B. The company guides clients through annual enrollment periods, ensuring they find suitable benefits for their budget and medical needs. It also works with individuals turning sixty-five, helping them avoid late enrollment penalties that can lead to higher monthly premiums.
Wilebski Insurance Agency handles the many aspects of Medicare coverage for clients in the St Paul, Minnesota area. The firm specializes in helping individuals navigate Medicare Supplement plans and Medicare Advantage options. It also assists with Part D prescription drug plans to ensure comprehensive pharmaceutical coverage. For local businesses and organizations seeking group health solutions, the agency can serve offices, warehouses, and food service operations.
Insurance Group™ in St Paul, Minnesota is known for helping seniors navigate Medicare plan options. The agency offers comprehensive guidance on Original Medicare, Medicare Advantage, and Part D prescription drug coverage. Agents evaluate each client’s health needs and budget to recommend suitable plans. They also provide ongoing support during open enrollment periods. A specialty service this agency can add on is assistance with Medicare Supplement insurance to cover out-of-pocket costs.
Health Access MN serves St Paul residents seeking Medicare insurance plans, helping them navigate enrollment, supplements, and drug coverage options in Minnesota. They also assist local commercial clients, such as small businesses, with group Medicare solutions available within their St Paul service area. Their local agency advisors review each client’s health needs and budget to recommend Part D or Advantage plans for the year. Follow-up appointments and annual plan reviews are scheduled between regular Medicare enrollment periods to adjust coverage as medical needs change.
What Does a a Medicare Insurance Agent in St Paul Cost?
Medicare insurance agents in Minnesota are typically paid by insurance companies through commissions. You do not pay the agent directly for their help. Medicare Part A is usually premium free if you paid taxes long enough. Part B has a standard monthly premium of about $174.70 in 2024. Medicare Supplement plan premiums in Minnesota range from around $100 to $300 per month depending on your age and plan type. This is general information and not insurance advice.
About medicare insurance agents in St Paul
A Medicare insurance agent in St Paul Minnesota helps you compare Medicare Advantage and Supplement plans. Minnesota law requires agents to be licensed by the state and follow specific marketing rules. Local agents know the health systems and provider networks in the Twin Cities area.
Frequently Asked Questions
What does a Medicare insurance agent in St Paul do?
A Medicare insurance agent helps you review plan options and enroll in Medicare Advantage or Supplement plans. They explain coverage details and costs. Agents must follow Minnesota state regulations including the 30 day free look period for Medicare Supplement plans.
When can I enroll in Medicare in Minnesota?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. Minnesota also has a Medicare Supplement open enrollment period that lasts six months starting when you are 65 and enrolled in Part B. Missing this window may lead to higher premiums.
Are there Minnesota specific rules for Medicare agents?
Yes. Minnesota requires agents to complete annual training on Medicare products and state regulations. Agents cannot use high pressure sales tactics. They must provide a written scope of appointment before discussing specific plans. Minnesota also has a state specific Medigap consumer protection law.
Medicare Insurance Agents in Other Minnesota Cities
Anoka · Apple Valley · Blaine · Bloomington · Brooklyn Park · Buffalo · Burnsville · Chanhassen · Chaska · Circle Pines · Coon Rapids · Cottage Grove · Eagan · Eden Prairie · Edina