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Find Medicare Insurance Agents Near You in St Cloud, MN

Browse medicare insurance agents serving St Cloud, Minnesota. Contact information and addresses listed below.

18 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 18 medicare insurance agents in St Cloud, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kristen Stebbins - State Farm Insurance Agent
1988 Co Rd 134, St Cloud, MN 56303
(320) 251-8353 kristenstebbins.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417 hesspartners.com
Moe Janssen Schee Agency: Allstate Insurance
3717 3rd St N, St Cloud, MN 56303
(320) 251-1383 agents.allstate.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650 advantageoneins.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151 amfam.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003 rockcityagency.com
Lamphere Insurance Group, LLC
606 25th Ave S Ste. 204, St Cloud, MN 56301
(320) 640-0633 lamphereinsgrp.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515 hessinsuranceagency.com
Bankers Life
3400 1st St N Ste 204, St Cloud, MN 56303
(320) 252-8393 branches.bankerslife.com
Federated Insurance Co
2700 1st St N #215, St Cloud, MN 56303
(320) 314-3964 reps.federatedinsurance.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644 moeagencyinc.net
Stearns
4191 2nd St S, St Cloud, MN 56301
(320) 314-5267
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147 insurancebrokersmn.com
Ray Sauer Insurance & Financial
1812 25th St SE, St Cloud, MN 56304
(320) 208-9250
Blue Sky Benefit Solutions
3423 Co Rd 74, St Cloud, MN 56301
(320) 217-7000
Medicare Supplements Minnesota
3240 Santa Fe Trail, St Cloud, MN 56301
(800) 420-8298 medsuppsmn.com
Hausmann
3240 Santa Fe Trail, St Cloud, MN 56301
(612) 968-3269 medsuppsmn.com
Independent
22 Wilson Ave NE Ste 207, St Cloud, MN 56304
(320) 656-5828 superpages.com

St Cloud residents can work with a licensed Medicare insurance agent to review plan options and enroll in coverage that fits their needs. In Minnesota, agents must follow state regulations including the annual enrollment period rules and special enrollment periods. A local agent can explain Medicare Part A and Part B benefits as well as Medicare Advantage and Part D drug plans available in Stearns County.

What Does a Medicare Insurance Agent in St Cloud Cost?

Medicare insurance agents in Minnesota typically do not charge a direct fee to consumers. They receive commissions from insurance companies when you enroll in a plan. Part B premiums for 2025 are generally $185 per month for most beneficiaries but can be higher based on income. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a Medicare insurance agent in St Cloud do?
A Medicare insurance agent helps you compare plans from different carriers and enroll in a plan that suits your health needs and budget. They explain the differences between Original Medicare and Medicare Advantage plans available in the St Cloud area.
When can I enroll in Medicare in St Cloud Minnesota?
Your Initial Enrollment Period begins three months before your 65th birthday and lasts for seven months. There is also an Annual Enrollment Period from October 15 to December 7 each year. Minnesota residents may qualify for a Special Enrollment Period if they move or lose other coverage.
Do Medicare agents in Minnesota charge a fee for their services?
Most Medicare agents in Minnesota are paid by insurance carriers and do not charge you a separate fee. You should confirm this with the agent before working with them. Minnesota law requires agents to disclose their compensation if you ask.