The top-rated medicare insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 593 reviews. Other highly rated options include Fortress Insurance & Financial Services, Atlas Insurance Brokers, Arment & Associates, LLC American Family Insurance. This directory lists 20 medicare insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 3 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 4 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 5 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 6 | Med City Medicare | 2434 Superior Dr NW # 101 | (507) 218-8377 |
| 7 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 8 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 9 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
| 10 | Shawn Capelle Agency Inc American Family Insurance | 3334 19th St NW STE 204 | (507) 285-9927 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota metro area as a local medicare insurance agent. The agency helps clients navigate the complexities of Medicare coverage, assisting with plan selection and enrollment during the annual and special enrollment periods. Their work often involves clarifying the differences between Medicare Advantage and Medicare Supplement plans to match individual health needs and budgets. The office also handles Medicare Part D prescription drug plan options for area residents.
Fortress Insurance & Financial Services provides Medicare insurance guidance, including plan comparisons and enrollment assistance for beneficiaries in the Rochester, MN area. The company helps clients assess their healthcare needs and navigate annual enrollment periods to select suitable coverage options. Ongoing support is available for plan changes and claims questions throughout the year. They assist individuals with Medicare Advantage, Supplement, and Part D drug plans. Services extend to those living in single-family homes, apartments, and local assisted living residences.
Homeowners and retirees in Rochester, Minnesota rely on Atlas Insurance Brokers for their Medicare insurance needs. The agents explain Medicare Advantage, Medigap, and Part D prescription drug plans clearly. They help clients compare options to find suitable coverage during open enrollment periods. Focusing on individual health needs, the brokers guide customers through plan selection each year. This local agency also serves clients in the neighboring community of Stewartville.
Arment & Associates, LLC American Family Insurance serves the Rochester, Minnesota area and its surrounding communities as a medicare insurance agent. It handles Medicare Advantage plans, Medicare Supplement insurance, and Part D prescription drug coverage. The agency works directly with clients to review their individual healthcare needs and available plan options. For a typical job, it evaluates a client’s current coverage and medical utilization to recommend a suitable plan that aligns with their budget and provider preferences.
Connor Faupel Insurance Agency in Rochester, MN focuses on the distinction between one-time Medicare enrollment help and the ongoing, recurring support needed as plans and health needs change. Coverage guidance is provided for both initial sign-ups and annual plan adjustments. The agent works directly with individuals to compare available options and verify details. Service runs on a one-time, scheduled, or as-needed basis, depending on client preference and the specific enrollment period involved.
Every fall, many Rochester seniors face complex Medicare choices ahead of the Annual Enrollment Period. Med City Medicare assists local clients by explaining plan options and navigating coverage details. Based in Rochester, MN, this medicare insurance agent helps individuals evaluate their prescriptions and medical needs to find suitable policies. Through personalized appointments, agents clarify Original Medicare versus Medicare Advantage differences. Each new client begins with a free initial assessment of their current plan and health requirements to determine appropriate next steps.
Ted W. Smith Insurance provides personalized Medicare insurance plan comparisons and enrollment assistance in the Rochester, Minnesota area. It helps clients navigate Medicare Supplement, Advantage, and Part D drug plans to find coverage that matches individual healthcare needs and budgets. The agent explains plan differences and guides beneficiaries through the application process. It assists with annual enrollment periods, helping local residents review their existing plans each fall and adjust for any changes in medical needs or drug formularies before the deadline.
Sam Ghareeb Insurance Broker provides professional guidance for individuals navigating Medicare options in Rochester, MN. It offers assistance with plan selection, enrollment, and annual reviews to help clients understand their coverage. The agency specializes in Medicare Advantage, Medigap, and Part D prescription drug plans. By evaluating each client's healthcare needs and budget, it presents tailored solutions from multiple carriers. The agency is equipped to serve a variety of commercial sectors, including medical offices, warehouses, and food service establishments.
All Apple Insurance Agency, led by Paul M. Peterson, provides residential medicare insurance agent services to clients in Rochester, MN. The agency also handles commercial coverage needs within the local area. Their work involves explaining plan options and eligibility requirements to individuals seeking health coverage. After an initial policy is secured, the agent schedules follow-up contact to review any changes in benefits or healthcare needs. Regular repeat service between annual enrollment periods helps ensure coverage remains aligned with each client’s current medical situation.
Shawn Capelle Agency Inc American Family Insurance in Rochester, MN, is a Medicare insurance agent known for helping individuals navigate plan options. Their service range includes exploring Medicare Advantage and Medigap policies to match local healthcare needs. The agency assists with enrollments and coordinates with Medicare plans to cover prescription drugs. As a specialty service, they can add on standalone Part D drug coverage for those who require it.
What Does a a Medicare Insurance Agent in Rochester Cost?
Medicare insurance agents in Minnesota typically do not charge clients directly for their services. They receive commissions from insurance carriers, which are built into the plan premiums. Medigap plan premiums in Rochester range from about $100 to $300 per month depending on age and plan type. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in Rochester
Medicare insurance agents in Rochester, Minnesota help residents navigate Medicare options during the Annual Enrollment Period and Special Enrollment Periods. Minnesota has unique state laws regarding Medigap plans, including guaranteed issue rights for certain qualifying events. Local agents can explain how Minnesota Medical Assistance coordinates with Medicare for eligible individuals.
Frequently Asked Questions
What is the best time to meet with a Medicare insurance agent in Rochester?
The Annual Enrollment Period runs from October 15 to December 7 each year. You can also meet with an agent during a Special Enrollment Period if you have a qualifying life event such as moving or losing employer coverage. Minnesota residents have additional rights to change Medigap plans during their trial period.
Do Medicare insurance agents in Rochester charge fees for their services?
Most Medicare insurance agents in Minnesota are paid commissions by the insurance companies, not by the client. Agents must disclose any fees in writing before you enroll. You can ask an agent directly about their compensation structure.
What types of Medicare plans can an agent in Rochester help me compare?
Agents can help you compare Original Medicare, Medicare Advantage plans, Medigap supplemental plans, and Part D prescription drug plans. Minnesota offers standardized Medigap plans labeled A through N. Agents can also explain how Minnesota Senior Health Options programs work.
Medicare Insurance Agents in Other Minnesota Cities
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