The top-rated medicare insurance agent in Monticello, Minnesota is Michael Katchmark - State Farm Insurance Agent, rated 5.0 stars across 153 reviews. Other highly rated options include Dan Olson - State Farm Insurance Agent, Christensen Group Insurance Monticello, MN, Monticello Agency. This directory lists 11 medicare insurance agents serving Monticello.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Katchmark - State Farm Insurance Agent | 1113 Cedar St Suite 109 | (763) 295-0137 |
| 2 | Dan Olson - State Farm Insurance Agent | 207 W 3rd St | (763) 295-2199 |
| 3 | Christensen Group Insurance Monticello, MN | 114 W 3rd St #200 | (763) 295-2614 |
| 4 | Monticello Agency | 3616 School Blvd UNIT 100 | (763) 295-4900 |
| 5 | Farmers Insurance - Benjamin Thornton | 228 W Broadway St | (763) 344-8896 |
| 6 | Michele Hanson Agency LLC American Family Insurance | 520 Pine St | (763) 295-3795 |
| 7 | Michael Richardson - COUNTRY Financial Agent | 154 Broadway St E Ste 4 | (763) 486-4047 |
| 8 | Quality Plus Insurance Brokers | 155 Broadway St E | (763) 310-8603 |
| 9 | Primerica Financial Services | 207 Pine St | (763) 390-7652 |
| 10 | Simplicity Group | 101 W Broadway St suite 100 | (800) 921-3100 |
Michael Katchmark - State Farm Insurance Agent serves the Monticello, Minnesota area as a medicare insurance agency. The company assists local residents in navigating their healthcare coverage options during the annual enrollment period. Medicare insurance agents in this region help individuals compare original Medicare and Medicare Advantage plans. They also guide clients through the process of selecting Part D prescription drug coverage. Specific services handled here include coordinating Medicare supplement policies and assisting with low-income subsidy applications.
Dan Olson, as a State Farm Insurance Agent in Monticello, MN, provides medicare insurance agent services, including helping clients navigate plan options and enrollments. Maintenance of coverage involves periodic policy reviews to ensure plans align with changing healthcare needs and budgets. The agency services a variety of local properties, including single-family homes, apartments, retail establishments, and restaurants in the Monticello area.
Christensen Group Insurance Monticello, MN serves seniors and individuals approaching Medicare eligibility who seek guidance on their healthcare coverage options. The agency helps clients navigate Medicare plans, including supplemental policies and prescription drug coverage, explaining key enrollment periods and plan differences. Personalized consultations focus on matching coverage to individual health needs and budgets. Christensen Group Insurance also extends its Medicare advisory services to residents in nearby communities, including Buffalo, providing local assistance to those throughout the greater Wright County area.
Serving Monticello and the surrounding communities in central Minnesota, Monticello Agency handles Medicare insurance needs for local residents. The agency assists individuals in understanding their coverage options during enrollment periods and helps navigate plan selections. It focuses on explaining the differences between Medicare Supplement and Medicare Advantage plans clearly. For a typical job, it first reviews the client's current coverage and then compares available plans to recommend a suitable option.
Farmers Insurance - Benjamin Thornton in Monticello, MN provides medicare insurance agent services that distinguish between one-time enrollment guidance and recurring support for plan renewals or changes. Coverage counseling helps clients understand Medicare Supplement, Advantage, and Part D options based on individual health needs and budgets. The service assists with annual open enrollment periods and special enrollment events. Appointments and consultations are available on an as-needed basis, ensuring flexibility for each client’s schedule.
As the Medicare enrollment period approaches for residents of Monticello, Minnesota, understanding plan options becomes essential. Michele Hanson Agency LLC American Family Insurance meets this need by offering guidance through the complex landscape of Medicare insurance plans. Their agents help individuals compare coverage for medical and prescription drug needs, focusing on local healthcare options. Service includes reviewing a person’s current coverage to identify potential gaps. An initial assessment of an individual’s healthcare requirements and budget is conducted prior to plan recommendation.
Michael Richardson, a COUNTRY Financial agent in Monticello, Minnesota, provides specialty services in Medicare insurance, focusing on plan selection and enrollment guidance. General agency work includes ongoing policy reviews and claims assistance for local clients. The office helps those transitioning from employer coverage understand their options under Original Medicare and Medicare Advantage. For individuals navigating the annual Open Enrollment Period or the initial enrollment window, the agent clarifies plan costs, drug coverage, and deadline rules to prevent late enrollment penalties.
Quality Plus Insurance Brokers provides Medicare insurance guidance from its Monticello, Minnesota office, assisting clients with plan comparisons and enrollment throughout the region. The agency focuses on helping individuals understand their coverage options, including Part D prescription drug plans and Medicare Advantage selections. Their services also extend to advising on supplemental policies to fill coverage gaps. They work with clients from local offices, warehouses, and food service operations to find suitable plans.
Primerica Financial Services helps residents of Monticello and the surrounding area find Medicare insurance coverage that suits their individual needs. The company also assists local businesses in securing group health plans for their employees. Services are available to clients throughout central Minnesota. Each appointment begins with a review of current coverage and health care priorities. The agent provides clear explanations of plan options and enrollment periods. Follow-up support is offered between regular visits to address any changes in health status or policy questions.
Simplicity Group, based in Monticello, MN, operates as a local medicare insurance agent, serving clients in the surrounding area by guiding them through Medicare plan options. It helps individuals navigate Part A and Part B coverage as well as Medicare Advantage and Part D prescription drug plans. The company also assists with Medigap policies to help cover out-of-pocket costs. As a specialty service, it can provide an annual plan review to adjust coverage for changing health needs or plan updates each fall.
What Does a a Medicare Insurance Agent in Monticello Cost?
Medicare insurance agents in Minnesota typically do not charge you directly; they receive commissions from insurance carriers. Plan costs vary: Medicare Part B premiums start at $174.70 per month in 2024, while Medigap plans in Minnesota range from about $100 to $300 per month depending on age and plan type. This is general information, not insurance advice.
About medicare insurance agents in Monticello
Medicare insurance agents in Monticello, Minnesota help residents compare Medicare Advantage, Medigap, and Part D plans. Minnesota has a guaranteed issue period for Medigap during the first six months of enrolling in Medicare Part B. Local agents can explain how state laws affect your coverage choices.
Frequently Asked Questions
When can I enroll in Medicare in Monticello?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after. In Minnesota, you also have a special enrollment period if you lose employer coverage. An agent can help you avoid late penalties.
What is the difference between Medicare Advantage and Medigap in Minnesota?
Medicare Advantage plans often include drug coverage and may have network restrictions. Medigap plans fill gaps in Original Medicare and are accepted by any provider that takes Medicare. Minnesota has unique Medigap rules, including a standard basic benefit plan.
Do I need a Medicare insurance agent in Monticello?
An agent can review your health needs and budget to find suitable plans. They are licensed in Minnesota and know local providers. Their services are usually free to you because they are paid by insurance companies.
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