The top-rated medicare insurance agent in Forest Lake, Minnesota is Neal Peterson - State Farm Insurance Agent, rated 5.0 stars across 188 reviews. Other highly rated options include National Insurance Brokers, Carney Insurance Services, Farmers Insurance - Chris Stauner. This directory lists 18 medicare insurance agents serving Forest Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neal Peterson - State Farm Insurance Agent | 155 Lake St S | (651) 982-6325 |
| 2 | National Insurance Brokers | 25 Lake St N Suite 100 | (763) 398-4040 |
| 3 | Carney Insurance Services | 944 Lake St S | (651) 464-6001 |
| 4 | Farmers Insurance - Chris Stauner | 629 Lake St S | (651) 209-1811 |
| 5 | Melanie Berneck American Family Insurance | 24139 Greenway Rd A | (651) 408-0027 |
| 6 | Noah Insurance Group | 644 W Broadway Ave | (651) 464-2168 |
| 7 | Owens Insurance Agency | 255 MN-97 UNIT 5A | (651) 730-4804 |
| 8 | Shannon Strobel, Independent Insurance Agent at Sherman Insurance Agency | 555 W Broadway Ave | (651) 797-6955 |
| 9 | Robert Hinsch - Independent Insurance Agent | 25 Lake St N Ste 100 | (763) 398-4058 |
| 10 | Matthew Duevel American Family Insurance | 20 Lake St N # 104 | (651) 287-2662 |
Neal Peterson, serving the Forest Lake area in Washington County, operates as a local independent insurance agency. The business specializes in helping clients navigate Medicare insurance options, including both Medicare Advantage and Medicare Supplement plans. They provide guidance to individuals approaching eligibility, offering personalized consultations that compare coverage choices. This agency also assists with annual enrollment periods and plan changes. By focusing on this specific area, Neal Peterson addresses Part D prescription drug coverage and offers ongoing support for plan management.
National Insurance Brokers provides personalized Medicare insurance guidance to help clients in Forest Lake, Minnesota navigate plan options. The agency offers annual policy reviews and ongoing support throughout the year to adjust coverage as healthcare needs change. Assistance is available for comparing Medicare Advantage, Supplement, and Part D drug plans. Clients include individuals living in single-family homes, retirement apartments, and those managing retail businesses or local restaurants in the surrounding area.
Homeowners, retirees, and soon-to-be retirees in Forest Lake, MN, turn to Carney Insurance Services for guidance on Medicare insurance coverage. The agency assists clients with comparing Part D prescription drug plans, Medicare Supplement policies, and Medicare Advantage options to find suitable coverage for their healthcare needs. They help customers navigate the annual enrollment periods and clarify how different plans coordinate with existing benefits. Their service area also extends to neighboring communities such as Wyoming, Chisago City, and the greater Twin Cities north metro region.
Serving Forest Lake, Minnesota, and the surrounding communities, Farmers Insurance - Chris Stauner handles Medicare supplement and plan selection for eligible clients. The agency addresses the complexities of enrollment periods and coverage options for those turning 65 or seeking to adjust their existing plans. It focuses on explaining the differences between Original Medicare and Medicare Advantage in clear, straightforward terms. To complete a typical engagement, the agent conducts a personalized needs review to match an individual’s healthcare usage and budget with appropriate plan options.
Melanie Berneck American Family Insurance in Forest Lake, MN, helps clients distinguish between initial enrollment and ongoing annual plan adjustments. This local Medicare insurance agent provides guidance through the complexities of Part D prescription drug plans and Medicare Advantage options. Coverage consultations typically address timelines for enrollment periods and plan comparisons. Service runs on an as-needed basis, accommodating requests for renewals, plan changes, or new enrollment questions throughout the year.
Noah Insurance Group, operating out of Forest Lake, Minnesota, provides individualized Medicare insurance guidance, helping clients evaluate plans for prescription drug, hospital, and medical coverage. The agency assists with annual enrollment periods and plan comparisons throughout the local area. It supports residents in navigating Medicare Supplement and Advantage plan options tailored to individual healthcare needs. The service becomes especially valuable during the annual open enrollment period, when clients must review and adjust their coverage for the upcoming calendar year.
As the annual Medicare enrollment period approaches, many seniors in Forest Lake, MN review their healthcare coverage options. Owens Insurance Agency supports this process by providing local guidance on Medicare plans and supplemental policies. Their work focuses on explaining complex coverage details and cost considerations to help residents make informed decisions. An initial assessment of individual health needs and budget priorities is performed during a complimentary office consultation.
Shannon Strobel, an independent insurance agent at Sherman Insurance Agency, provides Medicare coverage guidance to individuals in Forest Lake, Minnesota. Her work focuses on helping clients understand and select appropriate Medicare plans that fit their healthcare needs and budgets. The agency serves the surrounding area by assisting with plan enrollment and annual reviews, including Medicare Advantage and prescription drug options. Its services support local small businesses, professional offices, and nearby warehouses and food service operations seeking reliable agent support.
Robert Hinsch - Independent Insurance Agent serves residents of Forest Lake, Minnesota, offering guidance on Medicare supplement and advantage options. For local businesses, the agent also addresses commercial health insurance needs for their employees. Service coverage extends to the broader Forest Lake area and surrounding communities. Each appointment focuses on explaining plan details to help clients make informed choices. Follow-up support is provided as plan needs change between regular annual enrollment periods, ensuring continued access to the most suitable coverage.
Matthew Duevel American Family Insurance, based in Forest Lake, MN, is known for helping local residents with their Medicare insurance needs. The agency services clients across the region by explaining available plan options and guiding them through enrollment periods. They focus on ensuring customers understand coverages that supplement Original Medicare. In addition to standard Medicare plans, they offer the ability to add on standalone prescription drug coverage to complement an existing health plan.
What Does a a Medicare Insurance Agent in Forest Lake Cost?
Medicare insurance agent services in Minnesota are generally free to consumers. Agents receive commissions from insurance carriers, so you do not pay an extra fee for their help. Plan costs vary: Medicare Advantage plans often have $0 monthly premiums, while Medigap plans in Forest Lake can range from $100 to $300 per month depending on your age, gender, and tobacco use. Part D prescription drug plans have premiums from about $10 to $100 per month. This is general information, not insurance advice.
About medicare insurance agents in Forest Lake
Forest Lake residents can work with a licensed Medicare insurance agent to review plan options, compare costs, and enroll in coverage. Minnesota law requires agents to be certified and follow state regulations during the Annual Enrollment Period from October 15 to December 7. An agent can help you understand Medicare Supplement plans, Medicare Advantage plans, and Part D drug coverage available in Washington County.
Frequently Asked Questions
What does a Medicare insurance agent in Forest Lake do?
A Medicare insurance agent helps you compare Medicare Advantage, Medigap, and Part D plans. They explain plan benefits, costs, and provider networks. Agents must follow Minnesota state rules and cannot charge you directly for their services.
When can I enroll in Medicare plans in Forest Lake?
The Initial Enrollment Period is three months before and three months after your 65th birthday month. The Annual Enrollment Period runs from October 15 to December 7 each year. Minnesota also has a Medigap Open Enrollment Period starting when you turn 65 and enroll in Part B.
Are Medicare insurance agents in Minnesota free to use?
Yes, Medicare insurance agents are typically paid by insurance companies, not by you. Their services are free to consumers. However, you should confirm with the agent that they represent multiple carriers to ensure you see a range of plan options.
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