The top-rated medicare insurance agent in Carmel, Indiana is Dean Ballenger Agency Inc, rated 5.0 stars across 610 reviews. Other highly rated options include Hittle Insurance, Howard Medicare and Health Insurance, BWC Insurance. This directory lists 20 medicare insurance agents serving Carmel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dean Ballenger Agency Inc | 14767 Oak Rd | (317) 867-5433 |
| 2 | Hittle Insurance | 14801 Market Center Dr Suite 130 | (317) 895-5555 |
| 3 | Howard Medicare and Health Insurance | 4933 Briarwood Ct | (317) 663-7602 |
| 4 | BWC Insurance | 13295 Illinois St # 134 | (317) 324-1489 |
| 5 | ShieldPoint Insurance | 571 Monon Blvd Ste 200 | (317) 395-3877 |
| 6 | Shepherd Insurance | 111 Congressional Blvd Suite 200 | (317) 846-5554 |
| 7 | Independent Senior Insurance, Inc | 3309 E 146th St | (317) 921-5919 |
| 8 | The DeRoss Insurance Agency | 1905 S New Market St Suite 265 | (317) 219-3100 |
| 9 | Zeitler Financial Insurance Agency LLC - Health Insurance/Marketplace/Business Insurance | 14843 Sulky Way | (317) 439-9505 |
| 10 | Washington National | 11299 Illinois St Suite 200 | (800) 525-7662 |
Dean Ballenger Agency Inc serves the Carmel area and surrounding Hamilton County as a full-service Medicare insurance agency. It helps individuals navigate Medicare options during initial enrollment and annual open enrollment periods. The firm provides guidance on Medicare Supplement plans and Medicare Advantage plans. Additional support is available for those transitioning from employer coverage to Medicare. The agency handles Part D prescription drug plan comparisons to align coverage with individual medication needs.
Hittle Insurance provides a range of Medicare insurance options to clients in the Carmel, Indiana area. They assist individuals with navigating plan selections and annual enrollment periods, helping to match coverage with healthcare needs. The agency offers ongoing support for policy management and addressing client questions throughout the year. This service helps ensure beneficiaries maintain appropriate and effective health coverage. The agency primarily services individual policies for those aged sixty-five and over, covering single-family homeowners and apartment residents.
Homeowners and individuals approaching Medicare eligibility throughout Carmel rely on Howard Medicare and Health Insurance for guidance on plan options. The agent explains differences between Original Medicare and Medicare Advantage plans, including Part D drug coverage and supplemental policies. Each client’s healthcare needs are reviewed to recommend suitable coverage during the annual enrollment period. This specialized assistance extends to residents of the surrounding Hamilton County suburbs, as well as the Fishers and Noblesville areas in the broader Indianapolis metro.
BWC Insurance, a Medicare insurance agent based in Carmel, IN, helps clients understand the key distinction between one-time enrollment assistance and ongoing, year-round service options. Their guidance covers Medicare Advantage, prescription drug plans, and Medigap supplemental coverage, tailoring each recommendation to individual healthcare needs. For those requiring consistent support, policy reviews are available during Annual Enrollment and other special periods. Service runs on a scheduled basis, coordinated to align with enrollment windows and client-specific plan renewals.
ShieldPoint Insurance specializes in helping individuals navigate Medicare Advantage, Supplement, and Part D plans. Based in Carmel, IN, the agency serves clients across the region by assessing healthcare needs and comparing available coverage options to find suitable plans. It guides new Medicare enrollees through initial choices and assists existing beneficiaries with annual plan reviews. As the Annual Enrollment Period approaches each fall, the agency specifically helps clients evaluate changes in premiums, drug formularies, and provider networks to avoid coverage gaps for the coming year.
Shepherd Insurance serves residents of Carmel, Indiana with Medicare insurance guidance. Commercial coverage options are also available for local businesses throughout the broader Hamilton County area. The agency helps clients understand their plan choices during initial enrollment and during annual open enrollment periods. Follow-up appointments are routinely scheduled between regular visits to review any changes in health needs or prescription drug coverage. This ongoing service ensures policies remain appropriately aligned with each client’s evolving situation.
For seniors in Carmel reviewing their coverage during the Annual Enrollment Period, choices about Part D and Medicare Advantage can feel overwhelming. Independent Senior Insurance, Inc addresses this seasonal need by guiding clients through their options with clear, practical explanations. The agent details how each plan structure may coordinate with existing prescriptions and preferred local providers. To ensure you see how coverage matches your circumstances, the first step involves scheduling a personalized consultation, during which agents assess your current health needs and any upcoming medical plans before recommending specific policies.
The DeRoss Insurance Agency helps clients understand and enroll in Medicare coverage, with a particular focus on Medicare Advantage and prescription drug plans. It serves the Carmel, Indiana area by analyzing individual healthcare needs and comparing available plan options. The agency assists beneficiaries through the annual enrollment period and special enrollment periods. Its services extend to small commercial enterprises needing group health coverage, including offices, warehouses, and food service businesses.
Zeitler Financial Insurance Agency LLC helps residents of Carmel and the surrounding area navigate Medicare insurance options, while also offering commercial coverage for local businesses through its Health Insurance and Marketplace divisions. The agency guides individuals through plan selection and enrollment, focusing on matching coverage to specific healthcare needs. Local clients return for annual reviews during open enrollment periods, allowing the agent to adjust policies as health requirements or budgets change between regular visits.
Washington National serves the Carmel, Indiana, area and surrounding Hamilton County communities, focusing on assisting clients with Medicare insurance options. It handles plan comparisons, enrollment guidance, and supplemental coverage needs for beneficiaries navigating their healthcare decisions. The company works closely with each individual to clarify eligibility and simplify the transition into Medicare. Its standard approach involves a thorough review of a client’s current health needs and budget to identify coverage that fits their personal situation.
What Does a a Medicare Insurance Agent in Carmel Cost?
Medicare insurance agents in Indiana do not charge you directly for their help. They receive commissions from insurance companies. Plan costs vary widely: Medicare Advantage plans may have $0 monthly premiums while Medigap plans in Indiana often range from $100 to $300 per month depending on age gender and tobacco use. Part D prescription drug plans have premiums typically between $10 and $80 per month. This is general information not insurance advice.
About medicare insurance agents in Carmel
Medicare insurance agents in Carmel Indiana help residents compare Part D Advantage and Medigap plans. Indiana law requires agents to be licensed and follow state regulations for marketing and enrollment. Local agents understand the specific network options available in Hamilton County and can guide you through Initial Enrollment Periods and Special Enrollment Periods.
Frequently Asked Questions
When can I enroll in Medicare in Carmel Indiana?
Your Initial Enrollment Period begins three months before your 65th birthday month and ends three months after. Indiana follows federal rules for this timeline. Missing this window may result in late enrollment penalties.
What is the difference between Medicare Advantage and Medigap in Indiana?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay for deductibles and coinsurance. Indiana residents in Medigap have guaranteed issue rights during certain enrollment periods.
Do Medicare agents in Carmel charge fees for their services?
Most Medicare insurance agents in Indiana are compensated by insurance carriers not by clients. You typically pay no direct fee for agent services. Always confirm the compensation arrangement before working with an agent.
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