The top-rated long-term care insurance agent in Woodbridge, Virginia is Sandi Bausman - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Insurance Doctor of Woodbridge VA, Asma Atique - State Farm Insurance Agent, Oberryman Insurance Agency. This directory lists 30 long-term care insurance agents serving Woodbridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandi Bausman - State Farm Insurance Agent | 2897 Ps Business Center Dr | (703) 590-3333 |
| 2 | Insurance Doctor of Woodbridge VA | 1911 Opitz Blvd | (571) 261-6421 |
| 3 | Asma Atique - State Farm Insurance Agent | 12751 Marblestone Dr Ste 250 | (571) 285-5285 |
| 4 | Oberryman Insurance Agency | 2500 Hunter Pl Suite 202 | (703) 986-0468 |
| 5 | DMV Multi Insurance & Professional Services. MEDICARE Advantage Plans. Public Notary, Apostille & More. | 3034 Ps Business Center Dr | (571) 201-5478 |
| 6 | Valeria Insurance | 3138 Golansky Blvd STE 102 | (571) 330-9325 |
| 7 | Advantage II Insurance Inc | 3174 Golansky Blvd # 102 | (703) 730-5555 |
| 8 | Nationwide Insurance: All About Insurance Agency Ltd. | 2750 Killarney Dr Ste 201 | (703) 730-1515 |
| 9 | Jim Imel: Allstate Insurance | 14130 Noblewood Plaza #307 | (703) 491-8839 |
| 10 | Gengler Insurance Woodbridge | 14416 Richmond Hwy Ste 2B | (703) 497-9229 |
Sandi Bausman - State Farm Insurance Agent serves the Woodbridge, VA area and offers long-term care insurance planning services. This agency helps local residents address the financial challenges of extended care needs through customized coverage options. Policies typically provide benefits for nursing home care, assisted living facilities, or in-home support services. The agent works with clients to design plans that protect savings while ensuring access to necessary care. Specific services handled here include helping individuals evaluate their future care risks and selecting appropriate policy features to meet their long-term needs.
Insurance Doctor of Woodbridge VA provides assistance with evaluating and selecting long-term care insurance policies to help clients prepare for future health needs. Its service approach includes reviewing policy options and helping to navigate application procedures for coverage. The company also offers ongoing support for maintaining existing policies and reviewing current plans to ensure they remain appropriate. This Woodbridge, VA agent services single-family homes, apartments, retail establishments, and restaurants in the local area.
Asma Atique - State Farm Insurance Agent serves local homeowners, families, and professionals in the Woodbridge, VA area by providing long-term care insurance policies. This agency helps clients plan for future healthcare needs, offering coverage that assists with daily living expenses when a policyholder can no longer care for themselves. Personalized consultations guide customers through plan options suited to their personal situations. The agency also extends its services to nearby communities throughout Prince William County.
Oberryman Insurance Agency serves clients in Woodbridge, Virginia, and the surrounding Prince William County communities. It handles long-term care insurance policies designed to help cover expenses for assisted living, nursing home care, and in-home support services. For each client situation, the agency reviews current health needs and future risks to recommend appropriate coverage options. It begins by evaluating personal circumstances and financial goals, then presents policy choices from available carriers before assisting with the application process.
DMV Multi Insurance & Professional Services offers long-term care insurance plans alongside Medicare Advantage plans, public notary, and apostille services in Woodbridge, VA. It helps clients plan for future care needs that basic health insurance often does not cover. Advising on policies that protect assets and fund assistance with daily activities is its core long-term care work. As seasonal enrollment periods approach, many turn to this agent for guidance on integrating long-term care coverage with existing Medicare options to avoid gaps in protection at critical moments.
Valeria Insurance in Woodbridge, VA helps clients understand the key difference between one-time policy purchases, which secure a set daily benefit amount, and recurring service options that allow for periodic adjustments to coverage as needs change. Their primary focus is helping individuals and families protect assets against the high costs of extended care, offering policy reviews and comparisons for local residents. This service runs on an as-needed basis, whether for an initial evaluation or when lifelong financial strategies require reassessment.
Advantage II Insurance Inc advises clients on their long-term care coverage needs from its Woodbridge, VA location. The company helps individuals navigate policies that protect assets and provide funds for care services, including home health aides and assisted living expenses. It also specializes in structuring plans to cover a portion of nursing facility costs. Advantage II can serve the coverage requirements of local commercial clients, such as professional offices, warehouse operations, and food service establishments.
As local families and retirees seek to protect their savings from the high cost of extended medical care, Nationwide Insurance: All About Insurance Agency Ltd. in Woodbridge, VA, provides guidance on long-term care insurance options. The agency helps clients in the area evaluate policies designed to cover in-home assistance and nursing facility stays. An initial assessment of a person’s health history and financial goals is typically conducted to determine suitable coverage choices.
Jim Imel: Allstate Insurance provides residential long-term care insurance coverage for clients in Woodbridge, Virginia, and also offers commercial coverage to meet local business needs in the surrounding area. The agency helps individuals seek policies that can manage the costs of assisted living or in-home support services. Following an initial consultation and policy enrollment, clients can schedule follow-up meetings or adjust their coverage between regular annual reviews.
What Does a a Long-Term Care Insurance Agent in Woodbridge Cost?
Long-term care insurance premiums in Virginia vary widely. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a basic plan. Higher benefit amounts and inflation riders increase the cost. Costs also depend on your health and the insurance company. This is general information, not insurance advice.
About long-term care insurance agents in Woodbridge
Long-term care insurance agents in Woodbridge Virginia help residents plan for future care needs. Virginia offers a Long-Term Care Partnership program that allows policyholders to protect assets equal to the benefits paid. Working with a local agent can provide guidance on Virginia-specific rules and insurance options.
Frequently Asked Questions
What is the Virginia Long-Term Care Partnership program?
The Virginia Long-Term Care Partnership is a state program that lets policyholders keep assets equal to the amount of benefits paid by their policy. This helps residents qualify for Medicaid without spending down all assets. Agents in Woodbridge can explain how this program works with private insurance.
How do I choose a long-term care insurance agent in Woodbridge?
Look for an agent licensed in Virginia with experience in long-term care policies. Ask about their familiarity with the Virginia Partnership program and local care costs. You can verify an agents license through the Virginia State Corporation Commission.
What factors affect long-term care insurance premiums in Virginia?
Premiums depend on your age, health, benefit amount, and policy features. Virginia law requires insurers to offer inflation protection options. Younger applicants typically pay lower premiums, and rates vary by carrier.
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