The top-rated long-term care insurance agent in Fredericksburg, Virginia is Insurance Piggy Bank, rated 4.8 stars across 541 reviews. Other highly rated options include Central Park Insurance, Adam Forsberg at Comparion Insurance Agency, Buster Nelson - State Farm Insurance Agent. This directory lists 26 long-term care insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 2 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 3 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 4 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd Suite D | (540) 898-4911 |
| 5 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 6 | Cliff Galyen - State Farm Insurance Agent | 4534 Plank Rd Suite A | (540) 786-6100 |
| 7 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 8 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
| 9 | The Insurance Marshall | 1810 Stafford Ave | (540) 370-0104 |
| 10 | Patriot Family Financial | 5110 Southpoint Pkwy | (540) 380-8292 |
Insurance Piggy Bank serves the Fredericksburg, Virginia area as a long-term care insurance agency. It helps individuals and families plan for future care needs by offering policies that cover nursing home stays, assisted living, and home health care costs. The agency works with clients to understand available coverage options and navigate the application process. It handles both traditional long-term care insurance and hybrid life policies with long-term care riders.
Central Park Insurance provides guidance through the process of selecting long-term care coverage, helping individuals understand policy options and benefits. It offers ongoing support to clients, assisting with policy maintenance and claims navigation to address evolving care needs. Serving the Fredericksburg, VA area, the agency works with seniors and families planning for future care. Its services extend to residential facilities, assisted living communities, nursing homes, and home care arrangements, covering single-family homes, apartments, retail, and restaurants.
Serving Fredericksburg and the surrounding communities of the Rappahannock area, Adam Forsberg at Comparion Insurance Agency handles long-term care insurance needs for local families. The company assists clients in planning for the costs of extended care services, whether at home, in assisted living, or in a nursing facility. To complete a typical job, the agency reviews a client’s financial situation and health considerations to recommend an appropriate policy option.
Buster Nelson - State Farm Insurance Agent serves local homeowners, business owners, and families preparing for future healthcare needs in Fredericksburg, Virginia. The agency specializes in long-term care insurance policies, helping clients protect their assets while planning for potential assisted living or in-home care expenses. Each custom policy is designed to cover daily support services that standard health plans do not include. This agent also extends its personalized coverage guidance to residents in the neighboring Stafford County area.
Anthony Bowie at Comparion Insurance Agency offers specialized guidance on long-term care insurance, helping local clients in the Fredericksburg area understand and select policies that cover extended health care needs. It also provides ongoing support for plan details, ensuring coverage aligns with changing personal circumstances. This service assists with preparing for future care costs, particularly helpful during open enrollment periods when financial planning becomes urgent.
When seeking long-term care insurance, clients may choose between a single policy purchase, which provides coverage in a single premium, or recurring premium plans requiring ongoing payments to maintain benefits. Cliff Galyen - State Farm Insurance Agent in Fredericksburg, VA helps individuals evaluate which option aligns with their financial strategy and future care needs. Coverage typically includes assistance with daily activities like bathing or medication management for chronic conditions. Scheduling for these policies generally follows a one-time enrollment, with coverage then running on an ongoing, as-needed basis.
As Fredericksburg families consider how to cover future care costs without depleting savings, Lewis Insurance Associates helps residents navigate long-term care insurance options. The company serves clients in the local area by explaining policy features, benefit triggers, and inflation protection clearly. Lewis Insurance Associates works with individuals to compare available plans from various carriers, ensuring each recommendation fits personal circumstances. A complimentary consultation is typically the first step in building a meaningful coverage strategy, so they begin every client relationship with a thorough assessment of needs and goals for care planning.
Insurance Doctor helps clients in Fredericksburg, Virginia find long-term care policies that cover nursing home stays, assisted living, and in-home care. It assists individuals in understanding complex coverage options to protect assets and ensure future care needs are met. Families often seek its guidance when preparing for the rising costs of elder care or when a recent health change creates urgency for planning.
The Insurance Marshall, based in Fredericksburg, Virginia, helps individuals secure financial protection for future care needs through long-term care insurance. The agency specializes in policies that cover assistance with daily living activities, such as bathing, dressing, and meal preparation, typically not covered by standard health plans. Its services extend beyond individuals to commercial sectors, including local offices, warehouses, and food service operations seeking employee benefit packages.
Patriot Family Financial serves Fredericksburg residents and businesses seeking long-term care insurance solutions to help manage future health and personal care expenses. The agency assists clients in the surrounding area in understanding their options for covering home care, assisted living, and nursing facility costs. Policy reviews and plan comparisons are offered to ensure coverage remains appropriate as needs evolve. The agent provides guidance on claims support and will coordinate follow-up appointments between regular service visits to review any necessary plan adjustments.
What Does a a Long-Term Care Insurance Agent in Fredericksburg Cost?
Costs for long-term care insurance in Virginia vary widely based on age, health, and coverage level. A typical annual premium for a 55 year old might range from 1,500 to 3,000 dollars. Younger buyers often pay less, and older buyers may pay more. This is general information, not insurance advice.
About long-term care insurance agents in Fredericksburg
Long-term care insurance agents in Fredericksburg help residents plan for future care costs. Virginia offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these state specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Fredericksburg do?
An agent helps you compare policies from different carriers and explains coverage options. They can show how Virginia Partnership policies work to protect your assets. Agents do not provide legal advice but can guide you on insurance choices.
Is long-term care insurance required in Virginia?
No, Virginia does not require long-term care insurance. However, the state encourages planning through its Partnership Program. An agent can help you decide if a policy fits your financial goals.
Can I buy a policy if I live in Fredericksburg but work in another state?
Yes, you can buy a policy while living in Virginia. The policy must comply with Virginia insurance laws. An agent licensed in Virginia can help you find a plan that works for your situation.
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