The top-rated long-term care insurance agent in Virginia Beach, Virginia is Lee Hudson - State Farm Insurance Agent, rated 5.0 stars across 1,607 reviews. Other highly rated options include Evertree Insurance, Tidewater Insurance Brokers, AB Insurance. This directory lists 19 long-term care insurance agents serving Virginia Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Hudson - State Farm Insurance Agent | 244 Mustang Trail Ste 1 | (757) 383-6686 |
| 2 | Evertree Insurance | 2929 Sabre St Suite 200 | (757) 248-5973 |
| 3 | Tidewater Insurance Brokers | 700 Norfolk Ave | (757) 302-5639 |
| 4 | AB Insurance | 2929 Sabre St Suite 200-A | (757) 645-9379 |
| 5 | A&C Insurance and Multi Service Agency | 533 Newtown Rd Suite 104 A | (757) 362-9736 |
| 6 | Mayo Insurance Agency - A Hilb Group Company | 1917 Laskin Rd STE 101 | (757) 496-5685 |
| 7 | Choice Insurance Agency | 5544 Greenwich Rd #200 | (757) 416-5100 |
| 8 | Matt Roenker Insurance Agency | 4646 Princess Anne Rd STE 106 | (757) 671-1111 |
| 9 | Retha Rish Insurance Agency | 780 Lynnhaven Pkwy #400 | (757) 692-8388 |
| 10 | AAA Virginia Beach Insurance and Member Services | 3352 Princess Anne Rd Suit 919 | (757) 340-7271 |
Lee Hudson - State Farm Insurance Agent serves the Virginia Beach, VA area, specializing in long-term care insurance. This agency assists clients in understanding the need to protect assets and manage potential future care costs. The professionals here provide personalized consultations to evaluate individual care planning requirements and policy options. They handle the process of comparing coverage levels and benefits for qualifying events. Long-term care insurance plans and informational needs assessments are among the specific services this office offers.
Evertree Insurance offers long-term care insurance services to clients in Virginia Beach, Virginia, helping individuals prepare for future care needs. Its work includes guiding clients through policy selection and providing ongoing support for existing coverage. The agency assists with plan reviews and helps coordinate benefit claims as circumstances change. It serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners and business owners in Virginia Beach planning for future medical costs turn to Tidewater Insurance Brokers for long-term care insurance. The agency assists clients in designing coverage that protects savings against the high expense of extended nursing or home-based care. Assistance includes comparing policy options from multiple carriers to match individual budgets and health histories. Tidewater Insurance Brokers also serves families across the Hampton Roads metro region, including the neighboring communities of Norfolk and Chesapeake.
Serving Virginia Beach, Virginia, and nearby communities throughout Hampton Roads, AB Insurance handles long-term care insurance policies and coverage solutions for local clients. It assists individuals in planning for future care needs through detailed policy reviews and personalized plan discussions. Addressing common concerns about aging-related expenses, it focuses on explaining coverage options and payment structures clearly. For each client, it begins by assessing their current health and financial situation to recommend a suitable policy that aligns with their long-term goals.
A&C Insurance and Multi Service Agency in Virginia Beach, VA understands the distinction between single-policy life insurance and comprehensive long-term care coverage that addresses ongoing custodial needs. This agency guides clients through policy options that protect assets from the high costs of nursing homes, assisted living, or in-home care. By explaining how Part D prescription plans and Medicare supplements fit with stand-alone or hybrid long-term care policies, they help tailor coverage to individual situations. Service runs on an as-needed basis for consultations, policy reviews, and annual enrollment assistance.
With many older adults in Virginia Beach planning for the possibility of needing extended care, Mayo Insurance Agency - A Hilb Group Company helps families explore their long-term care insurance options. Serving the local area, this agency works to clarify coverage choices that protect savings from high costs of nursing homes or home health aides. Their process typically begins with an initial consultation to assess clients’ financial situations and care preferences, which establishes a foundation for a personalized policy review.
Choice Insurance Agency specializes in helping families secure long-term care coverage in Virginia Beach and surrounding communities. The agency guides clients through plan options that address potential nursing home stays, assisted living, or in-home care services. Advisors work with individuals to understand policy features and tailor coverage to personal financial situations. As more local seniors plan for rising care expenses, the agency helps during Medicare enrollment periods to ensure long-term care needs are considered alongside original benefits.
Matt Roenker Insurance Agency, based in Virginia Beach, VA, provides residential long-term care insurance planning. It also helps local families consider commercial coverage options for care-related business needs throughout the Virginia Beach area. The agency focuses on creating protection strategies that cover both nursing home and in-home care expenses. Clients return for follow-up consultations or policy reviews between the regular, scheduled visits that keep their coverage up to date as their future needs change.
AAA Virginia Beach Insurance and Member Services assists individuals in Virginia Beach with developing long-term care coverage strategies. The agency focuses specifically on long-term care insurance agent services, helping clients address potential future needs for extended health support. It can set up policies for professionals operating out of offices, manage coverage requirements for commercial warehouses, and arrange appropriate plans for employees in the food service industry.
What Does a a Long-Term Care Insurance Agent in Virginia Beach Cost?
Long-term care insurance premiums in Virginia vary widely based on age health and coverage level. A typical policy for a 55-year-old might cost between 150 and 300 dollars per month while a 65-year-old could pay 250 to 500 dollars per month. Costs also depend on benefit amounts elimination periods and inflation riders. This is general information not insurance advice.
About long-term care insurance agents in Virginia Beach
Long-term care insurance agents in Virginia Beach help residents plan for future care needs such as nursing home or in-home assistance. Virginia offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy options that meet Virginia state requirements and individual budgets.
Frequently Asked Questions
What does a long-term care insurance agent in Virginia Beach do?
An agent helps you compare policies from different insurers and explains coverage for home care assisted living and nursing facilities. They also advise on Virginia-specific options like the Partnership program and tax-qualified plans.
Are there Virginia laws that affect long-term care insurance policies?
Yes Virginia Code Title 38.2 regulates these policies including a 30-day free look period and requirements for inflation protection. Agents must follow state rules on policy disclosures and suitability standards.
How do I choose a long-term care insurance agent in Virginia Beach?
Look for an agent licensed in Virginia with experience in long-term care products. Ask about their familiarity with the Virginia Partnership program and check their record with the State Corporation Commission.
Long-Term Care Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg