The top-rated long-term care insurance agent in Roanoke, Virginia is Bill Meador Insurance Agency, rated 4.9 stars across 930 reviews. Other highly rated options include Banks Insurance Agency, Inc., Epic Insurance Group, Holley Insurance. This directory lists 21 long-term care insurance agents serving Roanoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Meador Insurance Agency | 3241 N Electric Rd Suite 1C | (540) 904-7833 |
| 2 | Banks Insurance Agency, Inc. | 2715 Brambleton Ave SW | (540) 776-6401 |
| 3 | Epic Insurance Group | 3800 Electric Rd SW Suite 205 | (540) 269-1301 |
| 4 | Holley Insurance | 3629 Franklin Rd SW Ste 207 | (540) 985-6554 |
| 5 | Sharpe Insurance Agency LLC | 401 Campbell Ave SW | (276) 806-5673 |
| 6 | Muneris Benefits | 2840 G, Hershberger Rd NW | (540) 563-1005 |
| 7 | Comparion Insurance Agency | Colonnade II Corporate C, 2965 Colonnade Dr #305 | (540) 989-6179 |
| 8 | Star City Insurance | 5423 Peters Creek Rd | (540) 318-7827 |
| 9 | Norwinski Insurance Agency | 4896 Hollins Rd | (540) 362-2575 |
| 10 | Elite Insurance Group | 119 Norfolk Ave SW # 200 | — |
Bill Meador Insurance Agency serves the Roanoke, VA metro area, offering long-term care insurance planning to local residents. As a dedicated agent in this specialized field, the company assists clients in understanding how to protect savings from the high costs of extended care. This work involves helping individuals review options for covering in-home assistance and care in skilled nursing facilities. By focusing only on long-term care policies, the agency specifically handles comparing benefit periods and inflation protection options.
Banks Insurance Agency, Inc. provides long-term care insurance guidance, helping clients in the Roanoke area plan for future personal and medical care needs. The agency regularly reviews existing policy options and offers individual service plans to adjust for changing health or financial situations. They also assist with claims support for current policyholders. In addition to residential retirement communities and assisted living facilities, this agency serves clients planning care in single-family homes, apartments, retail spaces, and restaurants.
Epic Insurance Group serves local individuals and families in Roanoke, Virginia, who are planning for future long-term care needs. As a long-term care insurance agency, it helps clients understand policy options that can cover assisted living, nursing home costs, and home-based care. The agency guides customers through the complexities of coverage and benefit selection to protect their assets. Its services also extend to the neighboring Salem area of the Roanoke Valley.
Serving Roanoke, Virginia, and the surrounding communities, Holley Insurance handles long-term care insurance needs for local residents. This agency focuses on policies that help cover the costs of extended care services, including nursing homes, assisted living, and home health care. Understanding that planning for future care can be complex, the agency takes a straightforward approach by reviewing each client’s personal situation to recommend suitable coverage options.
Sharpe Insurance Agency LLC specializes in long-term care insurance solutions in Roanoke, Virginia. It helps clients plan for the costs of extended care in a facility, at home, or in a community setting. The agency works with individuals and families to review coverage options tailored to future health needs and financial goals. Its services focus on protecting savings from substantial care expenses later in life. It commonly assists with policies before a health event, ensuring applications are filed while clients remain eligible.
As Roanoke residents plan for the potential costs of extended care in later years, Muneris Benefits provides guidance on long-term care insurance policies. The company helps individuals understand coverage options that support aging in place or facility-based care. Their process focuses on explaining policy nuances so clients can make informed decisions. They also assist with comparing rates and benefit structures from various carriers. An initial consultation begins with a simple assessment of a client’s health history and financial situation to determine suitable options.
Comparion Insurance Agency provides long-term care insurance services in Roanoke, Virginia, helping clients plan for future care needs. It assists individuals in reviewing policy options that cover nursing home stays, home health aides, and assisted living expenses. The agency offers guidance on policy maintenance and periodic plan reviews to adjust for changing health or financial circumstances. It primarily serves homeowners, apartment dwellers, and those with rental properties, along with retail and restaurant operators.
Star City Insurance works with individuals and families in the Roanoke area to develop plans that help cover the costs of assisted living, nursing homes, and home health care. The company specializes in long-term care insurance, offering policies that address a range of future care needs. It assists clients in researching coverage options that protect savings from the high expenses of extended care. Star City Insurance serves residential clients and those managing commercial properties, including offices, warehouses, and food service operations.
Norwinski Insurance Agency serves the needs of seniors and their families throughout Roanoke, Virginia, specializing in long-term care insurance planning. The agency helps clients navigate policies that cover home care, assisted living, and nursing facility costs as they age. Focusing on this single category allows them to provide clear guidance on complex coverage options available in the region. They work closely with individuals to understand their specific care goals, ensuring appropriate policy selections. The agency maintains ongoing relationships with clients, offering follow-up consultations to adjust coverage between regular annual reviews.
What Does a a Long-Term Care Insurance Agent in Roanoke Cost?
Long-term care insurance premiums in Virginia vary by age health and coverage amount. A typical policy for a 55 year old may cost between 150 and 300 dollars per month. Partnership policies may have slightly higher premiums but offer asset protection. Costs can change based on benefit period daily benefit and inflation options. This is general information not insurance advice.
About long-term care insurance agents in Roanoke
Long-term care insurance agents in Roanoke Virginia help residents plan for future care needs. Virginia offers a Long-Term Care Partnership program that allows policyholders to protect assets equal to benefits paid. Agents can explain how this program works with local care costs in the Roanoke Valley.
Frequently Asked Questions
What does a long-term care insurance agent in Roanoke do?
An agent helps you compare policies from multiple carriers and explains Virginia specific rules like the Partnership program. They assess your health and financial situation to recommend suitable coverage. They also assist with application and underwriting processes.
Does Virginia have special rules for long-term care insurance?
Yes Virginia requires that policies offer inflation protection and nonforfeiture benefits. The Virginia Partnership program allows dollar for dollar asset protection for qualifying policies. Agents must be licensed and follow state consumer protection laws.
How do I choose a long-term care insurance agent in Roanoke?
Look for an agent who represents multiple insurance companies and has experience with Virginia regulations. Ask about their knowledge of local care facilities and costs. Verify their license through the Virginia Bureau of Insurance.
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