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Find Long-Term Care Insurance Agents Near You in Richmond, VA

Browse long-term care insurance agents serving Richmond, Virginia. Updated 2026-07-14.

The top-rated long-term care insurance agent in Richmond, Virginia is Insurance Doctor, rated 4.8 stars across 557 reviews. Other highly rated options include Insurance Doctor of Eastern Henrico VA, WBA Insurance, Bacon Insurance Group. This directory lists 37 long-term care insurance agents serving Richmond.

Showing 37 long-term care insurance agents in Richmond, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance Doctor7111 W Broad St(804) 723-6829
2Insurance Doctor of Eastern Henrico VA4450 S Laburnum Ave(804) 723-6813
3WBA Insurance901 Moorefield Park Dr #210(804) 272-7700
4Bacon Insurance Group3711 Westerre Pkwy suite d(804) 967-9717
5Insurance Doctor of Short Pump Va11638 W Broad St(804) 723-6830
6Direct Auto Insurance63 S Laburnum Ave(804) 222-4552
7Spherient Advisors6802 Paragon Pl Suite 126(804) 457-2309
8SMH Insurance Agency, Inc.4201 Cutshaw Ave(804) 658-1656
9Tony Diservio Insurance, Inc9305 Quioccasin Rd B(804) 740-7034
10Mega Insurance Center9011 Arboretum Pkwy #100(804) 325-4354
ID
7111 W Broad St
Insurance Doctor
Long-Term Care Insurance Agent · Richmond, VA

Insurance Doctor in Richmond, VA provides a full range of long-term care insurance consultation and policy placement services. Its service approach includes helping clients evaluate their future care needs and comparing available plans to find suitable coverage. The agency also assists with policy maintenance, such as reviewing existing plans for potential adjustments. Services are available for individuals planning for personal care, as well as for those managing coverage for family members. The agency works with single-family homeowners, residents of apartments, retail business owners, and operators of restaurants.

ID
4450 S Laburnum Ave
Insurance Doctor of Eastern Henrico VA
Long-Term Care Insurance Agent · Richmond, VA

Insurance Doctor of Eastern Henrico VA offers residential long-term care insurance guidance throughout Richmond, Virginia. The agency also assists clients with commercial coverage options for local businesses. Service appointments are conducted within the surrounding communities. Policies cover comprehensive care planning for future health needs. Structured advice on protecting assets and managing care costs is provided during consultations. Follow-up service between regular visits can be scheduled to review changing circumstances or policy adjustments.

WI
901 Moorefield Park Dr #210
WBA Insurance
Long-Term Care Insurance Agent · Richmond, VA

WBA Insurance in Richmond, Virginia, is known for providing long-term care insurance coverage tailored to local needs. The agency guides clients through policy options for services like home care, assisted living, and nursing facility stays. Realistic cost assessments and future care scenario planning are standard parts of its consultations. WBA Insurance helps individuals protect assets while maintaining access to quality care. Its specialty service includes offering hybrid life insurance policies that combine a death benefit with long-term care benefits.

BI
3711 Westerre Pkwy suite d
Bacon Insurance Group
Long-Term Care Insurance Agent · Richmond, VA

Bacon Insurance Group serves the Richmond, Virginia metropolitan area and specializes in helping clients plan for the financial impact of extended care needs. As long-term care insurance agents, they assist individuals in understanding and selecting policies that cover costs for home care, assisted living, and nursing facility stays. The company focuses on evaluating coverage options from various insurers to match client preferences and budget. Their services include policy comparisons and assistance with the application process for both traditional long-term care policies and hybrid life insurance policies that include long-term care benefits.

ID
11638 W Broad St
Insurance Doctor of Short Pump Va
Long-Term Care Insurance Agent · Richmond, VA

Insurance Doctor of Short Pump Va provides Long-Term Care Insurance planning services for Richmond, Virginia. It offers policy design options, premium comparison assistance, and ongoing coverage reviews. The agency maintains client policies through annual benefit evaluations and claims support coordination. It advises on tax-qualified plans and inflation protection features. Insurance Doctor of Short Pump Va services single-family homes, apartment complexes, retail properties, and restaurants.

DA
63 S Laburnum Ave
Direct Auto Insurance
Long-Term Care Insurance Agent · Richmond, VA

Direct Auto Insurance in Richmond, Virginia, serves as a local provider of long-term care insurance policies for individuals planning for future healthcare needs. Its service range includes helping clients assess their coverage options and navigating the enrollment process for protection against extended care costs. The agency works with various plans to address both facility-based care and in-home support services. A specialty service it can add on is assistance with comparing hybrid policies that combine life insurance with long-term care benefits.

SA
6802 Paragon Pl Suite 126
Spherient Advisors
Long-Term Care Insurance Agent · Richmond, VA

Spherient Advisors serves the Richmond, Virginia area and surrounding communities, handling long-term care insurance policy needs for local residents. The company assists clients with navigating the complexities of coverage options designed to protect assets and maintain independence. Spherient Advisors works to evaluate individual circumstances and explain available plans thoroughly. For a typical job, the agent reviews a client’s financial situation and health considerations to identify suitable policy features and coverage amounts.

SI
4201 Cutshaw Ave
SMH Insurance Agency, Inc.
Long-Term Care Insurance Agent · Richmond, VA

SMH Insurance Agency, Inc. specializes in long-term care insurance solutions for individuals in Richmond, Virginia. It provides guidance on selecting coverage to protect assets while managing the costs of extended care needs. The agency assists clients in evaluating policy options that address future health risks, offering ongoing support to help with claims coordination. When seasonal changes increase the likelihood of falls or cold-weather health complications, the firm helps families adjust coverage to account for new care requirements.

TD
9305 Quioccasin Rd B
Tony Diservio Insurance, Inc
Long-Term Care Insurance Agent · Richmond, VA

Tony Diservio Insurance, Inc serves homeowners, business owners, and local professionals in Richmond, Virginia who are planning for future care needs. As a Long-Term Care Insurance Agent, the company helps clients understand coverage options that protect assets from the high costs of extended medical stays or in-home assistance. Policies are selected to fit individual budgets and personal health goals. The agency also assists residents in the surrounding suburbs of Henrico County and Chesterfield County with the same long-term care planning services.

MI
9011 Arboretum Pkwy #100
Mega Insurance Center
Long-Term Care Insurance Agent · Richmond, VA
SI
510 E Belt Blvd
Sweeney Insurance Agency, Inc.
Long-Term Care Insurance Agent · Richmond, VA
(804) 232-7790
sweeneyinsuranceagency.com
YI
4905 Radford Ave Suite 110-A 61506150 Cedar Springs Rd., Chesterfield 23832, 4905 Radford Ave Suite 110
Yoss Insurance Agency,LLC
Long-Term Care Insurance Agent · Richmond, VA
(804) 240-0600
yossinsurance.com
HA
1021 Hioaks Rd #13328
The Harvest Agency, LLC
Long-Term Care Insurance Agent · Richmond, VA
(804) 544-1221
twpia.com
SI
9011 Arboretum Pkwy #100
Sycamore Insurance Group
Long-Term Care Insurance Agent · Richmond, VA
(804) 420-9800
sycamoreinsgroup.com
RI
5402 Glenside Dr c
Richmond Insurance Services
Long-Term Care Insurance Agent · Richmond, VA
(804) 270-1115
richmondinsuranceservices.com
AI
3108 N Parham Rd STE 300
Associated Insurance Systems Services, Inc. - R Davis
Long-Term Care Insurance Agent · Richmond, VA
(804) 747-6205
aissiva.com
SI
313 E Broad St #C7
Steinlage Insurance Agency
Long-Term Care Insurance Agent · Richmond, VA
(804) 999-0899
steinlageagency.com
GF
4807 Radford Ave #104
G.F.H. Insurance Agency Inc
Long-Term Care Insurance Agent · Richmond, VA
(804) 704-8810
gfhinsurance.com
SI
3951 Westerre Pkwy
Standard Insurance Co
Long-Term Care Insurance Agent · Richmond, VA
(804) 465-9385
standard.com
TI
7013 W Grace St
TrustPoint Insurance Agency
Long-Term Care Insurance Agent · Richmond, VA
(804) 293-5940
suzannacarreiro871.wixsite.com/f-s-insurance-agency
RI
7114 Brigham Rd
Richmond Insurance Company
Long-Term Care Insurance Agent · Richmond, VA
(804) 575-1182
madeleinetroia7701.wixsite.com/richmond-insurance-c
MB
9011 Arboretum Pkwy
Mega Benefits Center
Long-Term Care Insurance Agent · Richmond, VA
(804) 325-4354
megabenefitscenter.com
SI
3156 Hull St
Smiley Insurance Agency
Long-Term Care Insurance Agent · Richmond, VA
(804) 715-1171
SI
6850 Catawba Ln
Service Insurance Inc
Long-Term Care Insurance Agent · Richmond, VA
(571) 563-7910
CG
727 Carldan Rd
Care Guard Insurance VA
Long-Term Care Insurance Agent · Richmond, VA
(802) 321-8962
ML
3600 W Broad St
Millennial Life Insurance
Long-Term Care Insurance Agent · Richmond, VA
(804) 551-9526
inwebsitebuilder.com/dlewislifeagent
WI
7300 Brigham Rd
Worthy insurance
Long-Term Care Insurance Agent · Richmond, VA
(276) 274-1707
alissabinkerd02160.wixsite.com/worthy-insurance
BL
10800 Midlothian Tpke Ste 134 & 140
Bankers Life
Long-Term Care Insurance Agent · Richmond, VA
(804) 897-3256
branches.bankerslife.com/va/richmond/10800-midlothian-turnpike
CI
71 S Laburnum Ave
Carrington Insurance
Long-Term Care Insurance Agent · Richmond, VA
(804) 416-6584
carringtonins.com
SP
11175 Ridgefield Pkwy #108
Short Pump Insurance
Long-Term Care Insurance Agent · Richmond, VA
(804) 269-0797
shortpumpinsurance.com
CI
5010 Nine Mile Rd
Commonwealth Insurance Center
Long-Term Care Insurance Agent · Richmond, VA
(804) 321-0737
cicva.com
GI
901A Regester Pkwy
Gerczak Insurance Agency, Inc.
Long-Term Care Insurance Agent · Richmond, VA
(877) 437-2925
gerczakinsuranceagency.com
CI
8642 Chester Forest Ln
Cardinal Insurance
Long-Term Care Insurance Agent · Richmond, VA
(804) 271-9459
cardinalinsuranceva.com
FI
6924 Lakeside Ave
Fox Insurance & Financial Services
Long-Term Care Insurance Agent · Richmond, VA
(800) 390-8457
VI
8002 Discovery Dr STE 418
Virginia Insurance Brokers
Long-Term Care Insurance Agent · Richmond, VA
(804) 658-1329
virginiainsurancebrokers.com
LT
605 Silverspring Dr
Long Term Care Services
Long-Term Care Insurance Agent · Richmond, VA
(804) 339-3532
VC
10800 Midlothian Tpke Ste 134 & 140
Victoria Collins, Bankers Life Agent
Long-Term Care Insurance Agent · Richmond, VA
(804) 293-7061
agents.bankerslife.com/va/richmond/10800-midlothian-turnpike/victoria-collins

What Does a a Long-Term Care Insurance Agent in Richmond Cost?

Long-term care insurance agent services in Virginia typically do not charge a separate fee. Agents earn commissions from insurance companies, usually 20% to 40% of the first year premium. Annual premiums for a policy in Richmond can range from $2,000 to $5,000 depending on age and coverage. This is general information, not insurance advice.

About long-term care insurance agents in Richmond

Long-term care insurance agents in Richmond, Virginia help residents plan for future care needs. Virginia law requires agents to be licensed by the State Corporation Commission. Agents can explain how Virginia Partnership for Long-Term Care policies work to protect your assets.

Frequently Asked Questions

What does a long-term care insurance agent in Richmond do?

A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit periods, and inflation protection. Agents also guide you through Virginia state requirements for policy disclosures.

Are there Virginia specific rules for long-term care insurance?

Yes, Virginia has a 30-day free look period for new policies. The state also requires agents to provide a Shopper's Guide. Virginia Partnership policies offer dollar-for-dollar asset protection under Medicaid.

How do I choose a long-term care insurance agent in Richmond?

Look for an agent licensed by the Virginia State Corporation Commission. Ask about their experience with Virginia Partnership policies. Check that they can quote from multiple insurance carriers.

Long-Term Care Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.