The top-rated long-term care insurance agent in Newport News, Virginia is Colin Owens - State Farm Insurance Agent, rated 4.9 stars across 281 reviews. Other highly rated options include Goodrich & Watson Insurers, Inc., Michael Levenson: Allstate Insurance, Ned Loyd: Allstate Insurance. This directory lists 20 long-term care insurance agents serving Newport News.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Colin Owens - State Farm Insurance Agent | 12547 Warwick Blvd | (757) 890-9605 |
| 2 | Goodrich & Watson Insurers, Inc. | 11837 Rock Landing Dr STE 102 | (757) 591-2032 |
| 3 | Michael Levenson: Allstate Insurance | 1405 Kiln Creek Pkwy B | (757) 886-9200 |
| 4 | Ned Loyd: Allstate Insurance | 115 Arthur Way Unit B | (757) 875-9100 |
| 5 | Hampton Roads Insurance and Financial Services, Corporation | 11024 Warwick Blvd | (757) 595-9334 |
| 6 | Broadwell Insurance Group | 755 Thimble Shoals Blvd Ste B | (757) 874-5809 |
| 7 | CIG of VA, Inc Commonwealth Insurance Group | 727 J Clyde Morris Blvd C | (757) 874-9300 |
| 8 | Best Choice Insurance Center | 605 Newmarket Dr N | (757) 827-9700 |
| 9 | HP Insurance Center LTD | 1 Old Oyster Point Rd # 200 | (757) 930-4558 |
| 10 | Commonwealth Insurance Center | 601 Thimble Shoals Blvd Ste 140 | (757) 825-2577 |
Colin Owens State Farm Insurance Agent serves the Newport News, VA area as a long-term care insurance agent. The company helps local residents plan for potential future needs by offering coverage that can address care received at home or in a facility. Assistance with understanding policy options and navigating plan selection is provided for individuals and families. The agency also works with clients on coordinating coverage with overall retirement and financial planning needs. In this area, it handles long-term care insurance applications and policy reviews.
Goodrich & Watson Insurers, Inc. in Newport News, Virginia provides long-term care insurance planning for local families and individuals. It helps clients assess their future care needs and select appropriate policy coverage options. The company offers ongoing policy reviews and claims assistance as part of its service maintenance plans. A representative can explain benefit triggers, daily benefit amounts, and inflation protection riders. This agency serves clients living in single-family homes, apartments, retail spaces, and restaurants across the region.
Homeowners, businesses, and property managers in the Newport News area come to Michael Levenson: Allstate Insurance for assistance with long-term care insurance coverage. This agency helps clients plan for future care needs that are not covered by standard health insurance or Medicare. Long-term care policies can protect savings from the high costs of nursing homes, assisted living, or in-home care. The agency provides guidance on selecting appropriate policy options to match individual financial goals. Their service area includes not only Newport News but also the surrounding communities in Hampton.
Serving Newport News and the surrounding Virginia Peninsula communities, Ned Loyd: Allstate Insurance handles long-term care insurance agency work for local families. It focuses on policies designed to cover costs associated with assisted living, nursing homes, and home-based care. When managing a typical client engagement, the agency begins by assessing individual needs and long-term health objectives before comparing available plan options. This approach ensures each policy aligns with a client's personal circumstances and financial situation.
Hampton Roads Insurance and Financial Services, Corporation, located in Newport News, Virginia, offers long-term care insurance agents who help clients choose between policies requiring a single premium payment or those with recurring premiums, while also guiding coverage selection for nursing home, assisted living, and home care expenses. These professionals assist individuals with assessing their financial strategies for future care needs. Service is provided on an as-needed basis, with appointments arranged when clients require policy review or new plan development.
Broadwell Insurance Group specializes in long-term care insurance, helping clients in Newport News plan for future health needs. The agency generally guides individuals through policy options, comparing coverage and costs to match their personal situations. It assists residents in protecting assets while ensuring access to necessary care at home or in facilities. With many families facing the challenge of rising care expenses, the company aids those preparing for retirement or unexpected health changes. This includes addressing concerns during open enrollment periods or when a loved one suddenly requires extended support.
Commonwealth Insurance Group, operating in Newport News, Virginia, provides long-term care insurance guidance, focusing on policy selection and coverage planning. The agency assists individuals in evaluating personal needs for future care expenses through tailored insurance products. Serving the local area with expertise in this specialized field, the firm can address requirements of commercial sectors such as offices, warehouses, and food service operations needing employee benefit solutions.
Best Choice Insurance Center serves residential clients in Newport News and the surrounding Virginia area, offering comprehensive long-term care insurance coverage designed to protect personal assets. The agency also provides commercial long-term care policy options for local businesses and their employees. Service extends throughout Newport News, ensuring access to professional guidance on policy selection and claims assistance. The agent maintains ongoing client relationships, scheduling annual policy reviews and providing continued support between regular visits.
As residents of Newport News plan for retirement or face aging parents, securing coverage for potential long-term care becomes a pressing financial concern. HP Insurance Center LTD helps local families navigate this complex decision by explaining policy options and comparing plans from various carriers. Their agents focus on protecting personal assets while ensuring access to home health aides or nursing facility support. An initial assessment begins with a confidential consultation to review current health factors and evaluate suitable coverage levels for each client.
Commonwealth Insurance Center, based in Newport News, VA, is known for guiding clients through the complexities of long-term care insurance planning. The agency serves individuals and families seeking coverage for home care, assisted living, and nursing facility expenses, helping them understand policy options that align with their future needs. This includes assessing benefits related to daily living activities and potential inflation protection. The agency also offers consultation on hybrid life and long-term care insurance solutions for those wanting combined coverage.
What Does a a Long-Term Care Insurance Agent in Newport News Cost?
Long-term care insurance agent services in Virginia are typically paid through commissions from the insurance company, not directly by the client. Policy premiums vary widely based on age, health, benefit amount, and inflation options. For a 55-year-old in good health, a policy might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay significantly more. This is general information, not insurance advice.
About long-term care insurance agents in Newport News
Long-term care insurance agents in Newport News, Virginia help residents plan for future care needs. Virginia offers a Long-Term Care Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific policies work with local care costs.
Frequently Asked Questions
What does a long-term care insurance agent in Newport News do?
An agent helps you compare policies from different insurers and explains Virginia-specific options like the Partnership program. They assess your health, age, and financial goals to recommend suitable coverage. Agents do not provide legal advice but can clarify policy terms.
Are there Virginia laws that affect long-term care insurance policies?
Yes, Virginia requires insurers to offer inflation protection and nonforfeiture benefits. Policies must also comply with the Virginia Long-Term Care Partnership standards. Agents must be licensed by the Virginia Bureau of Insurance.
How do I choose a long-term care insurance agent in Newport News?
Look for an agent with a Virginia life and health insurance license and experience with long-term care products. Ask about their familiarity with local care facilities and the Partnership program. Check their record with the Virginia Bureau of Insurance.
Long-Term Care Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg