The top-rated long-term care insurance agent in Warren, Ohio is Acceptance Insurance, rated 4.9 stars across 407 reviews. Other highly rated options include LMS Insurance Group, Platt Insurance, Paige & Byrnes Insurance. This directory lists 26 long-term care insurance agents serving Warren.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2750 Mahoning Ave NW #2 | (330) 422-4148 |
| 2 | LMS Insurance Group | 144 N Park Ave Suite 302 | (855) 543-3765 |
| 3 | Platt Insurance | 389 Niles Cortland Rd NE | (330) 856-6244 |
| 4 | Paige & Byrnes Insurance | 9400 E Market St | (330) 393-2587 |
| 5 | Tania Howell - State Farm Insurance Agent | 4435 Mahoning Ave NW Champion Plaza | (330) 847-9494 |
| 6 | Derek Knepper - State Farm Insurance Agent | 216 Niles Cortland Rd NE | (330) 856-4834 |
| 7 | John A Campolito Jr - State Farm Insurance Agent | 2242 E Market St | (330) 399-7632 |
| 8 | Daubenmire Insurance Agency | 452 Laird Ave NE | (330) 399-3121 |
| 9 | Insurance Navigators | 1700 E Market St Suite 110 | (330) 394-7400 |
| 10 | Michael Guerrieri - State Farm Insurance Agent | 195 Niles Cortland Rd SE | (330) 856-6444 |
Acceptance Insurance serves the Warren, Ohio metro area and surrounding Trumbull County as a Long-Term Care Insurance Agent. The agency helps individuals plan for future care needs by providing policy options that cover home health care, assisted living, and skilled nursing facility costs. It works with clients to understand benefit triggers and elimination periods within insurance contracts. Its services include evaluating long-term care policies and assisting with Medicaid spend-down strategies for local seniors.
LMS Insurance Group serves the Warren, Ohio metro area as a long-term care insurance agent. The company assists local residents in understanding their options for protecting assets against the high costs of extended nursing home or home care services. It provides guidance on comparing policy benefits, such as daily coverage limits and elimination periods. LMS Insurance Group handles initial policy enrollment as well as coverage reviews for families planning ahead in this region.
Platt Insurance provides long-term care insurance planning for individuals in Warren, OH. Its services include guiding clients through policy options that help cover future care needs at home or in facilities. Regular policy reviews are offered to ensure coverage remains aligned with changing health requirements. The agent also assists with claims support and updates to existing plans. These services are available for clients residing in single-family homes and apartment complexes in the greater Warren area.
Paige & Byrnes Insurance serves residents, families, and retirees in Warren, Ohio, who are planning for future healthcare needs. As a long-term care insurance agent, the company helps clients understand policy options that cover nursing home, assisted living, and home-based care expenses. They explain coverage terms, compare benefit periods, and assist with the application process to ensure appropriate protection for aging individuals. Their services also extend to clients throughout Trumbull County and neighboring communities like Howland Township.
Derek Knepper - State Farm Insurance Agent in Warren, OH, distinguishes between policies structured as one-time purchases, which pay out a lump sum, and recurring service options that disburse benefits over time to cover ongoing care needs. Coverage commonly addresses assisted living, nursing home stays, and home health aides. As a local category for long-term care insurance, this service operates on a scheduled basis, allowing clients to review or update their plans during regular appointments as needs evolve over time.
John A Campolito Jr - State Farm Insurance Agent in Warren, OH, provides long-term care insurance solutions designed to help clients manage the costs associated with extended personal or medical care. The agency also assists with auto, home, and life insurance policies for local residents. With customized coverage plans, it addresses the financial risks of needing assisted living or in-home support services. This guidance is especially valuable when planning for health changes that may occur during the winter season, when isolation and increased care needs often become more pressing.
As Ohio winters bring concerns about future care needs and asset protection, Daubenmire Insurance Agency in Warren, OH helps residents navigate long-term care coverage. An agent explains how policies can cover home health aides or nursing facility stays. The agency evaluates each client's health history, financial situation, and family goals to recommend appropriate plan features and benefit periods. A free initial consultation is scheduled to review personal circumstances and discuss coverage options before any formal application begins.
Insurance Navigators helps individuals and families in the Warren, OH area prepare for potential future care needs through long-term care insurance. The agency specializes in policies that cover costs for nursing homes, assisted living, and in-home personal care. These plans are designed to protect retirement assets against the high expense of extended care services. As a local long-term care insurance agent, the office works directly with clients to compare coverage options from multiple insurers. The agency can serve local commercial sectors, including offices, warehouses, and food service businesses seeking employee benefits.
Michael Guerrieri, a State Farm Insurance Agent in Warren, OH, provides residential long-term care insurance services to local homeowners and individuals planning for future care needs. The agency also offers commercial coverage options tailored to area businesses and serves the broader Warren community. Focusing on policy details that protect assets and health benefits, agents assist clients in reviewing plan options suitable for their circumstances. Follow-up consultations help ensure coverage remains aligned with changing personal requirements between regular visits.
What Does a a Long-Term Care Insurance Agent in Warren Cost?
The cost of long-term care insurance in Ohio varies based on age, health, and coverage amount. A typical annual premium for a 55-year-old in Warren might range from $1,500 to $3,000 for a policy with a $150 daily benefit and a 3-year benefit period. Costs increase with age and additional benefits like inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Warren
A long-term care insurance agent in Warren, OH can help you navigate policy options that cover nursing home care, home health care, and assisted living. Ohio law requires agents to be licensed and to explain the state's Partnership for Long-Term Care program, which offers asset protection. Local agents understand the cost of care in Trumbull County and can tailor a plan to your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Warren do?
An agent helps you compare policies from different carriers, explains coverage limits, and guides you through Ohio's Partnership program. They also assist with the application process and answer questions about benefit triggers and elimination periods.
Is long-term care insurance required in Ohio?
No, long-term care insurance is not required by Ohio law. However, it can protect your savings from the high cost of care. Ohio offers a tax deduction for qualified long-term care insurance premiums.
What is the Ohio Partnership for Long-Term Care program?
This program allows you to keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. An agent in Warren can explain how this works and help you choose a qualifying policy.
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