The top-rated long-term care insurance agent in Dayton, Ohio is Health Insurance Strategies, rated 5.0 stars across 102 reviews. Other highly rated options include Universal Insurance Agency, Sanderson Insurance Agency, Wagner Insurance Agency. This directory lists 20 long-term care insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health Insurance Strategies | 7021 Old Troy Pike Suite 7 | (937) 623-3246 |
| 2 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 3 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 4 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
| 5 | Ohio Medicare Plan | 92 W Franklin St | (937) 241-5544 |
| 6 | Buckner Insurance | 2217 Miamisburg Centerville Rd | (937) 434-6800 |
| 7 | Comparion Insurance Agency | 31 S Main St | (937) 438-1966 |
| 8 | Brush Insurance | 7041 Corporate Way | (937) 435-0345 |
| 9 | Triangle Insurance Agency, Inc. | 5525 N Dixie Dr | (937) 278-0887 |
| 10 | LFL Insurance Agency, LLC | 8141 N Main St suite c | (937) 222-5884 |
Health Insurance Strategies serves individuals and families in the Dayton, OH area who are planning for future long-term care needs. As a local long-term care insurance agent, the company assists clients in exploring and selecting policies that may cover services like home care, assisted living, or nursing facility stays. Their work involves explaining complex coverage options and helping customers understand how such insurance can protect assets and savings. The agency also extends its services to clients in surrounding communities such as Centerville and Kettering.
Universal Insurance Agency in Dayton, Ohio offers a range of long-term care insurance options, helping clients plan for future personal care needs. Its service includes initial policy reviews and comparisons tailored to individual circumstances. Maintenance support involves annual plan check-ins and assistance with policy adjustments as health or financial situations change. The agency works with clients in various settings, including single-family homes, apartments, retail establishments, and restaurants.
Serving Dayton, Ohio, and the surrounding Miami Valley communities, Sanderson Insurance Agency handles long-term care insurance policies designed to help clients cover the cost of extended personal or nursing care. The agency guides individuals through the complexities of policy selection and enrollment. To manage a typical case, it first assesses a client’s financial situation and family health history, then compares multiple carriers to recommend a suitable coverage plan.
Wagner Insurance Agency assists individuals in Dayton, Ohio, whose needs for long-term care support differ between one-time policy consultations and recurring financial planning services. Coverage options are explained with a focus on preserving assets and managing future care costs without relying solely on family resources. Long-term care insurance agents in this area address protection against rising expenses for nursing homes, assisted living, or in-home aides. Service is available on a one-time, scheduled, or as-needed basis to accommodate varying client preferences.
As families in the Dayton area begin planning for the increased health needs that often accompany aging, understanding how to protect personal savings becomes essential. Ohio Medicare Plan works directly with individuals to evaluate long-term care insurance options, helping to cover services not addressed by Medicare. Their guidance focuses on policies that support home care or facility stays, allowing clients to preserve independence while managing future medical costs. Every process starts with a thorough examination of current assets and coverage gaps during an initial in-home consultation.
Buckner Insurance specializes in helping clients secure long-term care insurance coverage in Dayton, Ohio. It provides guidance through the complex process of selecting policies that help protect assets and cover future care needs. The agency works with individuals and families to assess their financial situations and find suitable plans for in-home or facility-based care. For those planning retirement, Buckner Insurance assists with the critical decision of preparing for health costs that may arise later in life, specifically addressing concerns about how to manage long-term care expenses when Medicare coverage is not sufficient.
Comparion Insurance Agency serves Dayton, Ohio, and the surrounding communities in the Miami Valley region, handling long-term care insurance needs for individuals and families. It provides guidance on policies that help cover expenses for assisted living, nursing home care, and in-home support services. Clients are identified based on personal health history and future care preferences. The agency works by reviewing multiple carrier options to present suitable coverage solutions tailored to each client’s specific financial situation and care planning goals.
Brush Insurance assists Dayton residents with their long-term care insurance needs, helping clients plan for future healthcare costs and asset protection. The agency also provides commercial coverage options for local businesses. Serving Dayton and the surrounding areas, Brush Insurance offers personalized consultations to explain policy benefits and coverage limits during regular office visits, ensuring clients understand their options to follow up as their circumstances change.
Triangle Insurance Agency, Inc. assists individuals in Dayton, Ohio, with financial planning for future healthcare needs. The agency specializes in long-term care insurance policies, which help cover costs associated with extended personal care services not covered by standard health plans. Its agents work to explain coverage options that protect savings from the high expense of assisted living facilities or nursing home stays. The company serves small business owners, operators of professional offices, warehouse managers, and providers in food service establishments, helping them secure comprehensive coverage for employees.
What Does a a Long-Term Care Insurance Agent in Dayton Cost?
Long-term care insurance premiums in Ohio vary based on age health and benefit amount. A typical policy for a 55 year old might cost between 100 and 300 dollars per month. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Dayton
Long-term care insurance agents in Dayton Ohio help residents plan for future care needs. Ohio law requires agents to be licensed and follow specific disclosure rules. Local agents can explain how Ohio Partnership policies work to protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Dayton do?
A long-term care insurance agent in Dayton helps you compare policies from different carriers. They explain benefit triggers and inflation options. Agents must follow Ohio insurance regulations when selling policies.
Does Ohio have a partnership program for long-term care insurance?
Yes Ohio has a Long-Term Care Partnership Program. This program allows policyholders to protect assets equal to the benefits paid by their policy. Agents in Dayton can help you find partnership qualified policies.
What is the Ohio 30 day free look period for long-term care insurance?
Ohio law gives you a 30 day free look period after buying a long-term care insurance policy. You can cancel for any reason within 30 days and get a full refund. Your agent must inform you of this right.
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