The top-rated long-term care insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Ashley Himes - State Farm Insurance Agent, Assurant, Kyle Malone - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1107 N Bechtle Ave | (937) 322-5757 |
| 2 | Ashley Himes - State Farm Insurance Agent | 1209 W 1st St | (937) 323-3333 |
| 3 | Assurant | 1 Assurant Way | (937) 327-7700 |
| 4 | Kyle Malone - State Farm Insurance Agent | 1601 N Limestone St | (937) 399-5432 |
| 5 | Fourman Insurance Agency | 1111 N Plum St #3 | (937) 325-6778 |
| 6 | Elliott Insurance Agency | 1317 E High St | (937) 325-2465 |
| 7 | Clingman Insurance | 1110 N Plum St | (937) 322-3618 |
| 8 | Shelter Insurance - Sam Seibert | 14 E Main St Ste 100 | (937) 917-8290 |
| 9 | Rick J Chimento III - State Farm Insurance Agent | 730 N Limestone St | (937) 325-7611 |
| 10 | Jim Twiggs: Allstate Insurance | 2985 Derr Rd | (937) 390-3330 |
Acceptance Insurance provides long-term care insurance coverage from its location in Springfield, Ohio, helping clients plan for future personal and medical care needs. The agency specializes in policies that cover assisted living, home health care, and nursing home expenses, ensuring policyholders have access to necessary services. For commercial clients, Acceptance Insurance can serve the specific long-term care insurance requirements of offices, warehouses, and food service operations.
Assurant serves the Springfield, Ohio area as a long-term care insurance agent. It helps residents plan for future care needs by offering policies designed to cover assistance with daily activities at home or in a facility. The agency guides clients through the process of selecting coverage that aligns with their financial goals and personal circumstances. Its work includes comparing policy options, explaining benefit structures, and managing enrollment for individuals and families.
Kyle Malone with State Farm Insurance serves homeowners, individuals, and families in Springfield, Ohio, who are planning ahead for potential long-term care needs. The agency provides guidance on long-term care insurance policies to help clients manage the future costs of extended medical or personal assistance. These discussions often cover strategies for protecting retirement savings and ensuring access to care options. This agency also works with residents in the surrounding Clark County area and provides coverage information for people in nearby communities such as New Carlisle.
Serving Springfield, Ohio, and the surrounding communities, Fourman Insurance Agency handles long-term care insurance needs for local residents. The company assists individuals in assessing their options to protect assets and secure future care services. Understanding that planning ahead can reduce financial strain, the agency explains policy details and coverage variations. For a typical client request, the agent first reviews personal situations and preferences, then evaluates available plans to present suitable choices.
Elliott Insurance Agency in Springfield, OH distinguishes between one-time consultations focused on immediate needs and recurring service options that evolve with a client’s changing health and financial circumstances. The agency offers access to a variety of long-term care insurance policies designed to cover services such as home care, assisted living, and nursing facility stays. Coverage considerations include benefit amounts, elimination periods, and inflation protection. Overall, service runs on a one-time, scheduled, or as-needed basis depending on client preference and plan requirements.
Clingman Insurance serves residents in Springfield, Ohio, helping individuals secure long-term care insurance coverage for future needs. The agency also assists local businesses in exploring commercial long-term care options for employees and key personnel. Their service area includes Springfield and the surrounding Clark County region. A typical consultation assesses current health, financial resources, and potential care scenarios to recommend suitable policy choices. Clients often return to review plan adjustments before regular visits, ensuring coverage keeps pace with changing life circumstances.
Shelter Insurance - Sam Seibert provides long-term care insurance coverage, helping clients in Springfield, Ohio, plan for future care needs that are not covered by standard health plans. This agency adds specific long-term care policies designed to protect savings from the high costs of assisted living, nursing homes, or in-home care services in the local area. They serve a range of commercial sectors requiring employee benefit planning, including business offices, warehouses, and food service operations.
Rick J Chimento III - State Farm Insurance Agent provides insurance services in Springfield, Ohio. The agency specializes in long-term care insurance, helping clients prepare for potential future health needs. This coverage addresses costs associated with assisted living or home-based care that standard policies may not cover, ensuring financial stability during extended care periods. The agent serves local commercial sectors including offices, warehouses, and food service operations.
As Springfield residents consider how to fund future care needs without depleting savings, Jim Twiggs: Allstate Insurance provides local access to long-term care insurance policies that help protect assets and maintain independence. The agency works with individuals to explain coverage options and assess how a policy might fit into broader retirement planning. An initial appointment allows the agent to review a client’s current health situation and financial goals.
What Does a a Long-Term Care Insurance Agent in Springfield Cost?
Long-term care insurance premiums in Ohio vary based on age, health, and policy features. For a 55 year old, a typical policy might cost between $1,500 and $3,000 per year. For a 65 year old, costs often range from $2,500 to $5,000 annually. These figures are general estimates. This is general information, not insurance advice.
About long-term care insurance agents in Springfield
Long-term care insurance agents in Springfield, Ohio help residents plan for future care needs. These agents can explain policies that comply with Ohio Revised Code section 3923.41, which requires certain consumer protections. Working with a local agent ensures you understand Ohio Partnership for Long-Term Care options that may help protect assets.
Frequently Asked Questions
What does a long-term care insurance agent in Springfield do?
A long-term care insurance agent in Springfield helps you compare policies from different carriers. They explain coverage details, premiums, and benefit triggers. Agents also ensure the policy meets Ohio state requirements for inflation protection and nonforfeiture benefits.
Are there Ohio specific rules for long-term care insurance?
Yes, Ohio law requires insurers to offer inflation protection for buyers under age 80. Ohio also mandates a 30 day free look period for new policies. Agents must follow Ohio Department of Insurance rules for suitability and disclosure.
How do I choose a long-term care insurance agent in Springfield Ohio?
Look for an agent licensed in Ohio with experience in long-term care products. Ask about their familiarity with the Ohio Partnership program. Verify their license through the Ohio Department of Insurance website.
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