The top-rated long-term care insurance agent in Reynoldsburg, Ohio is Matt Breakey - State Farm Insurance Agent, rated 5.0 stars across 150 reviews. Other highly rated options include Insura, F.A.Y.I.N. Insurance Agency LLC, Davie Financial Services Inc: Allstate Insurance. This directory lists 18 long-term care insurance agents serving Reynoldsburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Breakey - State Farm Insurance Agent | 7439 E Main St | (614) 471-5000 |
| 2 | Insura | 6501 E Livingston Ave Unit #3A | (614) 500-4147 |
| 3 | F.A.Y.I.N. Insurance Agency LLC | 6321 E Livingston Ave ste f | (614) 861-9760 |
| 4 | Davie Financial Services Inc: Allstate Insurance | 1607 Brice Rd | (614) 367-0291 |
| 5 | Masters Insurance Group | 7620 Farmsbury Dr | (614) 868-5850 |
| 6 | Jennifer Goncz - State Farm Insurance Agent | 1347 Rosehill Rd | (614) 367-9040 |
| 7 | Reidel Insurance Agency, Inc. | 7540 Slate Ridge Blvd | (614) 866-7799 |
| 8 | Ferguson Insurance Advisors | 7323 E Main St Suite D | (614) 835-7525 |
| 9 | Matthew Linn American Family Insurance | 7546 Slate Ridge Blvd | (614) 861-5068 |
| 10 | John W. Neighbarger Insurance Agency | 7668 Slate Ridge Blvd | (614) 751-8220 |
Matt Breakey - State Farm Insurance Agent serves Reynoldsburg and surrounding Franklin County, providing long-term care insurance planning for local residents. These policies help cover costs of extended home health aides, assisted living, or nursing facility stays that Medicare typically does not pay for. Early enrollment usually offers more favorable premium rates. The agency guides clients through comparing benefit periods and daily coverage amounts. It also assists with other personal protection options such as life insurance policies that may include long-term care riders.
Insura offers a range of long-term care insurance services, including policy consultation, plan selection assistance, and claims guidance for clients in Reynoldsburg, Ohio. Its ongoing support includes policy reviews to ensure coverage keeps pace with evolving care needs. The agency helps individuals protect assets from the high costs of nursing homes, assisted living, and in-home care. It typically services private residences, single-family homes, apartments, and sometimes local retail establishments or restaurants when business owners seek personal coverage.
F.A.Y.I.N. Insurance Agency LLC serves individuals and families in Reynoldsburg, Ohio, and the surrounding Columbus metropolitan communities. It handles the placement and management of long-term care insurance policies designed to cover expenses related to assisted living, nursing home care, and in-home support services. The company helps clients navigate the planning process for protecting assets against future care costs. Its typical approach begins with a personalized consultation to assess individual needs, then compares available policy options to find a suitable fit for the client’s specific circumstances and budget.
Davie Financial Services Inc: Allstate Insurance in Reynoldsburg, OH, works with local homeowners, families, and individuals who are planning for future healthcare needs. It offers long-term care insurance agent services to help clients protect assets and prepare for extended care expenses. The business provides guidance on policy options and coverage details for this type of planning. It also serves clients in the greater Columbus metro area, including nearby communities like Pickerington and Canal Winchester.
As the population ages in the Reynoldsburg area, many local families begin planning for the financial burden of extended care. Masters Insurance Group assists clients in securing long-term care coverage that protects savings from future medical costs. Their agents carefully review individual health profiles and financial goals to match policy options from various carriers. The process begins with a no-obligation assessment of current assets and anticipated care needs, followed by a detailed comparison of available plans.
Jennifer Goncz - State Farm Insurance Agent in Reynoldsburg, OH assists clients in understanding the key difference between a one-time purchase of a long-term care policy and ongoing premium payments required to maintain coverage. This agent explains how these plans help cover expenses from nursing homes or in-home care, addressing financial risks that Medicare alone does not cover. She provides guidance on policy terms to match individual needs. Service is available on an as-needed basis for consultations and policy reviews.
Specializing in long-term care insurance solutions, Reidel Insurance Agency, Inc. offers individuals and families in Reynoldsburg, OH, professional guidance for protecting assets and future care needs. The agency provides local expertise in evaluating insurance policies designed to cover extended medical or personal care services that are often not covered by health insurance or Medicare. Understanding the uncertainty of future health situations, the team focuses on helping clients prepare for potential expenses. During the current open enrollment period, it actively assists with reviewing options for coverage adjustments or new policy enrollments.
As residents of Reynoldsburg begin planning for their futures, concerns over the rising costs of extended care become more pressing. Ferguson Insurance Advisors provides focused guidance on long-term care insurance, helping locals evaluate policies that can cover services like home health aides or nursing facility stays. The company works directly with clients to compare plan options suited to individual budgets and health needs. The process begins with a complimentary initial assessment of personal care goals and financial resources.
Matthew Linn American Family Insurance provides long-term care insurance to residents in and around Reynoldsburg, Ohio. The agency also offers commercial coverage for local businesses needing employee group policies. Service extends throughout the Reynoldsburg area, with a focus on personalized consultations for care planning. Each policy is reviewed to match individual future needs, ensuring clients understand coverage before purchase. The agent typically schedules follow-up appointments during seasonal check-ins to adjust plans if health or financial circumstances have shifted.
John W. Neighbarger Insurance Agency assists clients in Reynoldsburg, OH, with planning for future care needs through long-term care insurance coverage. The agency helps individuals protect assets while preparing for potential extended care scenarios. Specializing in this particular type of insurance, the agency addresses the complexities of coverage options and policy details. Its services can support the needs of commercial sectors including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Reynoldsburg Cost?
Long-term care insurance costs in Ohio vary by age health and coverage amount. A typical annual premium for a 55 year old might range from 1,500 to 3,000 dollars. Costs increase with age and for added benefits like inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Reynoldsburg
A long-term care insurance agent in Reynoldsburg Ohio helps residents plan for future care costs. These agents explain policy features and compare plans from multiple carriers. Ohio law requires agents to be licensed and follow state regulations on policy disclosures and suitability standards.
Frequently Asked Questions
What does a long-term care insurance agent in Reynoldsburg do?
An agent helps you understand policy types like traditional and hybrid plans. They review your health and finances to recommend suitable coverage. Agents must follow Ohio rules on policy replacement and consumer protections.
Does Ohio have a Partnership program for long-term care insurance?
Yes Ohio has a Long-Term Care Partnership Program. This program allows policyholders to protect assets equal to the benefits paid out. An agent can explain how this program works with Medicaid planning in Ohio.
How long does it take to get a long-term care policy in Ohio?
The application process usually takes 2 to 6 weeks. Ohio law gives you a 30 day free look period after purchase. During this time you can cancel the policy for a full refund.
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