The top-rated long-term care insurance agent in Perrysburg, Ohio is Julie Spann Johnson - State Farm Insurance Agent, rated 4.9 stars across 289 reviews. Other highly rated options include Andrew Duncan at Comparion Insurance Agency, Kryder Cares Health Insurance Solutions LLC, Citizen Advisory Group. This directory lists 19 long-term care insurance agents serving Perrysburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julie Spann Johnson - State Farm Insurance Agent | 221 Louisiana Ave | (419) 874-2039 |
| 2 | Andrew Duncan at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9104 |
| 3 | Kryder Cares Health Insurance Solutions LLC | 842 W South Boundary St Suite A2 | (419) 277-8097 |
| 4 | Citizen Advisory Group | 770 Commerce Dr | (419) 872-0204 |
| 5 | Nathan Young Ins Agency LLC American Family Insurance | 674 W Boundary St | (419) 874-7966 |
| 6 | Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (419) 578-2438 |
| 7 | The Michael Pelini Agency: Allstate Insurance | 813 Findlay St | (419) 872-8600 |
| 8 | Equilibrium Insurance Partners | 1205 Louisiana Ave STE 1250 | (419) 386-0870 |
| 9 | Preferred Insurance Network | 126 E 2nd St | (419) 872-6222 |
| 10 | Grange Insurance | 3201 Levis Commons Blvd | (800) 422-0550 |
Julie Spann Johnson - State Farm Insurance Agent serves the Perrysburg, Ohio area and nearby communities in Wood County as a long-term care insurance agent. The agency helps clients plan for future personal and medical care needs that are not covered by standard health insurance or Medicare. Long-term care insurance policies can protect savings and provide access to home care, assisted living, or nursing facility services. This office assists with policy reviews, benefit amount selection, and customizing coverage riders to meet individual financial goals.
Andrew Duncan at Comparion Insurance Agency in Perrysburg, OH provides comprehensive long-term care insurance services, including policy consultations and coverage evaluations. Service and maintenance plans focus on helping clients assess future care needs and adjust existing policies as life circumstances change. The agency works with individuals and families to navigate coverage options that protect assets and ensure access to quality care. Its long-term care insurance solutions serve clients living in single-family homes, apartments, retail environments, and restaurants.
Kryder Cares Health Insurance Solutions LLC serves the Perrysburg area and the surrounding communities throughout northwest Ohio. The company handles long-term care insurance, which helps clients plan for future assistance with daily living activities. As a local agency, it works with individuals and families to review policy options from various carriers. The typical job involves assessing a client’s current needs and financial situation to recommend appropriate coverage. Then it walks the client through the application process and explains how the policy will function over time.
Citizen Advisory Group serves local homeowners and families in Perrysburg, Ohio, who are seeking to protect their assets from the high costs of extended care. This agency evaluates long-term care insurance options to help clients plan for potential future needs, offering guidance on policy features and coverage limits. The agent assists individuals in comparing plans that fit their financial and health situations. Citizen Advisory Group also covers Rossford and surrounding communities within the Toledo metropolitan area.
Nathan Young Ins Agency LLC American Family Insurance in Perrysburg, OH, helps clients choose between a one-time policy purchase that locks in long-term care benefits or recurring service options such as annual reviews to adjust coverage. Their long-term care insurance plans cover expenses for assisted living, nursing homes, and in-home care. Policies are designed to protect assets and provide access to necessary support in later years. The service for policy setup and ongoing adjustments runs on an as-needed basis, with no fixed schedule unless requested.
Comparion Insurance Agency in Perrysburg, Ohio, provides long-term care insurance solutions designed to help individuals plan for future care needs. Their services include policy selection and enrollment assistance, followed by ongoing policy reviews to ensure coverage remains aligned with changing circumstances. The agency regularly evaluates plan performance and assists with claims coordination as needed. They serve a range of residential and commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
As winter settles over Perrysburg and northwest Ohio, planning for the potential need for extended personal care at home or in a facility becomes a practical concern. The Michael Pelini Agency: Allstate Insurance responds by assisting local families with their long-term care insurance considerations. Their work focuses on explaining policy structures and helping individuals evaluate their financial readiness for future care costs. A typical first step involves an initial consultation to review personal circumstances and discuss coverage options for this specific protection need.
Equilibrium Insurance Partners works primarily with individuals seeking long-term care insurance solutions in the Perrysburg, Ohio area. As a dedicated long-term care insurance agent, the company focuses on policies that help cover nursing home stays, home health aides, and assisted living expenses. It offers guidance on Medicaid planning and hybrid life insurance options that combine long-term care benefits with death benefits. The agency assists clients from local professional offices, retail warehouses, and food service businesses with their long-term care insurance needs.
Preferred Insurance Network serves clients in Perrysburg, Ohio, with residential long-term care insurance planning and also offers commercial coverage for local businesses. Their work focuses on protecting area families and businesses from the financial strain of extended care needs, through careful policy selection and enrollment guidance. Regular follow-up contact ensures policies remain aligned with changing needs, and they provide repeat service between scheduled policy reviews to address questions or adjust coverage details.
Grange Insurance provides long-term care insurance to protect savings and ensure access to care for residents of Perrysburg, Ohio. The agent works with individuals to evaluate policy options, compare benefits, and navigate coverage details. These services help families manage the costs of assisted living, nursing homes, or home care. A particular focus is assisting those nearing retirement, when planning for future care needs can prevent financial strain on family assets.
What Does a a Long-Term Care Insurance Agent in Perrysburg Cost?
Long-term care insurance premiums in Ohio vary widely. A healthy 55 year old might pay between 1,500 and 3,000 dollars per year for a standard policy with 150,000 dollars in benefits. Costs increase with age and health conditions. This is general information, not insurance advice. Always consult a licensed agent for quotes specific to your situation.
About long-term care insurance agents in Perrysburg
Long-term care insurance agents in Perrysburg, Ohio help residents plan for future care costs. Ohio offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Perrysburg can explain how these state-specific policies work with local nursing homes and home care providers.
Frequently Asked Questions
What is the Ohio Partnership for Long-Term Care program?
This Ohio program lets you buy a qualified long-term care policy that includes asset protection. If you use all your policy benefits, you can still qualify for Medicaid without spending down all your assets. An agent in Perrysburg can help determine if this program fits your situation.
How do I choose a long-term care insurance agent in Perrysburg?
Look for an agent licensed in Ohio with experience in long-term care products. Ask if they work with multiple insurance carriers so you can compare policy options. Check their familiarity with Ohio specific rules like the 90 day free look period for new policies.
What factors affect long-term care insurance costs in Ohio?
Costs depend on your age, health, benefit amount, and policy features like inflation protection. Ohio residents typically see lower premiums if they buy a policy before age 60. Your agent can provide quotes from different carriers to show price differences.
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