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Find Long-Term Care Insurance Agents Near You in Kettering, OH
Compare long-term care insurance agents in Kettering. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 12 long-term care insurance agents in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429
(937) 438-3400
beckitaylor.com
Ramos Ratliff Insurance Agency
1389 E Stroop Rd, Kettering, OH 45429
(937) 545-8183
ramosratliff.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393
rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600
rkjonesins.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081
spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105
mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100
finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724
simpkins-dellis.com
The Medicare Connection
424 E Stroop Rd, Kettering, OH 45429
(937) 823-6093
themedicareconnection.com
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246
mcfallinsurance.com
Prudential | Dennis Eck | Life Insurance & Financial Services
4609 Presidential Way, Kettering, OH 45429
(937) 436-6005
prudential.com
Medicare Planning Ohio
424 E Stroop Rd, Kettering, OH 45429
(937) 474-8803
medicareplanningohio.com
Long-term care insurance agents in Kettering, Ohio help residents plan for future care costs while protecting assets. Ohio offers a Long-Term Care Partnership Program that allows policyholders to keep more assets if they later need Medicaid. Agents in Kettering can explain how these state-specific plans work with your overall financial strategy.
What Does a Long-Term Care Insurance Agent in Kettering Cost?
Long-term care insurance premiums in Ohio vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. Partnership plans may have slightly higher premiums but offer asset protection benefits. Costs can increase over time with inflation riders. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Kettering do?
An agent helps you compare policies from multiple insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. In Ohio, agents can also show you partnership-qualified policies that offer asset protection.
Does Ohio have special rules for long-term care insurance?
Yes, Ohio requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a Long-Term Care Partnership Program that lets policyholders keep assets equal to the benefits paid out. Agents in Kettering must follow Ohio insurance regulations when selling these policies.
How do I choose a long-term care insurance agent in Kettering?
Look for an agent licensed in Ohio with experience in long-term care products. Ask about their familiarity with Ohio partnership plans and local care costs. Check their standing with the Ohio Department of Insurance before working with them.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.