The top-rated long-term care insurance agent in Kent, Ohio is Acceptance Insurance, rated 5.0 stars across 594 reviews. Other highly rated options include Regina Piunno: Allstate Insurance, Stuart Smith Insurance Agency, Turner & Sly Insurance. This directory lists 15 long-term care insurance agents serving Kent.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 1464 S Water St | (330) 974-0057 |
| 2 | Regina Piunno: Allstate Insurance | 112 S Water St Suite 3-D | (330) 520-2558 |
| 3 | Stuart Smith Insurance Agency | 4601 OH-43 | (330) 673-2155 |
| 4 | Turner & Sly Insurance | 1640 Franklin Ave # 202 | (330) 677-5855 |
| 5 | Hall-Green Agency, Inc. | 146 N Depeyster St | (330) 673-5873 |
| 6 | Lauren Talion - State Farm Insurance Agent | 1144 W Main St | (330) 677-9700 |
| 7 | Gimbel Agency LLC | 1021 S Water St | (330) 673-4242 |
| 8 | Joe Hartman - State Farm Insurance Agent | 1503 S Water St | (330) 673-5363 |
| 9 | State Farm Insurance | 1503 S Water St | (330) 673-5363 |
| 10 | Dennis Taylor Agency | 3982 OH-43 | (330) 673-6723 |
Serving Kent, Ohio, and the surrounding Portage County communities, Acceptance Insurance handles long-term care insurance policies for local residents. This planning helps cover expenses from nursing homes, assisted living, and in-home care services that Medicare typically does not pay for. The agency works with clients to understand their specific future needs. To handle a typical case, it compares available policy features and benefit amounts from multiple providers.
Regina Piunno: Allstate Insurance serves Kent, Ohio, and the surrounding Portage County area as a long-term care insurance agent. The agency helps individuals plan for potential future needs by offering policies that cover care not provided by standard health insurance. Long-term care insurance can protect assets and provide access to various care settings, including nursing homes and assisted living facilities. The office also assists clients with understanding how long-term care coverage integrates with Medicare to help manage overall healthcare expenses.
Stuart Smith Insurance Agency in Kent, OH provides long-term care insurance consultation and policy placement services for individuals planning for future health needs. The agency helps clients understand coverage options, including benefit triggers and inflation protection, and offers periodic policy reviews to adjust plans as circumstances change. Supporting families through the claims process is a key part of their ongoing service. The agency serves individuals living in single-family homes, apartments, and retirement communities throughout the local area.
Families and individuals in the Kent, OH area planning for future medical needs turn to Turner & Sly Insurance for long-term care coverage. The company guides clients through policy options designed to protect savings from the high costs of extended nursing or home-based care. They help evaluate potential benefit triggers and daily benefit amounts to align with personal financial goals and health outlook. Their services also include straightforward explanations of complex policy riders. The firm additionally serves residents in the neighboring community of Ravenna.
Hall-Green Agency, Inc. serves clients in Kent, Ohio, and the surrounding Portage County communities. This agency handles long-term care insurance, assisting individuals in planning for future care needs that are not covered by standard health insurance or Medicare. It helps evaluate policy options to protect savings from the high costs of assisted living, nursing home care, or home health services. Each client’s situation is assessed individually, with the agency generally comparing policy features and costs to recommend suitable coverage.
Lauren Talion - State Farm Insurance Agent in Kent, OH assists clients in distinguishing between one-time policy purchases for immediate needs and recurring premium structures for ongoing long-term care protection. Coverage options typically address expenses associated with home care, assisted living, and nursing facility services. This agency provides guidance on financial planning for potential future care costs. Service runs on an as-needed basis, with scheduled reviews recommended when policyholders face life changes or wish to adjust their coverage limits.
Serving Kent, Ohio, Gimbel Agency LLC specializes in evaluating and securing long-term care insurance policies that protect assets and cover extended care needs. The agency guides clients through comparing plans and understanding coverage details. As seasons change, families often face new concerns about aging relatives who may require home health aides or nursing facility stays, making advance planning essential for maintaining financial security during those transitions.
As winter weather in Kent increases the risk of slips and falls, many older residents look for ways to safeguard their retirement savings from long-term care expenses. Joe Hartman - State Farm Insurance Agent helps these individuals by explaining policy options that cover home health aides, assisted living, and nursing home stays, focusing on protection against rising medical costs. The process begins with a no-obligation initial assessment of current health needs and future planning goals.
State Farm Insurance provides long-term care insurance services to residents in Kent, Ohio. The agency also offers commercial coverage for local businesses seeking protection for key employees or partners. Its service area includes Kent and the surrounding Portage County region. These policies cover essential care needs such as nursing home stays, assisted living, and home-based support. A representative meets with clients to evaluate their future long-term care requirements and financial strategies. After each initial consultation, the agency schedules follow-up appointments to adjust coverage as needed during regular annual visits.
Dennis Taylor Agency works to help individuals plan for the financial challenges of extended care needs. As a long-term care insurance agent serving the Kent, OH area, the agency focuses exclusively on policies designed to cover nursing home, assisted living, and home-based care expenses. It guides clients through options for preserving savings against the high costs of chronic illness or disability. The agency can assist commercial clients such as office complexes, warehouses, and food service establishments with employee benefit planning for these specialized insurance coverages.
What Does a a Long-Term Care Insurance Agent in Kent Cost?
Long-term care insurance agent services in Ohio typically do not charge a separate fee; agents earn commissions from insurers. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in Ohio, a policy with a 3-year benefit period and 5% compound inflation may cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Kent
Long-term care insurance agents in Kent, Ohio help residents plan for future care needs. Ohio law requires agents to be licensed and to explain the Ohio Partnership for Long-Term Care program, which offers asset protection for qualifying policies. Local agents can guide you through policy features and state-specific regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Kent do?
An agent helps you compare policies from different insurers, explains benefit options, and ensures compliance with Ohio insurance laws. They can also advise on the Ohio Partnership program which allows you to keep assets equal to benefits paid.
Are there Ohio-specific rules for long-term care insurance?
Yes. Ohio requires agents to provide a Shopper Guide and outline of coverage before you buy. You also have a 30-day free look period to cancel a policy for a full refund. Policies must include inflation protection options as required by state law.
How do I choose a long-term care insurance agent in Kent?
Look for an agent licensed in Ohio with experience in long-term care policies. You can verify their license through the Ohio Department of Insurance. Ask about their familiarity with the Ohio Partnership program and local care costs.
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