The top-rated long-term care insurance agent in Williston, North Dakota is Frontier Insurance Solutions Powered by YourPolicy - ND, rated 4.8 stars across 56 reviews. Other highly rated options include Dwight Richter - State Farm Insurance Agent, Nodak Insurance Company, Angie Pelton, Patriot Insurance Group. This directory lists 17 long-term care insurance agents serving Williston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frontier Insurance Solutions Powered by YourPolicy - ND | 2321 2nd Ave W #5 | (701) 577-6745 |
| 2 | Dwight Richter - State Farm Insurance Agent | 1601 9th Ave NW | (701) 572-1509 |
| 3 | Nodak Insurance Company, Angie Pelton | 313 Main St | (701) 580-8934 |
| 4 | Patriot Insurance Group | 113 2nd St W | (701) 572-0803 |
| 5 | BBH Insurance Inc | 2304 11th Ave W | (701) 572-6733 |
| 6 | Kathryn Kihle American Family Insurance | 417 1st Ave E STE 3 | (701) 774-0238 |
| 7 | Manger Insurance, Inc | 511 2nd St W | (701) 572-3786 |
| 8 | Nodak Insurance Company | 313 Main St suite 300 | (701) 572-2704 |
| 9 | Ope Insurance Agency | 203 6th Ave W | (701) 577-2704 |
| 10 | Zunich-Johnson Insurance Agency | 113 Washington Ave | (701) 577-5721 |
Frontier Insurance Solutions Powered by YourPolicy - ND serves the Williston, North Dakota area as a local long-term care insurance agent. The company helps residents understand options for covering future assisted living, nursing home, and in-home care expenses. It specializes in guiding clients through policy selection to protect assets against the high costs of extended care. Frontier Insurance Solutions also handles policy comparisons and enrollment for qualified long-term care plans in the region.
Dwight Richter - State Farm Insurance Agent in Williston, ND provides long-term care insurance coverage, assisting clients in planning for future care needs. The agency offers policy reviews, enrollment assistance, and ongoing plan maintenance to help ensure coverage remains aligned with changing circumstances. Dwight Richter works with individuals seeking protection for themselves or family members. The properties it services include single-family homes, apartments, retail locations, and restaurants.
Nodak Insurance Company, Angie Pelton, serves Williston homeowners and individuals planning for future care needs by offering long-term care insurance policies. The agency helps clients evaluate coverage options designed to protect savings from the high costs of extended personal or nursing home care. Services include explaining policy benefits, assisting with application paperwork, and reviewing existing plans to ensure they still fit current circumstances. The agent also provides support when filing claims with the insurance carrier. Coverage is available to residents in Williston and the surrounding Williams County area.
Patriot Insurance Group, based in Williston, ND, helps individuals understand the difference between a one-time policy for a fixed period and a recurring benefit that can adjust as care needs change. Long-term care insurance agents in this area assist clients in planning for assisted living, home health care, or nursing home expenses. The firm provides guidance on policy options to protect assets and future financial security. Its service is available on both a one-time consultation and an as-needed basis for ongoing plan adjustments.
BBH Insurance Inc serves Williston, North Dakota, and the surrounding communities, handling long-term care insurance policies. The agency specializes in helping individuals plan for the financial challenges of extended care needs, including home care, assisted living, and nursing home services. A thorough review of each client’s personal circumstances and health history is conducted. Typically, it begins by discussing potential future care scenarios to match coverage options with the client’s specific goals and budget constraints.
As summer heat gives way to colder months in Williston, many families begin planning for the financial demands of extended stays in nursing or assisted living facilities. Kathryn Kihle American Family Insurance helps area residents consider long-term care insurance options that might cover home care or facility costs. The agency works with clients to understand policy terms, benefit periods, and daily coverage limits during an initial assessment meeting.
Manger Insurance, Inc assists individuals and families with financial planning for future care needs in Williston, ND. Its core work focuses on long-term care insurance agent services, including evaluating policy options and coordinating coverage that helps protect personal assets. Clients receive support in navigating complex insurance products to prepare for potential extended health care expenses. The company serves a variety of commercial sectors, such as offices, warehouses, and food service establishments in the region.
Nodak Insurance Company specializes in guiding clients through the complexities of long-term care insurance policies. Serving the Williston area, it helps individuals assess coverage options for future care needs, assisting with plan comparisons and application processes. Its general service work includes reviewing existing policies for adequate coverage and explaining benefits structure. As winter months approach, the agency helps families evaluate how a long-term care policy could cover in-home assistance or assisted living costs during seasonal recovery periods like after a serious fall on ice.
Ope Insurance Agency provides long-term care insurance planning for residents in Williston, North Dakota. Serving both individuals and businesses in the surrounding area, the company assists clients in preparing for future care needs that are not covered by typical health plans. Their work focuses on helping people understand policy options and protecting assets as part of a broader financial strategy. Clients often return to the agency for periodic policy reviews and adjustments between regular visits.
Zunich-Johnson Insurance Agency in Williston, ND is known for providing long-term care insurance policies that help individuals plan for future care needs. Its service range includes evaluating a client’s health and financial situation to recommend appropriate coverage options from various insurers. This agency assists local residents in navigating the complexities of policy benefits and premiums. A specialty service it can add on is a consultation for combining long-term care insurance with an existing life insurance policy.
What Does a a Long-Term Care Insurance Agent in Williston Cost?
Long-term care insurance premiums in North Dakota vary based on age, health, and policy features. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. For a 65 year old, premiums often range from 250 to 500 dollars per month. These are estimates and actual costs depend on individual underwriting. This is general information and not insurance advice.
About long-term care insurance agents in Williston
Long-term care insurance agents in Williston, North Dakota help residents plan for future care costs such as nursing home or home health aide services. North Dakota law requires agents to be licensed and follow specific disclosure rules when selling policies. These agents can explain how a policy interacts with North Dakota Medicaid planning and asset protection.
Frequently Asked Questions
What does a long-term care insurance agent in Williston do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through North Dakota specific requirements such as the state mandated outline of coverage and the 30 day free look period.
Are there North Dakota laws that affect long-term care insurance?
Yes. North Dakota requires insurers to offer inflation protection and nonforfeiture benefits. The state also mandates a 30 day free look period where you can cancel a policy for a full refund. Agents must provide a shoppers guide and outline of coverage before you buy.
How do I choose a long-term care insurance agent in Williston?
Look for an agent licensed in North Dakota with experience in long-term care products. Ask about their familiarity with local facilities in Williston and how policies coordinate with North Dakota Partnership for Long-Term Care programs if applicable.
Long-Term Care Insurance Agents in Other North Dakota Cities
Bismarck · Fargo · Grand Forks · Minot · West Fargo