The top-rated long-term care insurance agent in Bismarck, North Dakota is Tom Reim Agency - Life Insurance, Long-Term Care, Annuities, rated 5.0 stars across 72 reviews. Other highly rated options include Shane Splonskowski Agency Inc American Family Insurance, Professional Insurance Services, Bain Agency. This directory lists 20 long-term care insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Reim Agency - Life Insurance, Long-Term Care, Annuities | 2718 Gateway Ave | (701) 258-6163 |
| 2 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 3 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 4 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 5 | A & M Insurance Agency | 1401 Skyline Blvd #220 | (701) 250-6417 |
| 6 | Steffes Agency | Central Ave Hazen, 1155 Burlington Dr Suite B 213 | (701) 255-6144 |
| 7 | Gateway Insurance | 4501 Coleman St Suite 108 | (701) 223-5812 |
| 8 | Jodi Schmidt - COUNTRY Financial Representative | 1142 W Turnpike Ave Ste 2 | (701) 221-0658 |
| 9 | Kramer Agency | 232 W Century Ave | (701) 255-4502 |
| 10 | Mathew Scheetz - Nodak Insurance Agency | 1686 Capitol Way | (701) 226-6195 |
Tom Reim Agency serves the Bismarck, North Dakota metro area in the category of long-term care insurance agent. It provides long-term care insurance solutions alongside life insurance and annuity products for local clients. Because the need for such coverage often increases with age, the agency assists individuals in planning for future care expenses and income protection. Its services include evaluating long-term care policy options and integrating coverage with existing financial plans.
Shane Splonskowski Agency Inc American Family Insurance provides long-term care insurance solutions for individuals and families in Bismarck, ND. Its representatives assist clients in exploring policy options that help cover the costs of extended personal care services. The agency offers ongoing support to review coverage needs and address questions as circumstances change over time. This long-term care insurance agent serves a diverse client base that includes referrals from local advisors. It services properties such as single-family homes, apartments, retail establishments, and restaurants.
Professional Insurance Services assists homeowners, retirees, and families in the Bismarck, ND, area who are planning for future long-term care needs. The firm offers personalized guidance on selecting insurance policies that help cover the costs of extended care services, including nursing homes, assisted living, or home-based care. By explaining coverage options and policy features, the agent helps clients protect assets and maintain choice in care settings. The business serves the Bismarck-Mandan metro area.
Choosing between a one-time consultation and long-term recurring planning help is the first step when working with a long-term care insurance agent. In Bismarck, ND, Bain Agency offers guidance on coverage options designed to protect savings against the high cost of extended care. Policies can address needs for home care, assisted living, or nursing facility stays. These services are provided on either a one-time, scheduled, or as-needed basis depending on each client’s evolving situation.
A & M Insurance Agency specializes in long-term care insurance, helping clients in Bismarck plan for future care needs while protecting assets. It guides individuals through policy options, addressing concerns like nursing home costs or home-based assistance. The agency works with families to tailor coverage priorities. As winter weather increases risks of slips and injuries, it helps older adults prepare policies before a sudden health change requires immediate care.
Steffes Agency serves Bismarck and the surrounding communities of Mandan, Lincoln, and areas throughout Burleigh and Morton Counties. The agency focuses on long-term care insurance, helping individuals plan for future personal care needs that are not covered by standard health insurance or Medicare. Clients seeking protection against the high costs of extended care can work with the firm to explore policy options. To handle a typical job, the agent assesses each client's financial situation and health goals to suggest suitable coverage choices from available insurers.
As North Dakota winters approach, families in Bismarck often worry about funding future care without depleting savings. Gateway Insurance helps residents navigate this concern by offering guidance on long-term care insurance options tailored to individual needs. Acting as a knowledgeable agent, the company explains policy features and costs plainly, assisting clients with comparing plans from multiple carriers. A clear initial-assessment step involves reviewing personal health history and financial goals to recommend suitable coverage.
Jodi Schmidt - COUNTRY Financial Representative provides long-term care insurance services for residential clients in the Bismarck, North Dakota, area. Commercial coverage options are also available for local businesses needing financial protection for their employees or operations. The agency serves clients throughout the Bismarck region and surrounding communities. Following an initial planning session, the representative offers ongoing support to adjust a policy as personal circumstances change, ensuring each client’s needs remain addressed between regular check-ins and annual reviews.
Kramer Agency works with clients in Bismarck, ND to identify long-term care insurance coverage suited to individual needs. The agency specializes in selecting policies that address future care costs and asset protection. Clients receive professional advice during the initial enrollment period and renewal. Kramer Agency can serve commercial sectors such as offices, warehouses, and food service establishments, helping business owners evaluate employee benefit options or personal coverage arrangements.
Mathew Scheetz - Nodak Insurance Agency is known for helping Bismarck residents plan for their future care needs through long-term care insurance policies. The agency provides guidance on navigating complex coverage options and ensuring financial protection against the rising costs of extended care services. Clients receive personalized consultations that assess their specific health and retirement goals. A specialized area of the agency includes facilitating the transition from traditional health plans into comprehensive long-term care solutions.
What Does a a Long-Term Care Insurance Agent in Bismarck Cost?
Typical costs for long-term care insurance in North Dakota vary by age, health, and coverage level. A 55-year-old might pay between $1,500 and $3,000 per year for a comprehensive policy. Premiums can be higher for older applicants or those with health conditions. Costs also depend on benefit amounts and inflation protection options. This is general information, not insurance advice.
About long-term care insurance agents in Bismarck
Long-term care insurance agents in Bismarck, North Dakota help residents plan for future care needs. They can explain policies that comply with North Dakota laws, including the state partnership program which allows policyholders to protect assets. Local agents understand the specific needs of Bismarck seniors and families.
Frequently Asked Questions
What does a long-term care insurance agent in Bismarck do?
An agent helps you compare policies from multiple insurers. They explain coverage options, costs, and how North Dakota partnership policies work. They do not provide legal advice but can guide your insurance choices.
Does North Dakota have special rules for long-term care insurance?
Yes. North Dakota offers a Long-Term Care Partnership Program that lets policyholders keep more assets if they need Medicaid later. Agents must be licensed and follow state regulations for policy disclosures.
How do I choose a long-term care insurance agent in Bismarck?
Look for an agent licensed in North Dakota with experience in long-term care policies. Ask about their familiarity with the partnership program and local care costs. Check their credentials with the North Dakota Insurance Department.
Long-Term Care Insurance Agents in Other North Dakota Cities
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