The top-rated long-term care insurance agent in Papillion, Nebraska is Doug Hailey - State Farm Insurance Agent, rated 5.0 stars across 256 reviews. Other highly rated options include Matt Ricchini - State Farm Insurance Agent, Thad Hamilton - State Farm Insurance Agent, Kirk Goodnight - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Papillion.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Hailey - State Farm Insurance Agent | 607 Pinnacle Dr E | (402) 339-3684 |
| 2 | Matt Ricchini - State Farm Insurance Agent | 4803 Capehart Rd | (402) 292-1900 |
| 3 | Thad Hamilton - State Farm Insurance Agent | 213 S Washington St Ste 1 | (402) 339-6675 |
| 4 | Kirk Goodnight - State Farm Insurance Agent | 11336 S 96th St #120 | (402) 339-7100 |
| 5 | Matt Yost - State Farm Insurance Agent | 609 Olson Dr suite #4 | (402) 339-6679 |
| 6 | Ken Summerfield American Family Insurance | 945 N Adams St STE 8 | (402) 339-0200 |
| 7 | Smith Davis Insurance | 120 W 2nd St | (402) 331-7526 |
| 8 | Insurance Advisors - The Lisa Wilsey Agency | 1230 Royal Dr | (402) 955-9233 |
| 9 | Mary the Medicare Lady | Inside Omaha Trauma Therapy, 955 N Adams St Suite #8 | (402) 672-9449 |
| 10 | Farm Bureau Financial Services: The Joe Rickley Agency | 10791 S 72nd St Ste 101 | (402) 932-0322 |
Doug Hailey - State Farm Insurance Agent serves the Papillion, Nebraska area, assisting clients with long-term care insurance planning. The agency helps families prepare for the costs associated with extended care needs that Medicare typically does not cover. Services focus on evaluating individual policy options to protect assets and maintain financial independence. This includes explaining the benefits of coverage for in-home care and assisted living facilities. It also provides guidance on coordinating long-term care policies with existing health and life insurance plans.
As a long-term care insurance agent, Matt Ricchini of the Papillion, NE-based State Farm agency helps clients plan for future care needs by offering guidance on policy options. Services include evaluating individual situations to identify suitable coverage plans and explaining long-term care insurance benefits and policy terms. The agency also assists with policy updates as needs change. Claims assistance is available to help navigate the benefits process. Matt Ricchini - State Farm Insurance Agent provides these services for individuals, families, and small business owners, covering single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, families, and retirees in Papillion, Nebraska, Thad Hamilton - State Farm Insurance Agent provides long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, and in-home support. Clients work with the agency to assess their future needs and select coverage that protects savings from rising care expenses. The office also assists with policy details, including benefit periods and daily coverage amounts. In addition to Papillion, the agent serves clients in the neighboring communities of Bellevue and the greater Omaha metro area.
Serving the Papillion, Nebraska area and its surrounding communities, this office handles long-term care insurance planning. It addresses the financial risks associated with extended care needs, helping area residents structure protection against potential future costs. The agent begins each job by reviewing the client’s current situation and concerns, then compares available policy options to match individual coverage goals and budget parameters.
In Papillion, NE, long-term care insurance generally offers either one-time policy purchases or recurring premium plans to fund future care services. Coverage often applies to in-home assistance, assisted living, or nursing facility stays. Matt Yost - State Farm Insurance Agent helps local clients evaluate these protection choices based on personal circumstances. The agency’s service for consultations and policy setup typically runs on an ongoing, scheduled basis as client needs evolve.
As Papillion families consider how to cover future care costs without depleting savings, Ken Summerfield American Family Insurance provides guidance on long-term care insurance options that protect assets and independence. This agency helps residents evaluate policies covering home health aides, assisted living, or nursing home stays. They explain how such coverage coordinates with Medicare and personal budgets. An initial assessment reviews current health, financial goals, and family history to identify suitable plan features and benefit periods, followed by a straightforward inspection of coverage needs.
Smith Davis Insurance specializes in helping individuals select appropriate long-term care policies tailored to future needs. Based in Papillion, NE, this agency provides initial consultations and ongoing support for clients exploring coverage options across the region. Their work includes comparing policy benefits and explaining how plans protect assets in later years. As residents plan for retirement, this company assists with navigating concerns such as rising care costs or unexpected health changes that may arise during the upcoming winter months.
Insurance Advisors - The Lisa Wilsey Agency in Papillion, NE, helps individuals and families plan for future care needs through long-term care insurance policies. These specialized policies address assistance with daily living activities. The agency works to protect assets from the rising costs of extended care services. It can serve a variety of commercial settings, including local offices, warehouses, and food service operations, where coverage may help support business continuity and employee financial security.
Serving residents of Papillion and the surrounding region, this agency specializes in long-term care insurance coverage for individuals planning for future health needs. Commercial clients are also assisted with tailored policies to protect business assets and employee benefits across the local service area. The agent helps navigate plan options, ensuring clarity on policy details and potential costs. Follow-up support is provided between regular appointments to adjust coverage as circumstances change, helping maintain appropriate protection over time.
What Does a a Long-Term Care Insurance Agent in Papillion Cost?
Long-term care insurance agent services in Nebraska typically do not charge a separate fee. Agents earn commissions from the insurance company, which are included in your premium. Premiums for a 55-year-old in Nebraska can range from 1,500 to 3,500 per year depending on coverage level and health. Costs vary by age, health status, and policy features. This is general information and not insurance advice.
About long-term care insurance agents in Papillion
Long-term care insurance agents in Papillion Nebraska help residents plan for future care needs. Agents can explain how Nebraska law affects policy options and premium rates. Working with a local agent ensures you understand coverage rules specific to the state.
Frequently Asked Questions
What does a long-term care insurance agent in Papillion do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit triggers, elimination periods, and inflation protection options. Agents also help you understand how Nebraska state regulations apply to your policy.
Are there Nebraska specific rules for long-term care insurance?
Yes Nebraska follows the NAIC model act for long-term care insurance. Policies must offer inflation protection and a 30-day free look period. Agents must be licensed by the Nebraska Department of Insurance.
How do I choose a long-term care insurance agent in Papillion?
Look for an agent who is licensed in Nebraska and has experience with long-term care policies. Ask about their familiarity with local carriers and Nebraska insurance laws. Check their standing with the Nebraska Department of Insurance.