The top-rated long-term care insurance agent in Grand Island, Nebraska is Magiera & Associates, LLC American Family Insurance, rated 4.9 stars across 127 reviews. Other highly rated options include Farmers Insurance - Mark Porter, Edgewater Insurance + Real Estate, Retirement Insurance Specialists. This directory lists 20 long-term care insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 2 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 3 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 4 | Retirement Insurance Specialists | 724 W 3rd St | (308) 380-8769 |
| 5 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 6 | Highstreet Insurance | 3234 W Schimmer Dr | (308) 384-0388 |
| 7 | Ryder Rosacker McCue & Huston Insurance | 509 W Koenig St | (308) 382-2330 |
| 8 | Goosehead Insurance - Rosie Lucero | 2121 N Webb Rd Suite 310 | (308) 337-4566 |
| 9 | Jones Group | 622 W 2nd St | (308) 382-8400 |
| 10 | Grand lsland Insurance Inc | 622 W 2nd St | (308) 594-0662 |
Magiera & Associates, LLC American Family Insurance serves the Grand Island, Nebraska, metro area and surrounding Platte County as a provider of long-term care insurance coverage. This agency assists individuals and families in planning for future care needs through insurance policies that help cover costs associated with assisted living, nursing homes, or home health care. Their work focuses on helping clients evaluate options for protecting assets and managing expenses related to extended illness or disability. The company handles policy selection and plan consultations for long-term care insurance.
Farmers Insurance - Mark Porter in Grand Island, NE, provides long-term care insurance planning and policy management for individuals preparing for future healthcare needs. The agency helps clients explore coverage options for nursing home care or in-home support. Tailored service plans include reviewing existing policies to adjust benefits as circumstances change and assisting with claims filing to ensure smooth reimbursement processes. This agency serves individuals living in single-family homes, apartments, or condominiums across the Grand Island area.
Serving Grand Island and the surrounding communities of central Nebraska, Edgewater Insurance + Real Estate handles long-term care insurance policies for local residents preparing for future health needs. The agency works with individuals and families to assess coverage options that address assisted living and in-home care expenses. It assists clients in understanding policy terms and comparing plans from different carriers. For a typical job, the agent reviews the client's financial situation and health history to match appropriate coverage details.
Retirement Insurance Specialists in Grand Island, NE helps clients compare traditional one-time policy purchases against recurring-premium plans that adapt to changing health needs. Coverage typically addresses nursing facility, assisted living, and home-based care expenses, protecting assets from long-term care costs. The agent advises on plan structure, benefit triggers, and inflation protection. This is not a recurring subscription service, but rather a one-time consultation or scheduled review, operating strictly on an as-needed basis for policy updates or claims assistance.
Shelter Insurance - Paul Hoos serves families and individuals in Grand Island, Nebraska, who are planning for future healthcare needs. As a long-term care insurance agent, the company helps clients navigate options that cover necessary daily assistance, such as nursing home care or in-home support. These policies are designed to protect assets and provide financial security during retirement years. The agent guides customers through policy details and suitability, ensuring a clear understanding of coverage. Paul Hoos also covers the surrounding communities, including Hastings, offering the same attentive service to residents there.
Highstreet Insurance specializes in helping families plan for long-term care needs, offering guidance on policies that cover nursing home stays, assisted living, and in-home support services. Located in Grand Island, NE, the agency works with clients to evaluate coverage options that protect savings from rising care costs. For those facing the transition of a spouse or parent needing daily assistance, Highstreet Insurance provides timely assistance in navigating insurance paperwork and benefit eligibility.
As winter approaches in Grand Island, many families begin to plan for the changing needs of aging relatives. Ryder Rosacker McCue & Huston Insurance helps local clients navigate long-term care insurance options that can protect savings from the high costs of extended care. Their agents explain how policies typically cover home health aides, assisted living, or nursing facility stays. The first step in this process is a complimentary initial assessment to review a client's personal health history and financial goals before presenting suitable policy choices.
Goosehead Insurance - Rosie Lucero in Grand Island, NE, assists individuals and families with preparing for future extended care needs. Through its long-term care insurance agency, the company helps clients explore policies that cover services like home health aides, assisted living, or nursing facility stays. These plans can protect personal savings from the high costs of ongoing assistance. The agency serves local offices, warehouses, and food service businesses, offering coverage solutions for their employees and operations.
Jones Group serves residents in Grand Island, Nebraska, as a long-term care insurance agent. Specializing in individual and family coverage, the company helps clients plan for potential care needs that nursing homes, assisted living, or home health services may require. The firm serves residential clients throughout Grand Island and the surrounding area. Commercial coverage is available for small businesses seeking to offer long-term care benefits to employees or partners. Jones Group provides thorough annual policy reviews and coverage adjustments during regular follow-up visits to ensure each plan remains appropriate for changing circumstances.
Grand Island Insurance Inc in Grand Island, NE, is known for guiding clients through long-term care insurance options to help protect assets and future care needs. Its service range extends to assessing individual risk factors and policy types, ensuring coverage aligns with a client’s specific financial and health situation. This agent assists with comparing plan benefits and coordinating claim support for local families. As a specialty service, it can add evaluations for hybrid life insurance policies that combine long-term care coverage.
What Does a a Long-Term Care Insurance Agent in Grand Island Cost?
Long-term care insurance premiums in Nebraska vary based on age, health, and coverage level. For a 55-year-old in good health, a policy with a $150 daily benefit and 3-year benefit period may cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Grand Island
A long-term care insurance agent in Grand Island, Nebraska can help you understand policy options and coverage requirements. Nebraska offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents licensed in Nebraska must follow state regulations regarding policy disclosures and suitability standards.
Frequently Asked Questions
What does a long-term care insurance agent in Grand Island do?
A long-term care insurance agent helps you compare policies from different carriers and explains coverage features. They assess your needs and financial situation to recommend suitable plans. Agents must follow Nebraska suitability laws to ensure policies fit your circumstances.
Does Nebraska have a Long-Term Care Partnership Program?
Yes, Nebraska has a Long-Term Care Partnership Program. This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. Your agent can explain how partnership policies work in Nebraska.
What is the free look period for long-term care insurance in Nebraska?
Nebraska law provides a 30-day free look period for long-term care insurance policies. During this time you can cancel the policy for a full refund. This applies to both new policies and replacement policies.