The top-rated long-term care insurance agent in Plymouth, Minnesota is Kyle Vitense - State Farm Insurance Agent, rated 4.9 stars across 330 reviews. Other highly rated options include Shane Mason - State Farm Insurance Agent, Prokop Insurance Agency, Kaplan Ins. Agency Inc.. This directory lists 16 long-term care insurance agents serving Plymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Vitense - State Farm Insurance Agent | 10405 6th Ave N UNIT 120 | (763) 231-3058 |
| 2 | Shane Mason - State Farm Insurance Agent | 1915 Xenium Ln N | (763) 561-2970 |
| 3 | Prokop Insurance Agency | 9900 13th Ave N # 200 | (612) 333-7767 |
| 4 | Kaplan Ins. Agency Inc. | 3555 Plymouth Blvd STE 118 | (763) 746-5000 |
| 5 | Tarbox Insurance Agency | 9800 Shelard Pkwy UNIT 330 | (612) 237-7700 |
| 6 | Lake Country Insurance Services | 18205 45th Ave N STE B | (612) 285-3113 |
| 7 | McKee & Andrews Insurance Agency | 15600 35th Ave N Ste 202 Suite 202 | (763) 231-3340 |
| 8 | Tyler Downs Agency Inc American Family Insurance | 1115 Vicksburg Ln N Ste 20 | (763) 354-7000 |
| 9 | GoldenCare | 10700 Old County Rd 15 Ste. 450 | (888) 825-0231 |
| 10 | Derek Clement Agency Inc American Family Insurance | 3515 Plymouth Blvd STE 106 | (763) 536-9400 |
Kyle Vitense - State Farm Insurance Agent serves the Plymouth, MN, area and surrounding communities as a local long-term care insurance agent. This agency helps individuals prepare for future care needs by offering policies that cover assisted living and in-home support expenses. The agent can explain how these plans protect personal savings from the high costs of extended care. Kyle Vitense - State Farm Insurance Agent specifically handles consultations on traditional long-term care coverage and shared care policies for couples.
Shane Mason - State Farm Insurance Agent in Plymouth, MN, provides long-term care insurance services, helping clients plan for future personal and medical care needs. The agency works with individuals and families to explain policy options and coverage levels, and assists with plan management and claims support. These services address the financial challenges of nursing home stays, assisted living, or in-home care. The company serves single-family homes, apartments, retail businesses, and restaurants in the local area.
Prokop Insurance Agency serves individuals and families in Plymouth looking to safeguard their assets against the high costs of extended care. The agency provides guidance on long-term care insurance policies, helping clients understand coverage options for nursing home, assisted living, and home-based care. Careful policy comparisons are offered to match various budgets and health situations. The company also assists residents in neighboring Wayzata and the western suburbs of the Twin Cities metro area.
Serving families across Plymouth and the surrounding Twin Cities metro communities, Kaplan Ins. Agency Inc. handles long-term care insurance solutions that help preserve assets against future care needs. It focuses on policies designed to address the high costs of nursing homes, assisted living, and in-home care. For each client, the agency typically gathers personal health and financial details, then compares multiple carriers to recommend a suitable plan that aligns with individual budgets and goals.
Tarbox Insurance Agency, located in Plymouth, MN, offers both one-time consultations to assess needs and recurring service options for ongoing policy management in long-term care insurance. Coverage planning focuses on helping individuals understand policies that address the financial risks of extended care, including home care and facility services. The service runs on an as-needed basis, allowing clients to schedule appointments when they require guidance or policy adjustments.
Lake Country Insurance Services provides specialized guidance on long-term care planning, helping clients review and select policies that address future care needs. Based in Plymouth, this agency works with individuals across the local area to explain coverage options, costs, and the application process in clear terms. The team assists with comparing policy features from different insurers to find suitable protection. As residents face the rising costs of assisted living or in-home support, this service helps secure coverage before health changes make it difficult to qualify.
As Minnesota winters raise concerns about future care needs, long-term care insurance agents in Plymouth provide for local residents. McKee & Andrews Insurance Agency helps clients explore coverage options suited to their personal plans and family situations. Agents guide individuals through policy features, benefit periods, and inflation protection to address potential Costs of assisted living or home care. They work to clarify complex insurance terms while comparing available plans from multiple carriers. An initial consultation typically begins with a review of financial goals and a straightforward assessment of eligibility requirements.
Serving residents of Plymouth, Minnesota, Tyler Downs Agency Inc American Family Insurance provides long-term care insurance agent services for local families. The agency also handles commercial coverage needs for area businesses. Serving the greater Plymouth community, the team guides clients through policy options to help protect assets and plan for future care costs. Ongoing support ensures policyholders receive clear explanations of their benefits. Follow-up assistance is available between regular visits to review changing coverage requirements.
GoldenCare works with individuals to arrange financial protection against the high costs of extended care, specializing in long-term care insurance policies from multiple carriers. The agency serves clients in Plymouth, Minnesota, though it can consult with people throughout the metro area. Its expertise covers the selection of appropriate coverage terms and premium options for different life stages. This agent’s support extends to commercial sectors such as offices, warehouses, and food service operations looking to offer benefit packages.
Derek Clement Agency Inc American Family Insurance, based in Plymouth, MN, is known for helping clients plan for future care needs. The agency offers a range of long-term care insurance policies designed to cover extended home health, assisted living, and nursing facility expenses. They work with individuals and families to select coverage that fits their budget and health circumstances. As an add-on service, the agency can also assist with tailoring a policy to include inflation protection for long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Plymouth Cost?
Long-term care insurance agent services in Minnesota typically do not charge a separate fee. Agents earn commissions from insurance carriers, which are built into the policy premium. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in Plymouth, a policy with a $150 daily benefit and 3-year term may cost $1,500 to $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Plymouth
Long-term care insurance agents in Plymouth, Minnesota help residents plan for future care costs. These agents guide you through policy options that comply with Minnesota regulations, including the Minnesota Partnership for Long-Term Care. Working with a local agent ensures you understand state-specific rules, such as the 60-day free look period for new policies.
Frequently Asked Questions
What does a long-term care insurance agent in Plymouth do?
A long-term care insurance agent helps you compare policies from multiple carriers. They explain coverage details, benefit triggers, and inflation protection options. In Minnesota, agents must be licensed by the Minnesota Department of Commerce.
How does the Minnesota Partnership for Long-Term Care affect my policy?
The Minnesota Partnership is a state program that lets you protect assets if you buy a qualifying policy. If you use all your policy benefits, you can apply for Medical Assistance (Medicaid) and keep assets equal to the benefits paid. Your agent can explain if a Partnership policy is right for you.
Are there time limits for buying long-term care insurance in Minnesota?
There is no state deadline to buy a policy, but rates increase with age. Minnesota law requires a 30-day free look period for replacement policies. You also have a 60-day free look period for new policies to cancel for a full refund.
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