The top-rated long-term care insurance agent in Bloomington, Minnesota is Walser Insurance Group, rated 4.9 stars across 264 reviews. Other highly rated options include Alexander & Haberman Agency, LLC - Bloomington, James M King Insurance, Mutual of Omaha - Norma Anderson. This directory lists 14 long-term care insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Walser Insurance Group | 4401 American Blvd W Suite 300 | (612) 234-6070 |
| 2 | Alexander & Haberman Agency, LLC - Bloomington | 9301 Bryant Ave S #105 | (952) 444-9720 |
| 3 | James M King Insurance | 5270 W 84th St Suite 305 | (952) 881-2685 |
| 4 | Mutual of Omaha - Norma Anderson | 1700 W 82nd St | (763) 438-4903 |
| 5 | Bankers Life | 3800 American Blvd W Ste 700 | (952) 835-2611 |
| 6 | Aklog Asfaw Agency | 900 American Blvd E #206 | (952) 854-4762 |
| 7 | Caleb Peterson - Mutual of Omaha Advisor | 1700 W 82nd St Ste 160 | (651) 380-5776 |
| 8 | Ted Kaminski - Mutual of Omaha | 1700 W 82nd St Ste 160 | (612) 599-8242 |
| 9 | Mutual of Omaha® Advisors - Bloomington | 1700 W 82nd St Ste 160 | (952) 888-2772 |
| 10 | Frontier Insurance Brokers | 3800 American Blvd W Suite 1500 | (952) 921-5858 |
Walser Insurance Group serves individuals and families in Bloomington and throughout Hennepin County as a long-term care insurance agent. The company helps clients plan for future care needs by explaining policy options and comparing coverage benefits. It also assists with the application process and provides guidance on inflation protection features. Walser Insurance Group handles both traditional long-term care policies and hybrid life insurance policies that include long-term care riders.
Alexander & Haberman Agency, LLC - Bloomington provides guidance on long-term care insurance solutions, including policy selection and enrollment assistance. The agency supports its clients by helping them navigate the plan benefits and coverage options available in the Bloomington area. Follow-up consultations are offered to review potential changes in needs or policy adjustments. This local long-term care insurance agent services single-family homes, apartments, retail, and restaurants.
Serving Minnesota homeowners, business owners, and retirees planning for future medical costs, James M King Insurance focuses solely on long-term care insurance. This boutique agency helps clients select policies that protect savings from the high expenses of extended care, such as in-home assistance or nursing facilities. The agent provides guidance through the complicated process of choosing appropriate benefit periods and inflation protection options. Proudly located in Bloomington, the firm also serves clients throughout the neighboring communities of Edina and south Minneapolis.
Serving Bloomington, Minnesota, and the surrounding communities, Mutual of Omaha - Norma Anderson handles long-term care insurance to help clients prepare for future care needs. This agency works with individuals to assess coverage options that address assisted living, nursing home stays, and home care expenses. The approach typically involves reviewing a client’s financial situation and health history, then presenting suitable policy choices from available plans. The general approach used to handle a typical job includes personalized consultation and ongoing support throughout the application and claims process.
Bankers Life provides long-term care insurance products designed to help clients in the Bloomington area plan for future health needs. The agency specializes in policies that can cover in-home care, assisted living, and nursing facility expenses, allowing individuals to protect their assets while maintaining financial stability. These insurance plans often include flexible benefit options and inflation protection features. Bankers Life can serve a wide range of commercial clients, including local office staff, warehouse employees, and food service workers.
Serving Bloomington, Minnesota, this agency helps families differentiate between paying for long-term care through a single premium or recurring payments, then guides the selection of a policy covering in-home help, assisted living, or skilled nursing. These policies protect personal savings from soaring care expenses and remove caregiving burdens from loved ones. Understanding that coverage needs change, the agency offers its services on an as-needed basis, ensuring timely advice as clients face new care decisions or policy adjustments.
As winter weather in Bloomington increases the need for reliable care planning, Caleb Peterson - Mutual of Omaha Advisor assists families in creating coverage strategies that help protect savings from potential long-term care costs. Their focus is on explaining how individual policies can fit with existing financial resources. An initial assessment begins with reviewing current health status and income requirements, followed by a discussion of policy options. This process helps clients understand available choices before committing to any coverage plan. A full evaluation of daily living needs is the standard first step.
Ted Kaminski with Mutual of Omaha guides clients in Bloomington and nearby communities through the process of selecting long-term care insurance. This agent helps individuals evaluate policy options designed to cover care not typically paid by health or Medicare plans. The agency also offers advice on specialized policy riders, such as inflation protection and shared-care benefits. It serves local office workers, maintenance personnel in warehouses, and employees in food service settings.
Mutual of Omaha® Advisors - Bloomington specializes in helping individuals plan for long-term care insurance needs, offering policies designed to cover the costs of assisted living, home care, and nursing home services. It serves clients throughout the Bloomington, Minnesota area by assessing personal risk factors and budget to find suitable coverage options. This local agency also addresses the growing concern over rising healthcare expenses and the financial strain that can arise from unexpected extended care needs later in life.
Frontier Insurance Brokers serves residents in Bloomington, Minnesota, by providing long-term care insurance coverage tailored to individual needs. The agency also assists local businesses with commercial policies designed to protect their operations. Their service area includes Bloomington and the surrounding communities within the region. Long-term care agents help clients plan for future health needs, advising on policy options that address extended care costs. Clients often return for periodic policy reviews or updates between regular visits.
What Does a a Long-Term Care Insurance Agent in Bloomington Cost?
Long-term care insurance premiums in Minnesota vary widely based on age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs increase with added benefits like inflation riders or shorter elimination periods. This is general information, not insurance advice.
About long-term care insurance agents in Bloomington
Long-term care insurance agents in Bloomington, Minnesota help residents plan for future care costs. These agents can explain the Minnesota Partnership for Long-Term Care, a state program that offers special asset protection. Working with a local agent ensures you understand state-specific rules and policy options available in Hennepin County.
Frequently Asked Questions
What does a long-term care insurance agent in Bloomington do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage options, benefit amounts, and inflation protection. They also guide you through the application process and medical underwriting.
How does the Minnesota Partnership for Long-Term Care affect my policy?
The Minnesota Partnership is a state program that lets you keep more assets while qualifying for Medical Assistance. If you buy a Partnership-approved policy, you get dollar-for-dollar asset protection. Your agent can show you which policies qualify.
Are there age limits for buying long-term care insurance in Minnesota?
Most insurers in Minnesota offer policies to people ages 18 to 84. Premiums are lower when you buy at a younger age. Some insurers may decline coverage or charge higher rates for applicants over age 70.
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