The top-rated long-term care insurance agent in Harvey, Louisiana is Lisa Campbell - State Farm Insurance Agent, rated 4.9 stars across 901 reviews. Other highly rated options include Liberty Pro Insurance Services, Direct Auto Insurance, Freeway Insurance. This directory lists 13 long-term care insurance agents serving Harvey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Campbell - State Farm Insurance Agent | 1402 Manhattan Blvd A | (504) 366-3900 |
| 2 | Liberty Pro Insurance Services | 1525 Lapalco Blvd Ste 5 | (504) 417-7200 |
| 3 | Direct Auto Insurance | 2401 Manhattan Blvd Suite B | (504) 363-0123 |
| 4 | Freeway Insurance | 1801 Manhattan Blvd Ste K | (504) 230-0888 |
| 5 | La Twins Insurance Agency, LLC | 1950 Manhattan Blvd # 109 | (504) 636-6366 |
| 6 | GoAuto Insurance | 1801 Manhattan Blvd Suite S | (504) 254-3000 |
| 7 | Joshua Waguespack - State Farm Insurance Agent | 3635 Lapalco Blvd Ste 500 | (504) 371-8100 |
| 8 | The Insurance Center Of New Orleans | 2245 Manhattan Blvd #102 | (504) 367-8555 |
| 9 | Pham & Associates Insurance | 2104 Manhattan Blvd STE D | (504) 368-5747 |
| 10 | Western & Southern Life | 2040 Paxton St | (504) 347-0256 |
Lisa Campbell - State Farm Insurance Agent serves the Harvey, Louisiana area and the greater Jefferson Parish region, providing long-term care insurance solutions. This agency helps clients plan for future needs by offering policies designed to cover extended care services. A local agent can explain how such coverage protects personal savings from the high costs of assisted living or in-home assistance. Common offerings include policies that cover nursing home stays and home health care support.
Liberty Pro Insurance Services, located in Harvey, LA, provides a range of long-term care insurance options designed to help clients cover future needs for extended personal or medical care. The agency assists with policy selection, enrollment, and annual plan reviews to ensure coverage remains aligned with changing health circumstances and financial goals. Ongoing support includes claims guidance and benefits clarification for policyholders and their families. Its services cater to individuals residing in single-family homes, apartments, and other residential properties across the local area.
Direct Auto Insurance serves homeowners, retirees, and individuals in Harvey, Louisiana, who are planning for future healthcare needs. As a Long-Term Care Insurance Agent, it helps clients secure policies that cover extended nursing or in-home support, protecting savings from rising care costs. The agency guides customers through various plan options and enrollment processes suited to their financial situation. Its services also extend to residents in the nearby Gretna area and other parts of the greater New Orleans metro region.
Freeway Insurance serves Harvey and surrounding communities in the greater New Orleans area, handling long-term care insurance coverage for local individuals. This type of insurance helps clients pay for extended custodial care in facilities or at home, which is not covered by standard health plans. The agent provides clear comparisons of policy options so clients can understand waiting periods and daily benefit amounts. To handle a typical job, it reviews each client’s financial situation and risk tolerance before recommending a suitable plan.
La Twins Insurance Agency, LLC serves Harvey and the surrounding communities in the greater New Orleans area. The agency handles long-term care insurance, which helps individuals cover costs associated with extended nursing or home health services. Agents typically assess each client’s financial situation and health needs to identify appropriate coverage options. This process involves comparing policy benefits and premiums from different carriers. Their general approach is to explain plan details clearly to ensure clients understand their future care choices.
Homeowners and small business owners in Harvey, Louisiana, seeking financial protection against the high costs of extended care turn to GoAuto Insurance for long-term care insurance guidance. The agency helps local clients evaluate policy options that can cover nursing home stays, assisted living, and home health care services. Their experienced team explains policy benefits, premium structures, and elimination periods to ensure informed decisions. GoAuto Insurance also assists residents in neighboring Gretna and throughout the greater New Orleans metro area with their long-term care planning needs.
In such policies, insureds may pay either a one-time lump sum premium for lifetime coverage or recurring monthly premiums over a set term. Long-term care coverage helps pay for assistance with daily activities like bathing and dressing when a person can no longer care for themselves independently or due to chronic illness. Agent Joshua Waguespack, operating from a Harvey, LA office, works in this field and provides a careful evaluation of each client’s individual needs. His service runs on a scheduled basis by appointment.
The Insurance Center Of New Orleans specializes in guiding clients through the complexities of long-term care insurance. Based in Harvey, LA, this agency helps individuals assess their future needs for home care, assisted living, or nursing home support. The firm works with families to develop personalized coverage plans that protect assets and reduce the burden on loved ones. During the annual Medicare open enrollment season, it frequently assists seniors in reviewing how their long-term care policies interact with new health plan options.
As Gulf Coast residents face the financial uncertainties of aging, including the rising cost of extended care, many seek professional guidance. Pham & Associates Insurance in Harvey, LA, serves local clients by explaining how long-term care coverage can protect retirement assets. The agency helps customers compare policy options tailored to their specific health and financial situations. Services typically begin with a thorough review of an individual’s current insurance portfolio and personal care needs, followed by an initial assessment of potential future risks.
Western & Southern Life assists residents in the Harvey, Louisiana, area with financial planning for future healthcare needs. As a long-term care insurance agent, it specializes in policies designed to help cover extended medical or personal care services. This local agency works with individuals to select coverage that may protect assets and provide support during aging or illness. Its services typically reach across various commercial sectors, including local offices, warehouses, and food service businesses.
What Does a a Long-Term Care Insurance Agent in Harvey Cost?
Long-term care insurance premiums in Louisiana vary based on age, health, and coverage amount. For a 55-year-old in good health, a policy with a 3-year benefit period and 5% inflation protection might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
About long-term care insurance agents in Harvey
Long-term care insurance agents in Harvey, Louisiana, help you plan for future care costs while protecting your assets. Louisiana offers a Long-Term Care Partnership Program that allows policyholders to keep more assets under Medicaid if they exhaust their benefits. Local agents understand how these state-specific rules affect your policy choices.
Frequently Asked Questions
What does a long-term care insurance agent in Harvey do?
A long-term care insurance agent in Harvey helps you compare policies from multiple carriers. They explain coverage options like home care, assisted living, and nursing home benefits. They also guide you on Louisiana-specific rules such as the Partnership Program and inflation protection requirements.
Are there Louisiana laws that affect long-term care insurance policies?
Yes, Louisiana requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Louisiana Department of Insurance.
How do I choose a long-term care insurance agent in Harvey?
Look for an agent who is licensed in Louisiana and has experience with long-term care products. Ask about their knowledge of the Louisiana Partnership Program and how they compare policies from different companies. Check their reviews and confirm they are in good standing with the state insurance department.
Long-Term Care Insurance Agents in Other Louisiana Cities
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