The top-rated long-term care insurance agent in Metairie, Louisiana is Globe Life American Income Division: Surace Smith & Partners Organization, rated 5.0 stars across 3,806 reviews. Other highly rated options include Granen Insurance, Michael Dunbar Insurance, ABC Insurance Agencies. This directory lists 26 long-term care insurance agents serving Metairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Surace Smith & Partners Organization | 3525 N Causeway Blvd STE 835 | (504) 766-9826 |
| 2 | Granen Insurance | 3005 Harvard Ave # 101 | (504) 541-5777 |
| 3 | Michael Dunbar Insurance | 3445 N Causeway Blvd #313 | (985) 607-4949 |
| 4 | ABC Insurance Agencies | 3943 Veterans Memorial Blvd | (504) 885-0123 |
| 5 | Expert Insurance Services | 649 Papworth Ave Suite 200C | (504) 835-1602 |
| 6 | Dan Burghardt Insurance Agency | 3008 David Dr | (504) 455-7283 |
| 7 | Premiere Metro Group | 3106 Cleary Ave | (504) 780-9980 |
| 8 | Daniel Rahman Agency | 6660 Riverside Dr STE 100 | (504) 356-0003 |
| 9 | POM Insurance | 4430 S I-10 Service Rd W Suite 201 | (504) 264-1865 |
| 10 | Bryan Schexnayder - State Farm Insurance Agent | 1109 N Causeway Blvd | (504) 835-2944 |
Globe Life American Income Division: Surace Smith & Partners Organization serves the Metairie, Louisiana, area as a local long-term care insurance agent. The firm helps clients navigate policies designed to cover assisted living and nursing home costs. It also assists with planning for in-home care expenses and personal care needs that standard health insurance typically does not cover. The agency handles consultations about policy options for individuals and couples, addressing both immediate coverage and future care scenarios.
As families in Metairie consider how to manage rising healthcare costs during retirement planning season, many turn to Granen Insurance for guidance on long-term care coverage. This agency helps local residents compare options for protecting assets while planning for potential future care needs. Their work includes explaining policy features such as benefit periods and inflation protection. The process typically begins with a personalized assessment of the client’s financial situation and potential care risks.
Michael Dunbar Insurance helps individuals and families plan for the costs of extended care, focusing specifically on long-term care insurance policies to protect assets and maintain independence. The agency operates from its location in Metairie, Louisiana, advising clients on coverage that supports future health needs. Serving both personal accounts and commercial sectors, the company can guide clients from office environments, warehouses, and food service operations toward appropriate protection.
ABC Insurance Agencies serves residents in and around Metairie, Louisiana, offering long-term care insurance solutions designed to address future care needs. The agency also provides commercial coverage options for local businesses seeking employee or partner benefits within the long-term care framework. Service area includes Metairie and the broader Louisiana region. They focus on helping clients understand coverage details and policy adjustments. Follow-up service is provided to review coverage in line with changing health circumstances or care plans between regular annual or semiannual check-ins.
Serving Metairie residents who are planning for potential future healthcare needs, Expert Insurance Services provides long-term care insurance options. The agency helps clients evaluate policies designed to cover services like assisted living, home health aides, or nursing home care. It focuses on creating individualized plans that address personal health histories and financial goals. Adults nearing retirement age typically seek these long-term coverage solutions to protect their savings and maintain independence. The agency additionally serves clients in adjacent communities throughout the Jefferson Parish area, including Kenner.
Dan Burghardt Insurance Agency in Metairie, LA specializes in helping clients evaluate and select appropriate long-term care insurance policies to cover future personal and custodial care needs. It also provides general guidance on navigating policy options, comparing coverage levels, and understanding premium structures for Louisiana residents. The agency assists families facing the transition of an aging relative from independent living into an assisted living facility or nursing home placement.
Premiere Metro Group, based in Metairie, LA, is known for helping clients plan for future care needs through long-term care insurance policies. The company offers guidance on selecting coverage that addresses expenses from nursing homes, assisted living, and home health services in the local region. Its agents work to explain policy options and benefit structures to individuals approaching retirement age. A specialty service it can add on is consulting on hybrid policies that combine life insurance with long-term care benefits.
The Daniel Rahman Agency, based in Metairie, Louisiana, specializes in long-term care insurance planning for local residents. It assists clients in evaluating coverage that helps protect assets and manage the costs of extended care services across the region. Its service range includes policy comparisons and personalized consultations for individuals and families. Additional support may be provided for coordinating plan benefits with existing health coverage and retirement strategies. The agency can further advise on hybrid life insurance policies that combine long-term care benefits with a death benefit.
When selecting a long-term care insurance agent, a key distinction is between purchasing a one-time policy for immediate coverage and setting up a recurring service plan to adapt coverage over time. POM Insurance, located in Metairie, Louisiana, helps clients understand these long-term care options. The agent navigates local regulations to tailor policies that address future care needs. Service from POM Insurance is generally scheduled or as-needed, allowing clients to reassess benefits periodically.
Serving Metairie and the surrounding communities of Jefferson Parish, Bryan Schexnayder - State Farm Insurance Agent handles long-term care insurance solutions for local residents. This agency assists clients in planning for future care needs that may arise due to aging, illness, or injury. Policies available through this office can help cover expenses such as nursing home stays or in-home support services. The agency typically reviews each client's personal situation and financial goals to recommend suitable coverage options that align with their long-term plans.
What Does a a Long-Term Care Insurance Agent in Metairie Cost?
Long-term care insurance costs in Louisiana vary widely. A typical policy for a 55 year old may cost between 1,500 and 3,000 dollars per year for a 165,000 dollar benefit pool with 3 percent compound inflation. Older applicants or those with health conditions may pay significantly more. Premiums are also affected by the elimination period and benefit duration you choose. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
About long-term care insurance agents in Metairie
Long-term care insurance agents in Metairie help residents plan for future care costs not covered by standard health insurance or Medicare. Louisiana offers a Long-Term Care Partnership Program that provides dollar-for-dollar asset protection for policyholders. Agents can guide you through policy options that meet Louisiana state requirements and fit your budget.
Frequently Asked Questions
What is the Louisiana Long-Term Care Partnership Program?
This program allows policyholders to protect assets equal to the benefits paid by their policy. If you use 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. It is available for qualified policies purchased through a licensed agent.
How do I choose a long-term care insurance agent in Metairie?
Look for an agent licensed in Louisiana with experience in long-term care products. Ask about their familiarity with the Louisiana Partnership Program and whether they represent multiple insurance carriers. A good agent will explain policy features like inflation protection and elimination periods.
What factors affect long-term care insurance costs in Louisiana?
Costs depend on your age, health, chosen benefit amount, and policy features. Louisiana law requires insurers to offer inflation protection options. Premiums are typically lower if you apply in your 50s rather than your 70s. Each case is unique so compare quotes from several carriers.
Long-Term Care Insurance Agents in Other Louisiana Cities
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