The top-rated long-term care insurance agent in Paducah, Kentucky is Shelter Insurance - Brian Meadows, rated 5.0 stars across 122 reviews. Other highly rated options include Hibbs Insurance Agency, Inc., Bradshaw & Weil, Inc., Shelter Insurance - Tessa Brown. This directory lists 20 long-term care insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 2 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 3 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 4 | Shelter Insurance - Tessa Brown | 3210 Lone Oak Rd | (270) 554-3731 |
| 5 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 6 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 7 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
| 8 | Lightwell Insurance Advisors of Kentucky LLC | 314 Broadway St #200 | (855) 853-4765 |
| 9 | Kentucky Farm Bureau Insurance | 5470 US-60 | (270) 444-8400 |
| 10 | Insurance Today, Inc, | 401a S 8th St | (270) 444-2037 |
Shelter Insurance - Brian Meadows serves the Paducah, Kentucky area as a long-term care insurance agent. This agency assists residents in planning for future health and personal care needs that may arise from chronic illness, disability, or aging. It offers policies designed to help cover the costs of nursing home stays, assisted living facilities, and in-home support services. Clients can receive guidance on selecting coverage for skilled nursing care or home health aide expenses.
Hibbs Insurance Agency, Inc. provides long-term care insurance solutions for clients in the Paducah, KY area. The agency assists individuals in planning for future care needs, including coverage for home care, assisted living, and nursing facility expenses. It offers policies tailored to help protect personal assets against the high costs of extended care. Following the sale of a policy, the agency provides ongoing service support, such as annual policy reviews and claims assistance, to ensure coverage remains appropriate. It services single-family homes, apartments, retail, and restaurants.
Bradshaw & Weil, Inc. serves local homeowners and individuals seeking financial protection against the substantial costs of extended care services. They provide guidance on insurance plans that cover expenses for nursing homes, assisted living, or in-home personal care. Policyholders in the Paducah area work with the company to evaluate coverage options suited to their needs and long-term savings. The agency also extends its services to clients living in the nearby community of Mayfield.
Shelter Insurance - Tessa Brown serves Paducah and the surrounding communities in western Kentucky, handling long-term care insurance policies for individuals planning for future health needs. The agency assists local residents in understanding coverage options for assisted living, nursing home care, and home-based support. To handle a typical job, the agent takes time to explain policy features clearly and help clients determine what level of daily care benefits might fit their personal situation.
Paducah Insurance Agency LLC assists clients in Paducah, KY, with planning for long-term care needs by distinguishing between a one-time comprehensive policy evaluation and recurring service options for ongoing policy adjustments. As a long-term care insurance agent, the agency provides coverage that helps protect assets while addressing future care requirements such as home health aides or skilled nursing. Consultation support addresses coverage modifications. Service runs on a one-time or as-needed basis.
Insurance of Paducah specializes in guiding clients through long-term care insurance options suited to their specific future needs. As a dedicated agent in Paducah, Kentucky, this company works with individuals and families to evaluate coverage that can help address potential care costs. It provides personalized consultations to explain policy features and help plan for future care scenarios. As aging relatives may require assistance during winter months, the agent can help update policies to cover potential in-home or facility-based care needs.
Greenwell Insurance offers long-term care insurance services to residents in Paducah, Kentucky and the surrounding area. The agency works with individuals and families to help them prepare for potential future care expenses, providing guidance on policy options that address local coverage needs. As part of their ongoing service commitment, they assist clients with policy reviews and updates during regular visits, ensuring that coverage remains aligned with changing health needs and financial circumstances.
Kentucky Farm Bureau Insurance provides coverage guidance and policy management for individuals planning for future care needs. As a Long-Term Care Insurance Agent in Paducah, Kentucky, it helps clients evaluate options for protecting assets and managing potential health-related costs. This includes offering policies that can cover extended care services not covered by standard health insurance. The agency can assist clients who operate commercial sectors such as offices, warehouses, and food service establishments in planning for long-term care needs.
As local families in Paducah prepare for the seasons ahead, the financial uncertainties of extended medical care often come into sharper focus. Insurance Today, Inc. addresses this concern by specializing exclusively in long-term care insurance, providing clear options for protecting assets against future care costs. The agency helps clients understand policy terms and navigate coverage that can assist with daily living activities. An initial conversation at their Paducah office typically begins with a careful review of a client’s personal health situation and future care preferences.
What Does a a Long-Term Care Insurance Agent in Paducah Cost?
The cost of long-term care insurance in Kentucky varies by age, health, and coverage level. A typical policy for a 55-year-old in Paducah might range from 150 to 300 dollars per month for a 3-year benefit period with 5 percent inflation protection. Premiums are lower for younger buyers and higher for those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Paducah
Long-term care insurance agents in Paducah help residents plan for future care costs not covered by Medicare or standard health plans. Kentucky offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid out. Local agents can explain how these state-specific policies work with Kentucky Medicaid rules.
Frequently Asked Questions
What is the Kentucky Partnership for Long-Term Care program?
This is a state program that lets you keep assets equal to the amount your policy pays in benefits. It helps you qualify for Kentucky Medicaid without spending down all your savings. Agents in Paducah can tell you if your policy qualifies for this partnership.
How do I choose a long-term care insurance agent in Paducah?
Look for an agent licensed in Kentucky with experience selling long-term care policies. Ask if they understand the Kentucky Partnership program and can compare policies from multiple carriers. Check their credentials with the Kentucky Department of Insurance.
What does long-term care insurance cover in Kentucky?
Policies typically cover nursing home care, assisted living, home health care, and adult day care. Kentucky law requires certain consumer protections like inflation protection options and nonforfeiture benefits. Your agent can explain what each policy includes.
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