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Find Long-Term Care Insurance Agents Near You in Richmond, KY
Looking for a long-term care insurance agent in Richmond? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Richmond, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 20 long-term care insurance agents in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Jerry Goble
444 Big Hill Ave, Richmond, KY 40475
(859) 623-0350
jerrygobleinsurance.com
Parsons & Howard Insurance Group LLC
332 High Land Park Dr, Richmond, KY 40475
(859) 624-9199
parsonshowardinsurance.com
BluegrassMedicare
369 Big Hill Ave, Richmond, KY 40475
(859) 285-7600
bluegrassmedicare.com
The Richmond Insurance Group
2130 Lexington Rd suite e, Richmond, KY 40475
(859) 353-5596
Insurance Pro
226 E Main St, Richmond, KY 40475
(859) 624-1500
insurancepro.biz
Shelter Insurance - Ashley Kovaleski
610 Big Hill Ave Ste 6, Richmond, KY 40475
(859) 624-0883
shelterinsurance.com
Bray and Oakley Insurance Agency
2150 Lexington Rd d2, Richmond, KY 40475
(859) 623-1933
brayandoakley.com
Nationwide Insurance: Alan K Hatfield Inc.
136 Big Hill Ave, Richmond, KY 40475
(859) 623-2970
Kentucky Farm Bureau Insurance
300 High Land Park Dr, Richmond, KY 40475
(859) 623-5254
kyfb.com
Madison Insurance Agency
310 Geri Ln, Richmond, KY 40475
(859) 626-0002
insurewithmadison.com
Linville Insurance Agency
1060 Center Dr, Richmond, KY 40475
(859) 626-5252
linvilleinsurance.com
Supreme insurance Richmond
301 W Main St, Richmond, KY 40475
(859) 374-3444
Shelter Insurance - Evan Worrell
155 N Keeneland Dr Suite 1, Richmond, KY 40475
(859) 624-0031
shelterinsurance.com
New York Life
920 Barnes Mill Rd C, Richmond, KY 40475
(859) 594-7992
newyorklife.com
Cole Insurance Agency
310 High Land Park Dr, Richmond, KY 40475
(859) 623-4309
coleinsinc.com
ALH Insurance
125 S 3rd St, Richmond, KY 40475
(859) 626-7888
alhinsurance.com
Hurst Home Insurance
312 W Irvine St, Richmond, KY 40475
(859) 623-3197
hursthomeins.com
Roberts Insurance
527 W Main St, Richmond, KY 40475
(859) 623-7684
bobrobertsinsurance.com
John Rader Insurance Inc
296 Michelle Dr, Richmond, KY 40475
(859) 626-7725
kyfb.com
Aetna in Richmond
104 Collins Dr, Richmond, KY 40475
(844) 213-6322
aetna.com
Long-term care insurance agents in Richmond, Kentucky help residents plan for future care needs. Kentucky offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies work with local care facilities and Medicaid planning.
What Does a Long-Term Care Insurance Agent in Richmond Cost?
Long-term care insurance premiums in Kentucky vary widely based on age, health, and benefit amount. For a 55-year-old, a policy with a 3-year benefit period and 5% inflation protection may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, the same policy could cost 3,000 to 5,500 dollars per year. Costs also depend on whether you choose a Partnership policy. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Richmond do?
A long-term care insurance agent helps you compare policies from different carriers. They explain benefit triggers, inflation protection, and elimination periods. They also advise on Kentucky Partnership policies that offer asset protection.
How do Kentucky Partnership policies work?
Kentucky Partnership policies are approved by the state and allow you to keep assets equal to the insurance benefits you receive. This helps you qualify for Medicaid later without spending down all your savings. Only agents certified by the state can sell these policies.
Are there age limits for buying long-term care insurance in Kentucky?
Most carriers in Kentucky issue policies to applicants aged 18 to 84. Premiums are lower when you buy at a younger age. Kentucky law requires insurers to offer a 30-day free look period after purchase.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.