The top-rated long-term care insurance agent in Schaumburg, Illinois is Anna Gaudyn - State Farm Insurance Agent, rated 5.0 stars across 557 reviews. Other highly rated options include Pronto Insurance Services, A Plus Insurance, Tom Conner | USHEALTH Advisors Agent. This directory lists 22 long-term care insurance agents serving Schaumburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Anna Gaudyn - State Farm Insurance Agent | 1409 S Roselle Rd | (847) 598-1968 |
| 2 | Pronto Insurance Services | 1515 Woodfield Rd #104 | (847) 496-2783 |
| 3 | A Plus Insurance | 2040 E Algonquin Rd | (847) 979-8282 |
| 4 | Tom Conner | USHEALTH Advisors Agent | 1827 Walden Office Square UNIT 104 | (847) 687-7765 |
| 5 | Robertson&Robertson Financial | 127 S Roselle Rd Suite 105 | (847) 301-7400 |
| 6 | Northwest Insurance Services | 999 Plaza Dr #630 | (847) 310-0400 |
| 7 | Inszone Insurance Services | 1101 Perimeter Dr # 500 | (847) 398-7060 |
| 8 | Marsh McLennan Agency | 20 N Martingale Rd Ste 100 | (888) 429-0999 |
| 9 | Tomislav Insurance Services | 120 W Golf Rd unit 112 | (773) 270-3953 |
| 10 | Atomic Insurance Solutions | 1931 Prairie Square | (847) 361-3219 |
Anna Gaudyn - State Farm Insurance Agent serves Schaumburg and the surrounding Cook County area, specializing in long-term care insurance. This agency assists clients in planning for future care needs that are not typically covered by standard health insurance or Medicare. Policies are designed to help cover costs associated with assisted living facilities, nursing homes, and in-home custodial care. The agency regularly handles plan comparisons for individual policies and consultations regarding spousal coverage options.
Pronto Insurance Services, based in Schaumburg, Illinois, provides comprehensive long-term care insurance planning for clients across the region. The agency works with individuals to assess future care needs and select appropriate policies, offering ongoing policy reviews and support for claims navigation. Its service approach emphasizes clear explanations of coverage options and available benefits. The firm assists with planning for property-maintenance needs related to care transitions, serving single-family homes, apartments, retail spaces, and restaurants.
A Plus Insurance serves individuals and families in Schaumburg, Illinois, seeking long-term care insurance coverage. The company assists clients in exploring policies that help cover the costs of care services not typically paid by standard health insurance or Medicare. Their agents work with customers to understand policy options such as daily benefit amounts, benefit periods, and inflation protection. This Schaumburg-based agency also provides its services to residents in neighboring communities throughout the greater Chicago northwest suburbs.
Serving Schaumburg, Illinois, and the surrounding Chicago suburbs, Tom Conner | USHEALTH Advisors Agent provides long-term care insurance guidance. This firm helps clients plan for potential future needs related to home care, assisted living, or nursing facility stays that are not covered by standard health plans. It works with individuals to understand personal financial situations and policy options available to local residents. A typical job begins with a one-on-one needs analysis, reviewing a client’s assets and family health history to recommend a plan tailored to their specific priorities and budget.
Robertson&Robertson Financial in Schaumburg, IL distinguishes between one-time initial policy setup consultations and recurring coverage reviews for long-term care protection. Their services center on helping clients explore insurance plans that pay for extended personal care needs like nursing home stays or in-home assistance, not covered by standard health insurance. This local agent guides individuals through comparing policy features and benefit triggers. Service runs on a one-time or scheduled basis when clients require policy adjustments or need to plan for future care costs.
Serving the Schaumburg area, Northwest Insurance Services specializes in arranging long-term care insurance policies to help secure future care needs. It provides personalized guidance for clients exploring coverage options and understanding policy nuances. The company addresses both straightforward questions about benefit triggers and complex decisions involving asset protection. As the summer season approaches, it assists older homeowners with planning for potential home health aide costs during vacation periods.
As families in Schaumburg plan for their retirement years, the possibility of needing extended skilled nursing or home-based care becomes a pressing financial question. Inszone Insurance Services addresses this concern by guiding local residents through the options for long-term care insurance, explaining how policies help protect assets from substantial care costs. Their role focuses on matching coverage limits, elimination periods, and benefit durations to individual needs and budgets. A full initial consultation is available to assess each client's anticipated care scenario and financial exposure.
Marsh McLennan Agency in Schaumburg provides guidance on financial risk related to extended health care needs. The firm specializes in long-term care insurance, helping individuals plan for potential assistance with daily living activities. Clients in this category are offered support in navigating policy options that address future care costs and asset preservation. Their services assist in protecting savings from the expenses of nursing homes or home health aides. This agency serves commercial sectors including offices, warehouses, and food service operations.
Tomislav Insurance Services serves the Schaumburg area by helping clients secure long-term care insurance policies for residential coverage. The agency also assists with commercial long-term care options for businesses in the surrounding region. Navigating the complexities of these policies requires careful explanation of benefits and costs. The agent works with individuals and families to identify suitable plans tailored to their needs. After an initial consultation, they conduct follow-up calls to adjust coverage as circumstances change, ensuring continued protection between regular policy reviews.
Atomic Insurance Solutions in Schaumburg, IL, is known for guiding clients through the complexities of long-term care insurance, helping them plan for potential future care needs. The agency assists individuals in comparing policies that cover services like assisted living and in-home care, focusing on affordability and coverage fit. It serves local families and seniors seeking financial protection against rising care costs. As a specialty service, the agency can add on options for inflation protection riders to maintain policy value over time.
What Does a a Long-Term Care Insurance Agent in Schaumburg Cost?
Long-term care insurance costs in Illinois vary by age, health, and benefit amount. A typical annual premium for a 55-year-old in Schaumburg might range from 1,500 to 3,500 dollars for a policy with a 150 dollar daily benefit and a 3-year benefit period. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Schaumburg
Long-term care insurance agents in Schaumburg help residents plan for future medical and personal care needs. Illinois offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid by their policy. A local agent can explain how this program works and help you compare policies from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent do in Schaumburg?
An agent helps you understand policy options and find coverage that fits your budget and health needs. They explain Illinois-specific rules like the Partnership Program and the state's 30-day free look period. They do not provide legal or tax advice.
How does the Illinois Partnership Program affect my policy?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. Your agent can show you which policies qualify as Partnership plans. These plans must meet certain state standards to offer this asset protection.
Are there time limits for applying for long-term care insurance in Illinois?
There is no state deadline to apply, but premiums increase with age and health changes. Illinois law gives you a 30-day free look period after purchase to cancel for a full refund. Most carriers require medical underwriting before issuing a policy.
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